The top-rated landlord insurance agent in Prior Lake, Minnesota is Mandi Vote- State Farm Insurance Agent, rated 5.0 stars across 214 reviews. Other highly rated options include AB & B Insurance, Jeremy Senn - State Farm Insurance Agent, Lakes Insurance. This directory lists 10 landlord insurance agents serving Prior Lake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mandi Vote- State Farm Insurance Agent | 16731 State Hwy 13 Suit 109 | (612) 255-0941 |
| 2 | AB & B Insurance | 14198 Commerce Ave NE #700 | (952) 226-1226 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 14033 Commerce Ave NE Suite 102 | (952) 447-8700 |
| 4 | Lakes Insurance | 6885 Boudin St NE | (612) 750-3108 |
| 5 | Prior Lake State Agency | 16677 Duluth Ave SE UNIT 101 | (952) 447-8350 |
| 6 | DeRose Commercial Insurance Group | 15875 Franklin Trail SE #105 | (651) 999-8985 |
| 7 | Van Curler Independent Insurance Agency | 16228 Main Ave SE UNIT 111 | (952) 226-1160 |
| 8 | Oak Tree Insurance | 15870 Franklin Trail SE #105a | (952) 469-9261 |
| 9 | Goosehead Insurance - Jessica Gillin | 16268 Eagle Creek Ave SE | (612) 439-5544 |
| 10 | Farmers Insurance - Thomas Streetar | 16228 Main Ave SE Ste 106 | (952) 447-4191 |
Mandi Vote- State Farm Insurance Agent serves Scott County and the Prior Lake, Minnesota area as a landlord insurance agent. The company helps property owners protect their rental investments by offering specialized coverage tailored to local housing regulations and tenant risks. Policies typically address property damage, liability claims, and potential loss of rental income. Mandi Vote’s agency handles landlord insurance policies and can also assist with related personal liability coverage for rental properties.
AB & B Insurance provides comprehensive landlord insurance services in Prior Lake, Minnesota, covering both property protection and liability coverage. The company offers customized policy management for residential and commercial rental portfolios, including routine maintenance plan coordination for insured properties. Their coverage solutions address typical risks faced by property owners in the region, such as weather damage and tenant-related liabilities. AB & B Insurance services single-family homes, apartment complexes, retail spaces, and restaurants.
Jeremy Senn - State Farm Insurance Agent in Prior Lake, Minnesota, is known for providing landlord insurance policies designed to protect rental property investments. The agency serves local property owners by offering coverage that can address risks such as property damage and liability claims from tenants. As a landlord insurance agent in this area, they help clients secure policies to safeguard their income from unexpected losses. A common add-on service available through this agency includes coverage for loss of rental income when a property becomes uninhabitable.
Lakes Insurance serves homeowners, businesses, and property managers in Prior Lake, MN, by providing landlord insurance policies. It assists clients in protecting rental properties against common risks like property damage and liability claims. The agency also covers dwelling protection and loss of rental income needs for local landlords. By understanding the unique challenges of leasing residential and commercial properties in this region, the company helps ensure appropriate coverage levels. Its service area additionally extends to the neighboring community of Savage for landlord insurance support.
Prior Lake State Agency provides landlord insurance coverage throughout Prior Lake, Minnesota, and the surrounding communities of Shakopee, Savage, and Jordan. The agency handles policies for rental properties including single-family homes, duplexes, and multi-unit apartment buildings. It assists landlords with protecting their investment properties against common risks such as fire, water damage, and liability claims. To handle each client’s situation, the agency begins by reviewing the specific property and coverage needs before matching them with a suitable policy from its available carriers.
DeRose Commercial Insurance Group in Prior Lake, MN distinguishes between one-time landlord policies for a single property purchase and recurring annual plans that renew each term. Its coverage protects rental property owners from financial losses due to property damage, liability claims, or lost rental income. For an apartment building or a single-family rental unit, the agency can tailor the policy to match the risk. Service for policy adjustments or new quotes runs on an as-needed basis.
Offering specialized landlord insurance services, Van Curler Independent Insurance Agency in Prior Lake, MN helps property owners protect rental investments. The agency works with clients to secure coverage tailored to residential and small commercial rental properties. It handles various needs, including liability protection and building replacement policies. As seasonal weather shifts occur, the agency commonly advises clients on preparing for freeze-related plumbing issues or roof damage from severe storms common to the region.
As the spring thaw arrives in Prior Lake, landlords often confront water damage from melting snow or aging roofs, making coverage a timely priority. Oak Tree Insurance serves as a landlord insurance agent, helping property owners secure policies that address such seasonal hazards and tenant-related liability. They assist with necessary coverage to protect rental income and building structures when repairs arise. A typical initial step involves scheduling a walk-through inspection of the rental property to assess current conditions and identify specific risk factors.
Goosehead Insurance – Jessica Gillin assists property owners in and around Prior Lake with general coverage for rental dwellings, then offers optional specialty endorsements such as ordinance or law coverage and loss of rent protection. The agency structures policies to help landlords guard against common liability risks and property damages associated with tenant-occupied homes and small multi-unit structures. It also serves clients needing insurance for commercial sectors, including offices, warehouses, and food service establishments.
Farmers Insurance - Thomas Streetar offers residential landlord insurance services in Prior Lake, Minnesota, while also providing commercial coverage options for rental property owners in the surrounding area. The agency works to protect income properties from common risks such as property damage and liability claims. Following each policy consultation or claim event, the office typically reaches out to ensure coverage remains adequate. This practice supports clients who require ongoing adjustments between regular property visits, maintaining protection as rental conditions evolve.
What Does a a Landlord Insurance Agent in Prior Lake Cost?
The cost of landlord insurance in Minnesota typically ranges from $800 to $2,500 per year for a single-family rental property. Factors include property location, age, replacement cost, and coverage limits. Prior Lake properties near water or with older plumbing may have higher premiums. This is general information, not insurance advice.
About landlord insurance agents in Prior Lake
Landlord insurance agents in Prior Lake, Minnesota help property owners protect their rental investments with policies that cover dwelling damage, liability, and loss of rental income. Minnesota law does not require landlord insurance, but mortgage lenders often mandate it. Local agents understand the risks of Minnesota winters and tenant turnover in the Twin Cities suburbs.
Frequently Asked Questions
What does landlord insurance cover in Prior Lake?
Landlord insurance typically covers the dwelling structure, other structures on the property, liability protection, and loss of rental income if the property becomes uninhabitable. It does not cover tenant personal property, which requires renters insurance.
Is landlord insurance required by Minnesota law?
Minnesota state law does not require landlord insurance. However, most mortgage lenders require it as a condition of the loan. Additionally, many landlords require tenants to carry renters insurance to cover their own belongings.
How do Minnesota winters affect landlord insurance costs?
Minnesota winters increase the risk of frozen pipes, ice dam damage, and roof collapse from snow load. These risks can raise premiums. Landlord insurance agents in Prior Lake often recommend adding coverage for water backup and sewer backup to address winter-related claims.
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