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Landlord Insurance Agents in Elk River, MN

Browse landlord insurance agents serving Elk River, Minnesota. Contact information and addresses listed below.

16 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 16 landlord insurance agents in Elk River, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Gleitz - State Farm Insurance Agent
370 Jackson Ave NW, Elk River, MN 55330
(763) 441-2482 getrednow.com
Wayne Swart - State Farm Insurance Agent
817 Main St NW, Elk River, MN 55330
(763) 274-2000 wayneswart.com
The Pampusch Agency
17205 Yale St NW Suite B, Elk River, MN 55330
(763) 441-4250 agents.fuainsurance.com
North Central Insurance Agency
16854 US-10, Elk River, MN 55330
(763) 241-7900 northcentralinsurance.com
Elk Agency Insurance
325 Main St NW, Elk River, MN 55330
(763) 241-0656 elkagency.com
Bonnie Koste Agency Inc American Family Insurance
913 Main St NW, Elk River, MN 55330
(763) 441-9029 amfam.com
Pentagon Insurance
18853 Freeport St NW, Elk River, MN 55330
(763) 331-8700 pentagoninsuranceagency.com
Forthright Insurance LLC
231 Main St NW #3, Elk River, MN 55330
(763) 447-4112 forthrightinsurancemn.com
Patriot Insurance Brokers
312 Main St NW, Elk River, MN 55330
(763) 595-1544 patriotinsurancebrokers.com
Farmers Insurance - David Stokke
625 Main St NW, Elk River, MN 55330
(763) 441-4761 agents.farmers.com
Integrity
10th Ave, Elk River, MN 55330
(763) 441-6361 integrityexperience.com
Affordable Insurance Solutions
10997 185th Ave NW, Elk River, MN 55330
(612) 226-0437 affordableinsurancemn.com
Oakwood
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com
Paul Ostmoe American Family Insurance
400 Jackson Ave NW Suite 203, Elk River, MN 55330
(763) 441-5561 amfam.com
Insurance on Main - Dan Pecka
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com
Insurance Specialists Team
578 Dodge Ave NW, Elk River, MN 55330
(763) 390-4872

A landlord insurance agent in Elk River, Minnesota helps property owners protect their rental investments. Minnesota law requires landlords to maintain certain property standards, and a local agent can tailor coverage to meet those requirements. Elk River agents understand the unique risks of rental properties in Sherburne County and the surrounding area.

What Does a Landlord Insurance Agent in Elk River Cost?

In Minnesota, landlord insurance typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Elk River, annual premiums often range from 800 to 1,500 dollars depending on property value, location, and coverage limits. Factors like the number of units and claims history also affect pricing. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Minnesota?
Landlord insurance in Minnesota typically covers property damage, liability protection, and loss of rental income. It does not cover tenant personal belongings or intentional damage in most cases. Policies can be customized to include flood or sewer backup coverage common in Elk River.
Is landlord insurance required by law in Minnesota?
Minnesota law does not require landlord insurance, but mortgage lenders often mandate it for rental properties. Without it, you may be personally liable for property damage or tenant injuries. A local Elk River agent can explain the legal implications of going uninsured.
How does Minnesota landlord-tenant law affect insurance needs?
Minnesota statute 504B outlines landlord responsibilities for property maintenance and safety. If a tenant sues for negligence, landlord insurance provides liability coverage. Elk River agents can align your policy with these state requirements.