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Find Landlord Insurance Agents Near You in St Cloud, MN

Browse landlord insurance agents serving St Cloud, Minnesota. Updated 2026-07-14.

The top-rated landlord insurance agent in St Cloud, Minnesota is Dan Anderson - State Farm Insurance Agent, rated 5.0 stars across 615 reviews. Other highly rated options include Ken Bellicot - State Farm Insurance Agent, The Lyle Group: Allstate Insurance, Hess Partners Insurance Agency. This directory lists 18 landlord insurance agents serving St Cloud.

Showing 18 landlord insurance agents in St Cloud, MNListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Anderson - State Farm Insurance Agent300 23rd Ave N(320) 253-4656
2Ken Bellicot - State Farm Insurance Agent2904 Roosevelt Rd #2(320) 251-4686
3The Lyle Group: Allstate Insurance30 15th Ave S(320) 253-4994
4Hess Partners Insurance Agency31 33rd Ave N(320) 255-0417
5Michael Brower Agency, Inc. American Family Insurance1727 W St Germain St(320) 252-5151
6Advantage 1 Insurance3801 3rd St N(320) 252-6650
7Rock City Insurance14 7th Ave N(320) 259-4003
8Moe Janssen Schee Agency: Allstate Insurance3717 3rd St N(320) 251-1383
9Lamphere Insurance Group, LLC606 25th Ave S Ste. 204(320) 640-0633
10Farmers Insurance - Duane Osgood3335 W St Germain St #105(320) 252-6095
DA
300 23rd Ave N
Dan Anderson - State Farm Insurance Agent
Landlord Insurance Agent · St Cloud, MN

Dan Anderson - State Farm Insurance Agent serves the St Cloud, Minnesota metro area, providing landlord insurance agents work that covers rental property protection. This agency helps property owners manage risks associated with leasing residential housing. Policies here may address property damage and liability exposures common to landowners. Specific services include coverage for single-family rentals and multi-unit dwelling buildings.

KB
2904 Roosevelt Rd #2
Ken Bellicot - State Farm Insurance Agent
Landlord Insurance Agent · St Cloud, MN

Ken Bellicot - State Farm Insurance Agent in St Cloud, MN provides comprehensive landlord insurance plans tailored for rental property owners. Its services cover property damage, liability protection, and loss-of-income coverage during repairs. Standard policies include routine plan reviews and claims assistance to ensure ongoing coverage aligns with changing tenant situations. The agent handles insurance for single-family homes, apartments, retail spaces, and restaurants.

LG
30 15th Ave S
The Lyle Group: Allstate Insurance
Landlord Insurance Agent · St Cloud, MN

The Lyle Group: Allstate Insurance serves property managers and landlords in St Cloud, Minnesota, by offering specialized insurance policies tailored for rental properties. Their services cover a range of landlord-focused needs, including property damage protection and liability coverage for single-family homes and multi-unit buildings. To help safeguard rental investments, they also assist with evaluating policy options for vacant properties and tenant-related risks. They extend their services to cover nearby areas such as Sauk Rapids as well.

HP
31 33rd Ave N
Hess Partners Insurance Agency
Landlord Insurance Agent · St Cloud, MN

Serving St. Cloud and the surrounding central Minnesota communities, Hess Partners Insurance Agency handles landlord insurance coverage for residential and commercial rental properties. It provides policies that protect property owners from financial losses related to structural damage, liability claims, and lost rental income. Each client’s specific portfolio is reviewed to identify appropriate coverage limits and relevant endorsements. For a typical job, the agency evaluates the unique risks of each rental property and presents a tailored policy solution.

MB
1727 W St Germain St
Michael Brower Agency, Inc. American Family Insurance
Landlord Insurance Agent · St Cloud, MN

When harsh Upper Midwest winters give way to spring thaws in St Cloud, landlords often discover unexpected roof leaks or foundation cracks from freeze-thaw cycles. Michael Brower Agency, Inc. American Family Insurance addresses these property challenges by offering specialized coverage tailored for rental properties. This agency structures policies that help protect against liabilities and structural damage common to Minnesota rental housing. The process begins with a walkthrough inspection of the property to assess its current condition and identify risks before finalizing the appropriate insurance plan.

A1
3801 3rd St N
Advantage 1 Insurance
Landlord Insurance Agent · St Cloud, MN

As a landlord insurance agent in St Cloud, MN, Advantage 1 Insurance offers specialized property coverage tailored for residential rental units, including policies that protect against fire, vandalism, and liability claims. It also provides general insurance services to local property owners. Clients dealing with sudden tenant damage or a burst pipe during a harsh Central Minnesota winter can turn to Advantage 1 for guidance on filing claims and adjusting their coverage swiftly.

RC
14 7th Ave N
Rock City Insurance
Landlord Insurance Agent · St Cloud, MN

Rock City Insurance in St Cloud, MN helps property owners secure essential liability and property coverage for their rental dwellings. They also offer specific add-ons for landlord risks, such as protection against vandalism, fire damage, and tenant-related liability claims. Their policies serve commercial sectors including multi-unit residential buildings, professional offices, storage warehouses, and food service establishments with leased spaces.

