The top-rated landlord insurance agent in Oakdale, Minnesota is Matt Jonza - State Farm Insurance Agent, rated 5.0 stars across 1,182 reviews. Other highly rated options include Bob Lawrence - State Farm Insurance Agent, Chauncey Charlson - State Farm Insurance Agent, Farmers Insurance - Kevin McDonald. This directory lists 16 landlord insurance agents serving Oakdale.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Matt Jonza - State Farm Insurance Agent | 434 Hale Ave N STE 160 | (651) 797-2120 |
| 2 | Bob Lawrence - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 698-0694 |
| 3 | Chauncey Charlson - State Farm Insurance Agent | 6993 35th St N Ste 1 | (651) 770-6266 |
| 4 | Farmers Insurance - Kevin McDonald | 6230 10th St N #110 | (651) 739-1891 |
| 5 | Tyson Norman - State Farm Insurance Agent | 1075 Hadley Ave N #109 | (651) 738-2863 |
| 6 | Amy Brown - State Farm Insurance Agent | 1513 Geneva Ave N | (651) 735-4193 |
| 7 | Michelle Stinson Agency Inc American Family Insurance | 6230 10th St N Ste 320 | (651) 439-5240 |
| 8 | James Trevis Agency Inc American Family Insurance | 1292 Helmo Ave N | (651) 739-6030 |
| 9 | Farmers Insurance - Rebecca Speed | 7825 3rd St N STE 205 | (651) 888-4800 |
| 10 | Andreotti Insurance | 600 Inwood Ave N # 235 | (651) 739-9302 |
Matt Jonza - State Farm Insurance Agent serves Washington County and the surrounding metro area from its location in Oakdale, MN, specializing in landlord insurance policies for property owners. The agency assists local landlords with securing coverage designed for residential rental dwellings, including protection for the building structure and for liability arising from tenant injuries or property damage. Additional services offered in this area include coverage for loss of rental income and policies for multi-unit rental properties.
Bob Lawrence - State Farm Insurance Agent provides landlord insurance services in Oakdale, MN, offering property coverage and liability protection for rental property owners. Tailored maintenance and risk management plans help clients safeguard their investments from common issues like water damage or tenant liability claims. This agency services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants.
Chauncey Charlson - State Farm Insurance Agent in Oakdale, MN serves homeowners, property managers, and small-business landlords seeking coverage for rental properties. It offers customized landlord insurance policies designed to protect buildings and liability exposures common in the local market. Clients rely on the agency’s guidance through policy options, including dwelling protection and loss-of-rent coverage. The agency also assists customers across the neighboring community of Lake Elmo and parts of the greater east metro area.
Serving Oakdale, Minnesota, and the surrounding communities, Farmers Insurance - Kevin McDonald handles landlord insurance policies for residential and commercial rental properties. This agent works with property owners to secure coverage for buildings, liability protection, and potential loss of rental income. For each landlord client, the agency typically reviews the specific property risks and coverage gaps before recommending a customized policy. It then compares options from its available carriers to build a complete insurance package suited to the unique demands of rental property ownership.
Tyson Norman, a State Farm Insurance Agent in Oakdale, MN, assists local property owners in distinguishing between one-time landlord policies and ongoing, scheduled coverage plans. One-time insurance typically covers a single rental period or specific event, while recurring policies provide continuous protection for long-term rentals. Their standard offerings address landlord-specific risks, including property damage and liability. Service for individual policies often functions on an as-needed basis, whereas renewed commercial or residential coverage is generally scheduled for automatic renewal at each policy term’s conclusion.
Amy Brown of State Farm Insurance Agent in Oakdale, MN specializes in landlord insurance policies tailored for property owners. As a local agent, she works with clients to secure coverage for rental dwellings, addressing liability and property damage concerns common to this area. She guides landlords through policy options, helping protect their investments against everyday risks. In colder months, she assists with coverage related to frozen pipes and tenant-related winter hazards, ensuring properties remain safeguarded through seasonal challenges.
As Oakdale's rental properties face the variable demands of Minnesota’s freeze-thaw cycle, Michelle Stinson Agency Inc American Family Insurance helps property owners secure appropriate landlord protection. The agency offers guidance on policies covering dwelling damage, liability issues, and rental income loss during necessary repairs. By understanding the specific risks that come with leasing residential homes or multi-unit buildings in this climate, they aim to match each client with suitable coverage. The initial process begins with a review of the property's current condition and rental structure to determine specific insurance needs.
James Trevis Agency Inc American Family Insurance in Oakdale, MN provides general property coverage for residential and commercial landlords. Its specialty add-ons protect against tenant-related risks and liability exposures common in rental properties. The agency helps property owners manage claims and adjust policies as rental markets shift. It can serve local commercial sectors including office complexes, warehouses, and food service establishments that require tailored protection for their unique operational needs.
Farmers Insurance - Rebecca Speed in Oakdale, MN is a landlord insurance agent offering coverage for residential rental properties. It provides standard policies that protect rental dwellings from common risks such as fire, storm damage, and liability claims. Additional plans can address loss of rental income and damage from tenant activities. For property owners, the agency can also add on coverage for landlord furnishings and appliances that are subject to frequent wear and tear.
Andreotti Insurance provides residential landlord insurance in Oakdale, MN, helping property owners protect rental homes from common risks. The agency also offers commercial coverage for small apartment buildings and multi-unit properties throughout the local area. Policies are tailored to address liability, property damage, and loss of rental income concerns. Following each claim or policy renewal, the agent follows up directly with clients to confirm satisfaction and to address any questions that may arise before the next regular visit.
What Does a a Landlord Insurance Agent in Oakdale Cost?
The cost of landlord insurance in Minnesota varies based on property type, location, and coverage limits. For a typical single family rental in Oakdale annual premiums range from 800 to 1500 dollars. Multi unit properties or older homes may cost more. Factors like the deductible amount and additional coverage for flood or earthquake will also affect the price. This is general information and not insurance advice.
About landlord insurance agents in Oakdale
Landlord insurance agents in Oakdale Minnesota help property owners protect their rental investments with policies tailored to local risks. Minnesota law does not require landlord insurance but most mortgage lenders and property management companies do require it. Agents in Oakdale understand the specific needs of landlords in the Twin Cities metro area including coverage for weather damage and tenant liability.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability protection, and loss of rental income. In Minnesota policies often include coverage for ice dam damage and frozen pipes which are common issues in the state.
Is landlord insurance required by law in Oakdale Minnesota?
Minnesota state law does not require landlord insurance. However most mortgage lenders require a landlord policy for rental properties. Some property management companies in Oakdale also require proof of coverage before they will manage a unit.
How much does landlord insurance cost in Minnesota?
Landlord insurance in Minnesota typically costs between 15 and 25 percent more than standard homeowners insurance. For a single family rental in Oakdale you might pay between 800 and 1500 dollars per year depending on the property value and coverage limits.
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