The top-rated landlord insurance agent in Eden Prairie, Minnesota is Ben Just - State Farm Insurance Agent, rated 4.9 stars across 147 reviews. Other highly rated options include Smart Insurance Agency Inc, Farmers Insurance - Aaron Nicklay, P & H Insurance Agency Inc.. This directory lists 19 landlord insurance agents serving Eden Prairie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ben Just - State Farm Insurance Agent | 14850 Scenic Heights Rd #155 | (952) 941-5850 |
| 2 | Smart Insurance Agency Inc | 11800 Singletree Ln SUITE 130 | (612) 243-4000 |
| 3 | Farmers Insurance - Aaron Nicklay | 250 Prairie Center Dr Ste 205 | (952) 229-5155 |
| 4 | P & H Insurance Agency Inc. | 11800 Singletree Ln # 120 | (952) 829-1655 |
| 5 | Chris Jahnke Agency INC American Family Insurance | 9755 Hamilton Rd | (952) 746-4944 |
| 6 | Christensen Group Insurance Eden Prairie | 9855 W 78th St #100 | (952) 653-1000 |
| 7 | Twin City Group | 7500 Flying Cloud Dr | (952) 924-6900 |
| 8 | HUB International | 6500 City West Pkwy #100 | (952) 944-2929 |
| 9 | Stallion Insurance Group | 12160 Technology Dr. #213 | (651) 735-1284 |
| 10 | Caveo Insurance Agency | 8925 Aztec Dr #3 | (952) 406-8841 |
Ben Just - State Farm Insurance Agent serves the Eden Prairie, Minnesota area and the surrounding metro region, offering specialized landlord insurance solutions. This agency helps property owners secure coverage for rental properties, protecting against common risks such as property damage and liability claims. Business owners can obtain personalized policies that address the unique challenges of managing residential or commercial rentals. Specific services handled in this region include dwelling protection and loss-of-rent coverage for landlords.
Smart Insurance Agency Inc provides a full range of landlord insurance policies for Eden Prairie property owners, including coverage for property damage, liability protection, and loss of rental income. Its standard service includes risk assessment consultations to help clients understand their coverage needs. Policy review and adjustment plans are available as property portfolios change. The agency services single-family homes, apartment buildings, multi-unit rental properties, retail spaces, and restaurants.
Farmers Insurance - Aaron Nicklay serves homeowners, businesses, and property managers throughout the Eden Prairie area. The agency provides landlord insurance policies that protect rental properties and cover liability risks for property owners. It also assists with coverage for loss of rental income and dwelling damage caused by covered perils. Clients receive guidance on selecting appropriate policies to match their investment properties and management needs. In addition to Eden Prairie, the agency also covers nearby Chanhassen and the surrounding southwest metro communities.
P & H Insurance Agency Inc. serves Eden Prairie and the surrounding Minnesota communities as a landlord insurance agent, handling coverage for both residential and commercial rental properties. It works with property owners to address risks like building damage, liability, and lost rental income. For a typical job, it reviews each property’s specific occupancy, age, and maintenance factors to recommend an appropriate policy.
Chris Jahnke Agency INC American Family Insurance offers tailored coverage for owners of rental properties in the Eden Prairie area. It also provides general landlord insurance services, including policies that protect against property damage and liability. The agency helps landlords address claims involving tenants or weather-related incidents. It specifically assists with seasonal preparedness, such as ensuring adequate coverage before winter storms risk pipes freezing or causing roof damage.
Christensen Group Insurance Eden Prairie serves local property owners by distinguishing between one-time landlord policies tailored for individual rental properties and recurring plans that cover ongoing portfolios. Their coverage options protect against common rental risks including property damage, liability claims, and loss of rental income. As a landlord insurance agent serving Eden Prairie, Minnesota, the company structures its services to operate primarily on an as-needed basis, allowing clients to adjust their policies when acquiring new properties or updating existing rental arrangements.
As winter approaches in Eden Prairie, rental properties face increased risks from freezing pipes and ice dams. Twin City Group assists local landlords by offering tailored landlord insurance agents services to protect these investments. Their policies cover property damage, liability, and potential loss of rental income during seasonal disruptions. The company understands the specific needs of Minnesota rental property owners, from single-family homes to small apartment buildings. An initial consultation typically begins with a thorough inspection of the property to assess existing coverage gaps and recommend appropriate adjustments.
HUB International in Eden Prairie, Minnesota, helps rental property owners manage risk and protect their investments. The agency specializes in insurance policies tailored for residential landlords, offering coverage for property damage, liability, and loss of rental income. It can provide customizable add-ons for earthquake or flood protection and equipment breakdown. Commercial sectors served include office buildings, warehouses, and food service establishments, ensuring comprehensive protection across diverse property types.
Stallion Insurance Group in Eden Prairie, Minnesota, is known for helping property owners secure coverage for rental dwellings. The agency works with local landlords to find policies that address property damage, liability concerns, and potential loss of rental income. Services cover a range of residential and small commercial rental properties. Policy guidance typically includes assessing neighborhood risks and local building values. As a specialty add-on, the agency can help arrange coverage protection specifically for furnished short-term vacation rental properties.
What Does a a Landlord Insurance Agent in Eden Prairie Cost?
Landlord insurance in Minnesota typically costs 15 to 25 percent more than standard homeowners insurance. For a single-family rental in Eden Prairie, annual premiums often range from 800 to 1,500 dollars. Factors like property age, location, coverage limits, and deductible affect the price. This is general information and not insurance advice.
About landlord insurance agents in Eden Prairie
Landlord insurance agents in Eden Prairie, Minnesota help property owners protect their rental investments. Minnesota law does not require landlord insurance but mortgage lenders often mandate it. Agents can tailor policies to cover property damage, liability, and loss of rental income specific to Eden Prairie homes and duplexes.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the dwelling structure, other structures like garages, liability for tenant injuries, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal belongings.
Is landlord insurance required by Minnesota law?
No, Minnesota state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. It is strongly recommended to protect against common risks like fire, water damage, and lawsuits.
How do I choose a landlord insurance agent in Eden Prairie?
Look for an agent who specializes in rental properties and understands Minnesota landlord-tenant laws. Ask about coverage for specific risks like frozen pipes or liability for snow and ice removal on walkways.
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