MJ
3717 3rd St N
Moe Janssen Schee Agency: Allstate Insurance
Landlord Insurance Agent · St Cloud, MN

For local landlords, agent Moe Janssen Schee of the Allstate Insurance agency in St. Cloud, MN, helps clients decide between one-time policies for individual rental properties and recurring service bundles covering multiple units. Liability protection and property damage coverage are standard elements addressed during consultation. The agency designs protection to align with both residential and commercial rental exposures throughout the central Minnesota area. Service operates on a one-time, scheduled, or as-needed basis to match each landlord's specific portfolio management cycle.

LI
606 25th Ave S Ste. 204
Lamphere Insurance Group, LLC
Landlord Insurance Agent · St Cloud, MN

Lamphere Insurance Group, LLC provides residential landlord insurance for property owners in the St Cloud area. The agency also offers commercial coverage for multi-unit buildings and rental complexes throughout central Minnesota. Their services address common landlord needs such as property damage, liability protection, and loss of rental income. Clients can expect attentive follow-up after policy discussions and reliable repeat service between regular visits to maintain ongoing coverage adjustments.

FI
3335 W St Germain St #105
Farmers Insurance - Duane Osgood
Landlord Insurance Agent · St Cloud, MN

Farmer's Insurance - Duane Osgood in St Cloud, MN is known for providing landlord insurance coverage tailored to property owners in the local area. The agency assists clients in securing policies that protect rental dwellings and address liability concerns common to Minnesota landlords. Duane Osgood works with investors managing single-family homes and multi-unit properties near the Mississippi River. As an add-on specialty service, the agent can facilitate coverage for loss of rental income when a property becomes temporarily uninhabitable due to a covered event.

HI
2233 Roosevelt Rd #4
Hess Insurance Agency LLC
Landlord Insurance Agent · St Cloud, MN
(320) 251-1515
hessinsuranceagency.com
FI
2700 1st St N #215
Federated Insurance Co
Landlord Insurance Agent · St Cloud, MN
(320) 314-3964
reps.federatedinsurance.com/st-cloud-mn-insurance-representative-chris-yasgar
GI
2789 Clearwater Rd #C
Gasperlin Insurance Agency
Landlord Insurance Agent · St Cloud, MN
(320) 252-6800
gasperlinagency.com
MA
536 25th Ave N
Moe Agency Inc
Landlord Insurance Agent · St Cloud, MN
(320) 253-7644
moeagencyinc.net
JH
606 25th Ave S #111
John Herman Insurance
Landlord Insurance Agent · St Cloud, MN
(320) 251-1997
johnhermanins.wixsite.com/johnhermanins
MH
1500 Oak Grove Rd SW #109
Mark Helminick
Landlord Insurance Agent · St Cloud, MN
(320) 230-9147
insurancebrokersmn.com/contact-us/office-locations/st-cloud
BG
4180 Thielman Ln #104
The Bauer Group - Horace Mann
Landlord Insurance Agent · St Cloud, MN
(320) 251-9103
customer.horacemann.com/quote/locator/contact.aspx
GI
916 W St Germain St # 100
Gallagher Insurance, Risk Management & Consulting
Landlord Insurance Agent · St Cloud, MN
(320) 251-3751
locations.ajg.com/us/mn/st-cloud/916-west-saint-germain-street

What Does a a Landlord Insurance Agent in St Cloud Cost?

Landlord insurance in Minnesota typically costs between 15 and 25 percent more than a standard homeowners policy. For a single family rental in St Cloud, annual premiums often range from 1,200 to 2,500 dollars. Costs depend on property value, location, coverage limits, and deductible chosen. This is general information and not insurance advice.

About landlord insurance agents in St Cloud

Landlord insurance agents in St Cloud, Minnesota help rental property owners secure coverage tailored to local risks. Minnesota law does not require landlord insurance, but mortgage lenders often do. Agents can explain how policies cover property damage, liability, and loss of rental income for St Cloud homes and duplexes.

Frequently Asked Questions

What does landlord insurance cover in Minnesota?

Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property is uninhabitable. It does not cover a tenants personal belongings. Minnesota law does not mandate this coverage, but it is strongly recommended for property owners.

Do I need landlord insurance for a single rental property in St Cloud?

Yes, even for one rental property, landlord insurance is wise. A standard homeowners policy usually excludes rental use. If you rent out a property without proper coverage, a claim for fire or liability could be denied. Many mortgage lenders in Minnesota require landlord insurance for rental properties.

How do I choose a landlord insurance agent in St Cloud?

Look for an agent who specializes in rental property coverage and understands Minnesota specific risks like ice dam damage or frozen pipes. Ask about policy exclusions, deductibles, and whether the policy covers actual cash value or replacement cost. Compare quotes from multiple agents to find suitable terms.

Landlord Insurance Agents in Other Minnesota Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.