The top-rated landlord insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 587 reviews. Other highly rated options include Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent, Atlas Insurance Brokers. This directory lists 20 landlord insurance agents serving Rochester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shawn Christensen - State Farm Insurance | 1903 Broadway Ave S | (507) 282-1500 |
| 2 | Fortress Insurance & Financial Services | 2766 Commerce Dr NW STE D | (507) 424-6200 |
| 3 | David Jorgenson - State Farm Insurance Agent | 401 16th Ave NW Suite 105 | (507) 216-5274 |
| 4 | Atlas Insurance Brokers | 5721 Bandel Rd NW | (507) 252-8720 |
| 5 | Arment & Associates, LLC American Family Insurance | 923 N Broadway Ave | (507) 289-7494 |
| 6 | Connor Faupel Insurance Agency | 3552 West River Pkwy NW | (507) 261-9306 |
| 7 | Ted W. Smith Insurance | 3228 6th Ave NE | (507) 252-4640 |
| 8 | Sam Ghareeb Insurance Broker | 1500 1st Ave NE #111c | (507) 358-4497 |
| 9 | All Apple Insurance Agency / Paul M. Peterson | 511 Northern Hills Dr NE #3 | (507) 285-5760 |
| 10 | Shawn Capelle Agency Inc American Family Insurance | 3334 19th St NW STE 204 | (507) 285-9927 |
Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota area, specializing in landlord insurance agency services. The agency assists property owners in protecting their rental investments with tailored insurance solutions. Coverage options are designed to address the specific needs of local landlords, including protection for dwelling structures and liability related to rental properties. The agency also handles policies covering loss of rental income and property damage from common perils.
Fortress Insurance & Financial Services provides landlord insurance policies for property owners in the Rochester area, covering risks like property damage and liability claims. The company also offers guidance on routine maintenance plans to help preserve the condition of rental buildings and reduce potential losses. Their services extend to insuring single-family homes, apartments, retail establishments, and restaurants seeking appropriate coverage for their unique exposures.
Serving Rochester, Minnesota, and the surrounding communities, David Jorgenson - State Farm Insurance Agent handles landlord insurance for property owners renting out residential or commercial units. It addresses common concerns such as property damage, liability protection, and loss of rental income due to covered events. Policies are tailored to cover single-family rentals, duplexes, and multi-unit apartment buildings. To handle a typical job, the agent begins by reviewing the specific property type and landlord needs, then presents coverage options designed to mitigate financial risks while keeping premiums manageable.
Atlas Insurance Brokers serves landlords and property managers in Rochester, Minnesota, with specialized rental property coverage. The agency helps owners of single-family homes, duplexes, and small apartment buildings protect their investments against common rental risks. Policies are designed to address property damage, liability protection, and potential income loss from tenant vacancies. The firm offers practical guidance on coverage limits that suit local market conditions. Its service area extends to the neighboring community of Stewartville, ensuring consistent support for property owners across Olmsted County.
Arment & Associates, LLC American Family Insurance in Rochester, MN provides either one-time landlord insurance policies or ongoing, renewable plans that protect against annual portfolio changes. The coverage in this area typically addresses property damage, liability from tenant injuries, and lost rental income. Their landlord insurance service runs on a schedule selected at policy inception, with renewals and adjustments offered as needed throughout each term.
Connor Faupel Insurance Agency specializes in landlord insurance policies tailored to rental property owners in the Rochester, MN area. Their general services include advising on property damage coverage and liability protection for single-family rentals and multi-unit dwellings. They assist local landlords in navigating the specific insurance requirements for residential investment properties. Recognizing the severe winter weather of southern Minnesota, the agency helps clients address risks like frozen pipe bursts and ice dam liability claims during the cold season.
When seasonal storms or unexpected tenant vacancies put property in Rochester at risk, Ted W. Smith Insurance offers policies tailored for local building owners. This landlord insurance agent works to match coverage with each specific rental’s exposure, from single-family units to small multifamily structures. They help property managers identify gaps in liability and structural protection that standard homeowners policies typically exclude. The process begins with a thorough inspection of the dwelling and a review of current lease arrangements to set an appropriate initial-assessment step.
Based in Rochester, Sam Ghareeb Insurance Broker specializes in providing coverage for local rental property owners. The agency can structure policies that protect landlords from common risks, including property damage and liability claims. Additional coverage options may address loss of rental income or vandalism. Complementing residential landlord insurance, the firm also helps secure protection for various commercial real estate properties. These include offices, warehouses, and buildings utilized for food service operations.
All Apple Insurance Agency, operated by Paul M. Peterson in Rochester, MN, provides tailored residential landlord insurance to protect rental properties and their owners. Commercial coverage is also available for larger multi-unit buildings and apartment complexes throughout the Rochester area. The agency works closely with property owners to review policy details, ensuring adequate protection for liability and building structures. They encourage follow-up appointments between standard renewal periods to adjust coverage as tenant situations or property values change, maintaining consistent support for their clients' evolving needs.
Shawn Capelle Agency Inc American Family Insurance serves Rochester, Minnesota as a landlord insurance agent, offering tailored coverage for residential and commercial rental properties. This agency addresses common landlord risks such as property damage, liability claims, and loss of rental income. Its policies protect investors who own single-family homes, multi-unit dwellings, or apartment complexes. An optional specialty service available through the agency is equipment breakdown coverage for major building systems like HVAC and electrical components.
What Does a a Landlord Insurance Agent in Rochester Cost?
Typical landlord insurance premiums in Minnesota range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Rochester annual premiums often fall between 800 and 1500 dollars depending on property value location and coverage limits. Costs vary based on property age rental history and chosen deductibles. This is general information not insurance advice.
About landlord insurance agents in Rochester
Landlord insurance agents in Rochester Minnesota help property owners protect their rental investments. Minnesota law requires landlords to maintain habitable premises and liability coverage is strongly advised. Local agents can tailor policies to cover property damage loss of rent and legal liability specific to Rochester rental properties.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers property damage loss of rental income and liability for tenant injuries. In Minnesota policies may also cover damage from frozen pipes or snow load which are common risks.
Is landlord insurance required by law in Minnesota?
Minnesota does not legally require landlord insurance but most mortgage lenders require it. Without coverage you risk paying out of pocket for property damage or liability claims from tenants.
How do I choose a landlord insurance agent in Rochester?
Look for an agent who specializes in rental property insurance and understands Minnesota landlord tenant law. Ask about coverage for vandalism water damage and liability limits that meet your property needs.
Landlord Insurance Agents in Other Minnesota Cities
Apple Valley · Blaine · Bloomington · Brooklyn Park · Burnsville · Chanhassen · Chaska · Coon Rapids · Eagan · Eden Prairie · Edina · Elk River · Inver Grove Heights · Lakeville · Mankato