The top-rated landlord insurance agent in Shoreview, Minnesota is Ryan Hangartner - State Farm Insurance Agent, rated 4.9 stars across 519 reviews. Other highly rated options include Robert Overby - State Farm Insurance Agent, Joshua Deering: Allstate Insurance, Farmers Insurance - Whitney Wicke. This directory lists 11 landlord insurance agents serving Shoreview.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ryan Hangartner - State Farm Insurance Agent | 3999 Rice St Ste 104A | (651) 486-6999 |
| 2 | Robert Overby - State Farm Insurance Agent | 5928 Lexington Ave N | (651) 784-0010 |
| 3 | Joshua Deering: Allstate Insurance | 470 Hwy 96 W Ste 100 | (651) 964-6496 |
| 4 | Farmers Insurance - Whitney Wicke | 1000 County Rd E #230 | (651) 243-4433 |
| 5 | Tim Meyer - State Farm Insurance Agent | 891 Hwy 96 W | (651) 482-1140 |
| 6 | Farmers Insurance - Ashley Cokley | 517 Tanglewood Dr | (651) 357-6000 |
| 7 | John W Traeger Insurance Agency, Inc | 435 Hwy 96 W suite i | (651) 414-6400 |
| 8 | Anne Doerrer Health Insurance Agency | 517 Tanglewood Dr | (651) 483-6446 |
| 9 | SureVestor | 3434 Lexington Ave N Suite 400 | (800) 975-0562 |
| 10 | Kevin Wilson - COUNTRY Financial Representative | 1000 County Rd E Ste 144 | (651) 789-0513 |
Ryan Hangartner - State Farm Insurance Agent serves the Shoreview, Minnesota, area, offering landlord insurance policies designed to protect rental property owners. This agency helps clients cover risks associated with residential rental units, including potential property damage and liability claims. The policies address the unique needs of landlords managing single-family homes or multi-unit dwellings. Specific services it handles in this area include providing coverage for rental income loss and offering protection against tenant-caused damage to the insured structure.
Robert Overby - State Farm Insurance Agent in Shoreview, MN offers a range of landlord insurance policies designed to protect property owners against rental-specific risks. It provides coverage plans for property damage, liability claims, and loss of rental income, along with routine policy maintenance options such as annual reviews and claims assistance. The company serves several property types, including single-family homes, multi-unit apartment buildings, and local retail and restaurant spaces.
Joshua Deering: Allstate Insurance serves landlords and property managers throughout the Shoreview area, offering coverage tailored to rental properties. The agency works with owners of single-family homes, multi-unit dwellings, and small apartment buildings to protect their investments from property damage and liability claims. Services include customized policies that address landlord-specific risks. Local landlords rely on this agent for clear guidance on coverage needs. In addition to Shoreview, the agency also serves property owners in neighboring communities such as Arden Hills and the northeastern Twin Cities metro.
Serving Shoreview and the surrounding Twin Cities metro communities, Farmers Insurance - Whitney Wicke provides landlord insurance coverage for rental property owners. It handles policies that can protect residential and commercial rental structures from property damage, liability claims, and lost rental income. For a typical job, the agency begins by reviewing each property’s unique exposure and then presents coverage options that address the individual client’s need for asset protection and risk management.
For clients who manage a single rental property, Tim Meyer - State Farm Insurance Agent offers landlord insurance as a one-time policy purchase, while those with multiple units often require recurring annual renewals. Coverage typically protects against property damage, liability claims, and loss of rental income. As a landlord insurance agent based in Shoreview, MN, Tim Meyer helps property owners tailor policies to their specific rental risks. Service runs on a scheduled basis, with policy adjustments made during each annual renewal cycle.
Farmers Insurance - Ashley Cokley offers specialized landlord insurance services in Shoreview, MN, focusing on property protection and liability coverage for rental properties. The agency generally works with both residential and commercial landlords, helping them manage risks associated with tenant-occupied buildings. A seasonal concern it helps with is preparing rental properties for Minnesota’s harsh winter weather, ensuring coverage for potential freeze damage or snow-related structural issues.
As winter approaches in Shoreview, rental properties face risks from frozen pipes and ice dams that can cause extensive water damage. John W Traeger Insurance Agency, Inc helps landlords manage these exposures through policies that cover property damage and liability protection. The agency works with building owners to understand their unique rental situations, from single-family homes to multi-unit buildings. Coverage may include loss of rental income and legal defense if a tenant or visitor is injured. An initial inspection of the property’s condition precedes any policy discussion.
Anne Doerrer Health Insurance Agency in Shoreview, MN provides landlord insurance services, helping property owners manage risk and protect their rental investments. The agency specializes in adding coverage options tailored for rental properties, such as liability protection and dwelling coverage, to address common landlord concerns. Commercial sectors it can serve include offices, warehouses, and food service establishments, each requiring distinct policy considerations for their unique operational exposures.
SureVestor in Shoreview, MN handles residential landlord insurance for owners of single-family rentals and smaller multifamily properties. Their commercial coverage applies to larger apartment buildings and mixed-use structures in the Twin Cities metro. They typically consult with landlords about liability limits and property-specific deductibles. After placing an initial policy, the agency stays in touch with clients before lease renewals or when property improvements occur, offering periodic policy reviews between regular service visits.
Kevin Wilson - COUNTRY Financial Representative in Shoreview, MN focuses on protecting rental property investments through comprehensive landlord insurance coverage. The agency helps property owners manage risks associated with tenant-occupied homes, offering policies that address building damage, liability protection, and potential loss of rental income. Services are tailored to local landlords who own single-family rentals or small multi-unit properties in the surrounding community. For added security, the company can structure policies to include coverage for specific items such as vandalism or storm-related losses.
What Does a a Landlord Insurance Agent in Shoreview Cost?
Landlord insurance in Minnesota typically costs between 15 and 25 percent more than standard homeowners insurance. For a single-family rental in Shoreview, annual premiums often range from 800 to 1,500 dollars. Factors include property age, location, coverage limits, and deductible choices. This is general information and not insurance advice.
About landlord insurance agents in Shoreview
Landlord insurance agents in Shoreview, Minnesota help rental property owners secure coverage that protects against property damage, liability, and lost rental income. Minnesota law requires landlords to maintain habitable premises, and a good policy can cover related claims. Agents can explain how local weather risks like hail and snow affect your premiums.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property is uninhabitable. It does not cover tenant personal property or intentional damage unless you add specific endorsements.
Is landlord insurance required in Shoreview?
Minnesota law does not require landlord insurance, but most mortgage lenders require it. Without coverage, you could be personally liable for property damage, legal fees, and medical costs from tenant accidents.
How does Minnesota weather affect landlord insurance costs?
Minnesota experiences severe winter storms, hail, and occasional tornadoes. These risks increase premiums for properties in Shoreview. Agents can help you choose deductibles and coverage limits that balance cost and protection.
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