The top-rated landlord insurance agent in Maple Grove, Minnesota is Zach Augustyn - State Farm Insurance Agent, rated 5.0 stars across 781 reviews. Other highly rated options include Sniezek Group Agency: Allstate Insurance, Nabozny & Associates, INC. American Family Insurance, Teresa Rupkalvis - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Zach Augustyn - State Farm Insurance Agent | 7200 Hemlock Ln N Ste 102 | (763) 424-2200 |
| 2 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 3 | Nabozny & Associates, INC. American Family Insurance | 10650 County Rd 81 Ste 224 | (763) 424-7933 |
| 4 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 5 | Dan Perinovic - State Farm Insurance Agent | 7048 E Fish Lake Rd | (763) 425-9800 |
| 6 | Farmers Insurance - Derek McCoy | 7225 Forestview Ln N | (763) 292-2889 |
| 7 | RightQuote | 11670 Fountains Dr STE 217 | (612) 812-9292 |
| 8 | Minnesota Lakes Insurance | 7066 E Fish Lake Rd | (763) 208-9722 |
| 9 | Tyler Engquist - State Farm Insurance Agent | 15611 Grove Cir N | (763) 781-5111 |
| 10 | Jason Danielson American Family Insurance | 11240 86th Ave N | (763) 428-1004 |
Zach Augustyn - State Farm Insurance Agent serves Maple Grove and the surrounding Hennepin County area, offering specialized landlord insurance policies for residential and commercial property owners. This agency helps landlords secure liability coverage for rental units and protection against property damage from tenants or weather. Tailored policies cover single-family homes, duplexes, and small apartment buildings in the local market. Common services handled include loss of rental income coverage and building ordinance protection, ensuring property owners can manage gaps in their standard homeowners insurance.
Sniezek Group Agency: Allstate Insurance provides a range of landlord insurance services, including property coverage and liability protection for rental properties in Maple Grove. It offers service plans that help property owners manage routine maintenance and emergency repairs. These plans are designed to reduce risk and ensure properties remain functional for tenants. The agency handles single-family homes, apartments, retail spaces, and restaurants.
Nabozny & Associates, INC. American Family Insurance serves homeowners, investors, and property managers who need coverage for rental properties in Maple Grove, Minnesota. The agency provides landlord insurance policies that protect against common property risks such as fire damage, liability claims, and loss of rental income. Property owners can discuss coverage options tailored to single-family rentals, duplexes, or small apartment buildings. The agency also serves clients across the broader northwest Twin Cities area, including communities like Plymouth and Brooklyn Park.
Serving Maple Grove and the surrounding communities in the Twin Cities metro area, Teresa Rupkalvis - State Farm Insurance Agent handles customized landlord insurance policies and liability protection for rental property owners. The agency focuses on safeguarding both single-family rentals and multi-unit properties. It takes a consultative approach to a typical job, carefully reviewing each property’s specific risks to recommend an appropriate coverage limit.
Dan Perinovic - State Farm Insurance Agent in Maple Grove, MN works with property owners who need separate coverage for rentals. The company offers one-time policies covering a single vacancy or replacement period, alongside recurring annual plans designed for long-term tenant occupancy. This landlord insurance agent assists clients in protecting their income streams by addressing each property’s unique liability risks. All services operate on either a scheduled renewal cycle or an as-needed basis, depending on the client’s rental activity and property turnover frequency.
Farmers Insurance - Derek McCoy in Maple Grove, MN provides specialty services in landlord insurance coverage, including property protection for rental dwellings and liability safeguards for property owners. The agency also offers general homeowners and business insurance solutions for local clients. For landlords, it helps manage risks associated with tenant turnover and unexpected maintenance issues, particularly during the harsh Minnesota winter season when frozen pipes or roof damage from heavy snow are common concerns.
As winter approaches in Maple Grove, landlords often face challenges with snow-damaged roofs and frozen pipes, making reliable coverage essential. RightQuote specializes in landlord insurance tailored to these local property risks, offering policies that safeguard rental investments against weather-related claims. Their agents take time to explain how coverage applies to single-family rentals and multi-unit buildings, ensuring each policy aligns with state requirements and personal liability concerns. A typical first step with RightQuote involves a thorough review of the property’s current condition and existing insurance needs.
Minnesota Lakes Insurance, based in Maple Grove, is known for offering landlord insurance tailored to property owners in the local area. Its services typically cover coverage for rental dwellings, liability protection, and loss of rental income, helping landlords manage risks associated with their investments. The agency assists clients by ensuring policies address common regional concerns such as seasonal property wear. As a specialty service, it can add on flood insurance to safeguard properties from water damage events.
Tyler Engquist is a local landlord insurance agent in Maple Grove, Minnesota. This agency works with property owners to help secure coverage suitable for residential and commercial rental units. Policies may address liability protection, property damage, and potential loss of rental income. Services can be extended to cover additional structures on the property. Commercial clients include those operating office spaces, warehouses, and food service establishments.
Jason Danielson American Family Insurance provides residential landlord coverage for property owners in Maple Grove, Minnesota. The agency also handles commercial landlord policies for various rental properties. Service extends throughout the Maple Grove area and surrounding communities. Claim support and policy adjustments are available when tenants change or properties require updates. This company works with landlords to review coverage needs after each lease renewal or property modification. Follow-up service occurs between regular visits to address any changes in a client's rental portfolio.
What Does a a Landlord Insurance Agent in Maple Grove Cost?
Landlord insurance in Minnesota typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in Maple Grove, annual premiums often range from 800 to 1,500 dollars. Costs depend on property value, location, coverage limits, and deductible. This is general information and not insurance advice.
About landlord insurance agents in Maple Grove
Landlord insurance agents in Maple Grove help rental property owners find policies that cover property damage, liability, and lost rental income. Minnesota law does not require landlords to carry insurance, but most mortgage lenders and property management companies do require it. Working with a local agent ensures your policy accounts for Minnesota weather risks like freeze damage and hail.
Frequently Asked Questions
Is landlord insurance required by law in Minnesota?
No, Minnesota does not have a state law requiring landlords to carry insurance. However, your mortgage lender or property management company may require it. Many landlords choose coverage to protect against liability and property damage.
What does landlord insurance typically cover in Maple Grove?
Standard landlord policies cover the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. They do not cover a tenant personal belongings. You may need additional coverage for flood or sewer backup in Minnesota.
How can a local agent help with Minnesota specific risks?
A Maple Grove agent understands local risks like ice dam damage, frozen pipes, and hail storms common in Minnesota. They can help you add endorsements for these perils and ensure your policy meets any requirements from your homeowners association or city code.
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