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Find Landlord Insurance Agents Near You in Rochester, MN

Browse landlord insurance agents serving Rochester, Minnesota. Updated 2026-07-14.

The top-rated landlord insurance agent in Rochester, Minnesota is Shawn Christensen - State Farm Insurance, rated 4.9 stars across 587 reviews. Other highly rated options include Fortress Insurance & Financial Services, David Jorgenson - State Farm Insurance Agent, Atlas Insurance Brokers. This directory lists 20 landlord insurance agents serving Rochester.

Showing 20 landlord insurance agents in Rochester, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Shawn Christensen - State Farm Insurance1903 Broadway Ave S(507) 282-1500
2Fortress Insurance & Financial Services2766 Commerce Dr NW STE D(507) 424-6200
3David Jorgenson - State Farm Insurance Agent401 16th Ave NW Suite 105(507) 216-5274
4Atlas Insurance Brokers5721 Bandel Rd NW(507) 252-8720
5Arment & Associates, LLC American Family Insurance923 N Broadway Ave(507) 289-7494
6Connor Faupel Insurance Agency3552 West River Pkwy NW(507) 261-9306
7Ted W. Smith Insurance3228 6th Ave NE(507) 252-4640
8Sam Ghareeb Insurance Broker1500 1st Ave NE #111c(507) 358-4497
9All Apple Insurance Agency / Paul M. Peterson511 Northern Hills Dr NE #3(507) 285-5760
10Shawn Capelle Agency Inc American Family Insurance3334 19th St NW STE 204(507) 285-9927
SC
1903 Broadway Ave S
Shawn Christensen - State Farm Insurance
Landlord Insurance Agent · Rochester, MN

Shawn Christensen - State Farm Insurance serves the Rochester, Minnesota area, specializing in landlord insurance agency services. The agency assists property owners in protecting their rental investments with tailored insurance solutions. Coverage options are designed to address the specific needs of local landlords, including protection for dwelling structures and liability related to rental properties. The agency also handles policies covering loss of rental income and property damage from common perils.

FI
2766 Commerce Dr NW STE D
Fortress Insurance & Financial Services
Landlord Insurance Agent · Rochester, MN

Fortress Insurance & Financial Services provides landlord insurance policies for property owners in the Rochester area, covering risks like property damage and liability claims. The company also offers guidance on routine maintenance plans to help preserve the condition of rental buildings and reduce potential losses. Their services extend to insuring single-family homes, apartments, retail establishments, and restaurants seeking appropriate coverage for their unique exposures.

DJ
401 16th Ave NW Suite 105
David Jorgenson - State Farm Insurance Agent
Landlord Insurance Agent · Rochester, MN

Serving Rochester, Minnesota, and the surrounding communities, David Jorgenson - State Farm Insurance Agent handles landlord insurance for property owners renting out residential or commercial units. It addresses common concerns such as property damage, liability protection, and loss of rental income due to covered events. Policies are tailored to cover single-family rentals, duplexes, and multi-unit apartment buildings. To handle a typical job, the agent begins by reviewing the specific property type and landlord needs, then presents coverage options designed to mitigate financial risks while keeping premiums manageable.

AI
5721 Bandel Rd NW
Atlas Insurance Brokers
Landlord Insurance Agent · Rochester, MN

Atlas Insurance Brokers serves landlords and property managers in Rochester, Minnesota, with specialized rental property coverage. The agency helps owners of single-family homes, duplexes, and small apartment buildings protect their investments against common rental risks. Policies are designed to address property damage, liability protection, and potential income loss from tenant vacancies. The firm offers practical guidance on coverage limits that suit local market conditions. Its service area extends to the neighboring community of Stewartville, ensuring consistent support for property owners across Olmsted County.

AA
923 N Broadway Ave
Arment & Associates, LLC American Family Insurance
Landlord Insurance Agent · Rochester, MN

Arment & Associates, LLC American Family Insurance in Rochester, MN provides either one-time landlord insurance policies or ongoing, renewable plans that protect against annual portfolio changes. The coverage in this area typically addresses property damage, liability from tenant injuries, and lost rental income. Their landlord insurance service runs on a schedule selected at policy inception, with renewals and adjustments offered as needed throughout each term.

CF
3552 West River Pkwy NW
Connor Faupel Insurance Agency
Landlord Insurance Agent · Rochester, MN

Connor Faupel Insurance Agency specializes in landlord insurance policies tailored to rental property owners in the Rochester, MN area. Their general services include advising on property damage coverage and liability protection for single-family rentals and multi-unit dwellings. They assist local landlords in navigating the specific insurance requirements for residential investment properties. Recognizing the severe winter weather of southern Minnesota, the agency helps clients address risks like frozen pipe bursts and ice dam liability claims during the cold season.

TW
3228 6th Ave NE
Ted W. Smith Insurance
Landlord Insurance Agent · Rochester, MN

When seasonal storms or unexpected tenant vacancies put property in Rochester at risk, Ted W. Smith Insurance offers policies tailored for local building owners. This landlord insurance agent works to match coverage with each specific rental’s exposure, from single-family units to small multifamily structures. They help property managers identify gaps in liability and structural protection that standard homeowners policies typically exclude. The process begins with a thorough inspection of the dwelling and a review of current lease arrangements to set an appropriate initial-assessment step.

