The top-rated landlord insurance agent in Roseville, Minnesota is Chris Ahles - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include PJ Hangartner - State Farm Insurance Agent, Trevor Larson - State Farm Insurance Agent, Dick Petkoff - State Farm Insurance Agent. This directory lists 18 landlord insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Ahles - State Farm Insurance Agent | 2201 Lexington Ave N | (651) 487-4204 |
| 2 | PJ Hangartner - State Farm Insurance Agent | 1751 County B Rd W Ste 330 | (651) 429-7725 |
| 3 | Trevor Larson - State Farm Insurance Agent | 2780 E Snelling Ser Dr Suite 309 | (651) 356-6213 |
| 4 | Dick Petkoff - State Farm Insurance Agent | 2049 Snelling Ave | (651) 631-0505 |
| 5 | Square Choice Insurance Services LLC | 2489 Rice St # 160 | (651) 243-8987 |
| 6 | Breitenfeldt Group | 2575 Hamline Ave N STE C | (877) 732-9800 |
| 7 | Joseph Hanson - State Farm Insurance Agent | 2597 Cleveland Ave N Unit 250 | (612) 721-5555 |
| 8 | Hal Tiffany Agency Inc | 2573 B Hamline Ave N | (651) 484-4002 |
| 9 | Pearson Family Agency LLC: Allstate Insurance | 2585 Hamline Ave N STE F | (651) 631-8818 |
| 10 | Farmers Insurance - Jeff Paar | 2499 Rice St Ste 130 | (651) 484-5699 |
Chris Ahles - State Farm Insurance Agent serves the Roseville, Minnesota, metro area, specializing in landlord insurance for property owners. The agency helps residential and commercial landlords protect their rental investments against property damage and liability claims. Policies are tailored to cover risks such as fire, theft, and tenant-related incidents. Chris Ahles - State Farm Insurance Agent offers guidance on policy bundling and coverage limits for local rental properties.
PJ Hangartner - State Farm Insurance Agent in Roseville, MN, provides landlord insurance policies designed to protect rental property investments. Services include coverage for property damage, liability protection, and loss of rental income. The agency assists with tailoring policies to individual needs, offering guidance on risk management and claims support. Maintenance plans are not standard offerings but the agent can recommend resources for property upkeep. This agent works with owners of single-family homes, apartments, retail spaces, and restaurants.
Trevor Larson - State Farm Insurance Agent in Roseville, MN serves individual homeowners, residential rental property owners, and small-scale property managers within the region. The agency focuses on providing landlord insurance policies that cover dwelling protection, liability coverage, and loss-of-rent income for rental properties. Clients often require policies tailored to single-family rentals or small multi-unit buildings common in the area. The agency also serves property owners located in nearby communities such as Arden Hills and the greater northeastern Twin Cities suburbs.
Dick Petkoff - State Farm Insurance Agent serves Roseville, MN and the surrounding Twin Cities communities, handling landlord insurance policies for residential rental properties. It secures coverage for liability, property damage, and loss of rental income under typical dwelling policies. Each policy is tailored to the specific needs of the landlord and the property’s location. To manage a standard claim, the agency coordinates directly with the property owner and the insurer to document damages and facilitate prompt repairs.
Square Choice Insurance Services LLC in Roseville, MN, distinguishes between one-time policies for individual properties and recurring service options for ongoing landlord portfolios. Coverage typically includes protections for property damage, liability claims, and loss of rental income, tailored to local residential structures. The agent assesses each client’s specific exposure before recommending a policy term. Service is provided on an as-needed basis when a new policy is required or existing coverage needs review or modification.
The Breitenfeldt Group provides a full range of landlord insurance services for property owners in the Roseville area. It offers comprehensive coverage policies designed to protect rental investments from property damage and liability claims. The group also helps clients establish routine property maintenance plans to reduce long-term risks and ensure consistent habitability. Its service extends to single-family homes, apartment buildings, retail spaces, and restaurants that require specialized landlord protection.
Joseph Hanson - State Farm Insurance Agent in Roseville, MN specializes in landlord insurance policies designed to protect rental properties and their owners. The agency provides general property and casualty insurance services to the local community, addressing coverage needs for residential landlords. It helps property owners manage risks associated with tenant-occupied homes and duplexes. During the winter months, it assists clients with claims related to frozen pipes or ice dam damage that can impact rental units.
As spring rains arrive in Roseville, property owners often prepare for the cold season's aftermath. Hal Tiffany Agency Inc helps landlords review coverage for water damage and liability arising from rental properties in the area. The agency works with owners to protect income streams and building structures against common rental risks. A thorough inspection of each property is typically scheduled during the initial assessment to identify specific protection needs.
Pearson Family Agency LLC: Allstate Insurance provides rental property protection for landlords in Roseville, MN. Their services cover standard property insurance and include specialized add-ons such as liability coverage for tenant injuries and loss of rental income due to covered damage. They also offer policies that address vandalism and weather-related claims, ensuring comprehensive risk management. The agency can assist with insurance for commercial sectors including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in Roseville Cost?
The cost of landlord insurance in Minnesota typically ranges from 15 to 25 percent more than a standard homeowners policy. For a single-family rental in Roseville, annual premiums often fall between 800 and 1,500 dollars. Factors like property age, location, and coverage limits affect the price. This is general information and not insurance advice.
About landlord insurance agents in Roseville
Landlord insurance agents in Roseville Minnesota help property owners find coverage for rental homes and duplexes. Minnesota law requires landlords to maintain certain safety standards but does not mandate landlord insurance. A local agent can explain how policies cover property damage, liability, and loss of rental income specific to the Roseville area.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability for injuries on the property, and loss of rental income if the unit becomes uninhabitable. It does not cover a tenants personal belongings; tenants need their own renters insurance. Minnesota law does not require landlord insurance but many mortgage lenders do.
How do I choose a landlord insurance agent in Roseville?
Look for an agent who specializes in rental properties and is licensed in Minnesota. Ask about their experience with duplexes or single-family rentals common in Roseville. A good agent will explain policy limits, deductibles, and exclusions clearly.
Can I use a standard homeowners policy for my rental property in Minnesota?
No. A standard homeowners policy does not cover rental properties. You need a specific landlord or dwelling fire policy. Using the wrong policy can lead to claim denials if damage occurs while the property is rented.
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