The top-rated landlord insurance agent in Minnetonka, Minnesota is Nesbit Agencies, rated 4.9 stars across 244 reviews. Other highly rated options include Trusted Insurance Agency, Marty Mjelleli - State Farm Insurance Agent, John Erlandson - State Farm Insurance Agent. This directory lists 14 landlord insurance agents serving Minnetonka.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nesbit Agencies | 5900 Rowland Rd | (952) 941-9418 |
| 2 | Trusted Insurance Agency | 5100 Thimsen Ave Ste 228 | (612) 861-4868 |
| 3 | Marty Mjelleli - State Farm Insurance Agent | 10501 Wayzata Blvd #7 | (952) 546-6111 |
| 4 | John Erlandson - State Farm Insurance Agent | 17917 MN-7 | (952) 999-4323 |
| 5 | Tyler Fandrich - State Farm Insurance Agent | 13911 Ridgedale Dr #470 | (952) 935-9533 |
| 6 | Valley Insurance | 11812 Wayzata Blvd | (952) 500-0956 |
| 7 | D Winters Insurance Services | 13312 Inverness Rd | (612) 430-9170 |
| 8 | Ideal Insurance Agency Inc | 601 Carlson Pkwy # 1050 | (952) 479-0047 |
| 9 | Ryynanen Insurance Agency | 12800 Whitewater Dr Suite 100 - 2010 | (612) 816-4756 |
| 10 | The Canopy Group | 18001 MN-7 | (800) 967-3389 |
Nesbit Agencies serves the Minnetonka, Minnesota area, offering specialized landlord insurance agent services to property owners. This agency assists local landlords in securing coverage tailored to rental properties, addressing the unique liability and property protection needs common to this sector. Their approach focuses on helping clients understand policy options that safeguard residential and commercial rental investments. Nesbit Agencies handles coverage for multi-unit dwellings and also provides guidance on loss of rental income protection.
Trusted Insurance Agency provides landlord insurance agents in Minnetonka, Minnesota focusing on policies that protect rental properties from liability and property damage. Its service includes advising on appropriate coverage options tailored to each property owner's needs and offering guidance on risk management to maintain property value. Maintenance plans involve periodic policy reviews to ensure consistent protection as rental conditions change. This agency services single-family homes, apartments, retail spaces, and restaurants.
Marty Mjelleli - State Farm Insurance Agent in Minnetonka, MN works with homeowners, property managers, and small-scale landlords to protect their rental investments. The agency provides landlord insurance policies that cover structures, liability, and potential loss of rental income. It helps clients understand coverage options tailored to local property regulations and tenant arrangements. Office appointments and virtual consultations are available for convenience. The agent also serves the neighboring city of Hopkins.
John Erlandson - State Farm Insurance Agent serves landlords in Minnetonka and the surrounding communities of the western Twin Cities metro area. The agency handles residential and commercial landlord insurance policies that cover property structures and liability concerns for rental property owners seeking financial protection. For a typical property, it first reviews the specific coverage needs with the client, then compares available policy options to help secure appropriate plans tailored to each individual rental situation.
Tyler Fandrich, a landlord insurance agent in Minnetonka, serves property owners by distinguishing between one-time policy adjustments for a single new rental and recurring service options for a growing portfolio. This role covers major perils facing Minnesota rental properties, including fire, storm damage, and liability for tenant injuries or property loss. Comprehensive protection further includes lost rental income during repairs and vandalism or theft coverage for units. Service runs on either a scheduled basis for regular policy reviews or an as-needed basis when a property changes occupancy or is acquired.
As winter approaches in Minnetonka, property owners face risks from ice dams and frozen pipes that can damage rental units. Valley Insurance provides landlord insurance coverage tailored to protect against these seasonal threats and other liability concerns common to local rental properties. Their policies can assist landlords in safeguarding income and property assets throughout the year. An initial consultation involves reviewing the specific property and current coverage to identify potential gaps, followed by an inspection of the premises to assess risks specific to the area.
D Winters Insurance Services in Minnetonka, MN provides landlord insurance policies designed to protect rental property investments from common liability and property damage exposures. Its coverage can be extended to address tenant-related risks, loss of rental income, and equipment breakdowns specific to leased buildings. The agency serves commercial sectors requiring specialized protection, including office complexes, warehouse facilities, and food service operations.
Ideal Insurance Agency Inc serves residential landlords in Minnetonka, MN with tailored property coverage to protect against tenant-related risks. Commercial landlords also receive specialized policies addressing larger property exposures. The agency provides support throughout the surrounding area. Claims assistance is offered alongside routine policy reviews to ensure adequate limits. Follow-up service is personally scheduled between regular visits, maintaining active communication for policy adjustments as tenancies change.
Ryynanen Insurance Agency in Minnetonka, MN, is known for providing landlord insurance agents who help property owners protect rental investments. Their service range includes coverage for single-family homes, duplexes, and multi-unit dwellings against common risks like fire, liability, and vandalism. These agents can also craft policies that address income loss from tenant vacancies or property damage. A specialty service they can add on is coverage for short-term rental properties such as those listed on vacation platforms.
The Canopy Group specializes in policies tailored for landlords in Minnetonka, offering coverage options such as liability protection and property damage insurance. It provides ongoing support for managing rental properties, helping owners address routine risks associated with leasing residential units. The agency assists its clients well during winter months, ensuring that unoccupied properties are covered against damage from frozen pipes.
What Does a a Landlord Insurance Agent in Minnetonka Cost?
Landlord insurance in Minnesota typically costs between 15 and 30 percent more than standard homeowners insurance. For a single family rental property in Minnetonka annual premiums often range from 800 to 1500 dollars. Factors like property age coverage limits and deductible amounts affect the final price. This is general information and not insurance advice.
About landlord insurance agents in Minnetonka
A landlord insurance agent in Minnetonka helps property owners protect their rental investments with policies tailored to Minnesota regulations. Minnesota law does not require landlords to carry insurance but most lenders and associations do. Working with a local agent ensures your policy covers risks like winter freeze damage or tenant liability common in the Twin Cities area.
Frequently Asked Questions
What does landlord insurance cover in Minnetonka Minnesota?
Landlord insurance typically covers property damage from fire wind or vandalism liability protection if a tenant is injured and loss of rental income if the unit becomes uninhabitable. In Minnesota policies often include coverage for frozen pipes or ice dam damage which are common in cold winters.
Is landlord insurance required by law in Minnesota?
Minnesota state law does not require landlords to carry insurance. However most mortgage lenders and homeowners associations do require it. A landlord insurance agent can help you meet these requirements and avoid personal financial risk.
How does Minnesota tenant law affect landlord insurance?
Minnesota landlord tenant law requires landlords to maintain habitable premises. If a tenant sues for habitability violations your liability coverage can help pay legal costs. An agent can explain how Minnesota Statutes Chapter 504B impacts your policy needs.
Landlord Insurance Agents in Other Minnesota Cities
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