SG
1500 1st Ave NE #111c
Sam Ghareeb Insurance Broker
Landlord Insurance Agent · Rochester, MN

Based in Rochester, Sam Ghareeb Insurance Broker specializes in providing coverage for local rental property owners. The agency can structure policies that protect landlords from common risks, including property damage and liability claims. Additional coverage options may address loss of rental income or vandalism. Complementing residential landlord insurance, the firm also helps secure protection for various commercial real estate properties. These include offices, warehouses, and buildings utilized for food service operations.

AA
511 Northern Hills Dr NE #3
All Apple Insurance Agency / Paul M. Peterson
Landlord Insurance Agent · Rochester, MN

All Apple Insurance Agency, operated by Paul M. Peterson in Rochester, MN, provides tailored residential landlord insurance to protect rental properties and their owners. Commercial coverage is also available for larger multi-unit buildings and apartment complexes throughout the Rochester area. The agency works closely with property owners to review policy details, ensuring adequate protection for liability and building structures. They encourage follow-up appointments between standard renewal periods to adjust coverage as tenant situations or property values change, maintaining consistent support for their clients' evolving needs.

SC
3334 19th St NW STE 204
Shawn Capelle Agency Inc American Family Insurance
Landlord Insurance Agent · Rochester, MN

Shawn Capelle Agency Inc American Family Insurance serves Rochester, Minnesota as a landlord insurance agent, offering tailored coverage for residential and commercial rental properties. This agency addresses common landlord risks such as property damage, liability claims, and loss of rental income. Its policies protect investors who own single-family homes, multi-unit dwellings, or apartment complexes. An optional specialty service available through the agency is equipment breakdown coverage for major building systems like HVAC and electrical components.

SI
894 7th St NW
Safechoice Insurance Agency
Landlord Insurance Agent · Rochester, MN
(507) 280-9282
safechoicemn.com
EI
2659 Superior Dr NW Suite 200
Ellingson Insurance Group
Landlord Insurance Agent · Rochester, MN
(507) 258-4640
ellingsongrp.com
CL
3270 19th St NW STE 102
Chris Liffrig Agency
Landlord Insurance Agent · Rochester, MN
(507) 398-2640
chrisliffriginsurance.com
HI
411 12th St SE
Harmony Insurance Group
Landlord Insurance Agent · Rochester, MN
(507) 280-8300
harmonyinsurancegroup.com
RI
1418 1st Ave NE STE C
RMB Insurance Agency
Landlord Insurance Agent · Rochester, MN
(507) 509-5077
rmbia.com
SI
826 Broadway Ave S
Sandvik Insurance Agency
Landlord Insurance Agent · Rochester, MN
(507) 226-8481
sandvikinsuranceagency.com
DF
5721 Bandel Rd NW
Dave Faupel Agency
Landlord Insurance Agent · Rochester, MN
(507) 269-8883
davefaupel.com
FI
1530 Greenview Dr SW Ste 203
Farmers Insurance - Jacob Tenold
Landlord Insurance Agent · Rochester, MN
(507) 529-5371
agents.farmers.com/mn/rochester/jacob-tenold
HI
1635 Greenview Dr SW
Heartman Insurance
Landlord Insurance Agent · Rochester, MN
(507) 288-3834
heartman.com
AI
West circle drive professional building, 2518 Superior Dr NW
All Insurance Brokers
Landlord Insurance Agent · Rochester, MN
(507) 361-7556
allinsb.com/index.php/contact

What Does a a Landlord Insurance Agent in Rochester Cost?

Typical landlord insurance premiums in Minnesota range from 25 to 50 percent more than standard homeowners insurance. For a single family rental in Rochester annual premiums often fall between 800 and 1500 dollars depending on property value location and coverage limits. Costs vary based on property age rental history and chosen deductibles. This is general information not insurance advice.

About landlord insurance agents in Rochester

Landlord insurance agents in Rochester Minnesota help property owners protect their rental investments. Minnesota law requires landlords to maintain habitable premises and liability coverage is strongly advised. Local agents can tailor policies to cover property damage loss of rent and legal liability specific to Rochester rental properties.

Frequently Asked Questions

What does landlord insurance cover in Minnesota?

Landlord insurance typically covers property damage loss of rental income and liability for tenant injuries. In Minnesota policies may also cover damage from frozen pipes or snow load which are common risks.

Is landlord insurance required by law in Minnesota?

Minnesota does not legally require landlord insurance but most mortgage lenders require it. Without coverage you risk paying out of pocket for property damage or liability claims from tenants.

How do I choose a landlord insurance agent in Rochester?

Look for an agent who specializes in rental property insurance and understands Minnesota landlord tenant law. Ask about coverage for vandalism water damage and liability limits that meet your property needs.

Landlord Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.