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Landlord Insurance Agents in Prior Lake, MN

Looking for a landlord insurance agent in Prior Lake? Review the directory below to compare your options.

10 agents listed
Updated May 2026
Prior Lake, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 landlord insurance agents in Prior Lake, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mandi Vote- State Farm Insurance Agent
16731 State Hwy 13 Suit 109, Prior Lake, MN 55372
(612) 255-0941 voteinsurancemn.com
AB & B Insurance
14198 Commerce Ave NE #700, Prior Lake, MN 55372
(952) 226-1226 abandbinsurance.com
Jeremy Senn - State Farm Insurance Agent
14033 Commerce Ave NE Suite 102, Prior Lake, MN 55372
(952) 447-8700 myagentjeremysenn.com
Lakes Insurance
6885 Boudin St NE, Prior Lake, MN 55372
(612) 750-3108 lakesinsurance.biz
Prior Lake State Agency
16677 Duluth Ave SE UNIT 101, Prior Lake, MN 55372
(952) 447-8350 priorlakeinsurance.com
DeRose Commercial Insurance Group
15875 Franklin Trail SE #105, Prior Lake, MN 55372
(651) 999-8985 deroseinsurance.com
Van Curler Independent Insurance Agency
16228 Main Ave SE UNIT 111, Prior Lake, MN 55372
(952) 226-1160 vancurlerinsurance.com
Oak Tree Insurance
15870 Franklin Trail SE #105a, Prior Lake, MN 55372
(952) 469-9261 oaktree-insurance.com
Goosehead Insurance - Jessica Gillin
16268 Eagle Creek Ave SE, Prior Lake, MN 55372
(612) 439-5544 goosehead.com
Farmers Insurance - Thomas Streetar
16228 Main Ave SE Ste 106, Prior Lake, MN 55372
(952) 447-4191 agents.farmers.com

Landlord insurance agents in Prior Lake, Minnesota help property owners protect their rental investments with policies that cover dwelling damage, liability, and loss of rental income. Minnesota law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand the risks of Minnesota winters and tenant turnover in the Twin Cities suburbs.

What Does a Landlord Insurance Agent in Prior Lake Cost?

The cost of landlord insurance in Minnesota typically ranges from $800 to $2,500 per year for a single-family rental property. Factors include property location, age, replacement cost, and coverage limits. Prior Lake properties near water or with older plumbing may have higher premiums. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does landlord insurance cover in Prior Lake?
Landlord insurance typically covers the dwelling structure, other structures on the property, liability protection, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property, which requires renters insurance.
Is landlord insurance required by Minnesota law?
Minnesota state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Additionally, many landlords require tenants to carry renters insurance to cover their own belongings.
How do Minnesota winters affect landlord insurance costs?
Minnesota winters increase the risk of frozen pipes, ice dam damage, and roof collapse from snow load. These risks can raise premiums. Landlord insurance agents in Prior Lake often recommend adding coverage for water backup and sewer backup to address winter-related claims.