The top-rated landlord insurance agent in St Paul, Minnesota is Leanne Casanova - State Farm Insurance Agent, rated 4.9 stars across 233 reviews. Other highly rated options include HomeServices Insurance, Inc., Tom Buckholt - State Farm Insurance Agent, Theisen Escobar Agency. This directory lists 29 landlord insurance agents serving St Paul.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leanne Casanova - State Farm Insurance Agent | 2015 Hillcrest Ave | (651) 454-7533 |
| 2 | HomeServices Insurance, Inc. | 119 14th St NW Suite 150 | (800) 277-0013 |
| 3 | Tom Buckholt - State Farm Insurance Agent | 254 Cleveland Ave S | (651) 292-8096 |
| 4 | Theisen Escobar Agency | 428 Minnesota St UNIT 500 | (651) 309-6040 |
| 5 | Garry Insurancenter | 2555 7th Ave E | (651) 777-8361 |
| 6 | Farmers Insurance - Patrick Loucks | 991 Smith Ave S W | (651) 714-7979 |
| 7 | Krog Insurance | 637 Snelling Ave N | (651) 483-2919 |
| 8 | Ye Yang - State Farm Insurance Agent | 985 White Bear Ave | (651) 888-2847 |
| 9 | Wilebski Insurance Agency | 101 5th St E suite 202 a | (651) 283-9371 |
| 10 | Insurance Group™ | 445 Minnesota St #1500 | (763) 233-6405 |
Leanne Casanova - State Farm Insurance Agent provides residential landlord insurance coverage, addressing property damage and liability risks for rental properties in St Paul, Minnesota. Commercial landlord insurance services for multi-unit and business-use buildings are also offered to clients throughout the greater St Paul area. Policies are structured to support property owners in managing tenant-related exposures. The agency welcomes follow-up consultations between regular visits to review changes in rental holdings or insurance needs.
HomeServices Insurance, Inc. in St Paul, Minnesota is known for providing specialized insurance coverage for residential rental properties. The company structures its landlord insurance policies to protect property owners against rental-related risks such as property damage, liability claims, and lost rental income. It also helps clients tailor policies to meet the specific needs of single-family rentals or multi-unit buildings in the local area. As an add-on service, the agency can arrange coverage for vandalism and malicious mischief that tenants might cause.
Tom Buckholt - State Farm Insurance Agent serves the St Paul, Minnesota metro area and surrounding counties, offering landlord insurance policies tailored to property owners. This agency helps local landlords protect rental homes and multi-unit buildings from common financial risks. Services address property damage, liability coverage for tenant injuries, and loss of rental income during repairs. The agency handles customized insurance packages for single-family rentals as well as commercial multi-family dwellings, ensuring landlords receive appropriate coverage for their specific investment portfolios.
Theisen Escobar Agency provides a full range of landlord insurance options designed to protect investment properties in the St Paul area. Its service approach focuses on creating tailored coverage plans that address liability, property damage, and potential loss of rental income. Regular policy reviews are offered to ensure protection keeps pace with changing property conditions and market needs. The agency handles coverage for single-family homes, apartments, retail storefronts, and local restaurants.
Garry Insurancenter serves landlords and property owners throughout St Paul, Minnesota, offering tailored insurance policies that protect rental properties from a variety of risks. Their team helps clients navigate coverage options for single-family rentals or multi-unit buildings. The agency focuses on matching each policy to a property's specific needs, addressing liability and structural concerns that commonly arise in the local market. They also provide coverage guidance for property managers and real estate investors. Additionally, Garry Insurancenter extends its services to neighboring suburbs across the eastern Twin Cities metro area.
Farmers Insurance - Patrick Loucks provides landlord insurance services in St Paul, Minnesota, distinguishing between one‑time policy adjustments for a single property and recurring coverage plans that protect multiple rental units over time. Coverage typically addresses property damage, liability claims, and loss of rental income for residential or commercial landlords. The agent works with clients to tailor plans to their specific property portfolios. Service for new policies or modifications runs on a one‑time or as‑needed basis depending on the client’s request.
Serving St. Paul and the surrounding Twin Cities communities, Krog Insurance assists landlords with tailored property coverage. It handles policies that protect rental dwellings, liability claims, and potential loss of rental income. The agency works closely with property owners to review their specific risk exposure, ensuring the insurance plan aligns with each unique rental portfolio. To handle a typical job, it begins by discussing the property’s condition and tenancy details with the client.
As a landlord insurance agent in St. Paul, Minnesota, Ye Yang of State Farm Insurance Agent provides tailored coverage for rental properties, protecting against property damage and liability claims. The agency also offers standard homeowners and auto policies to meet broader client needs. For seasonal concerns, it helps landlords address losses from frozen pipes and roof ice dams during the harsh Twin Cities winters.
Wilebski Insurance Agency serves property owners throughout St Paul, Minnesota, by providing essential landlord insurance coverage. The agency specializes in offering additional protections that safeguard rental properties against common risks. These specialty add-ons can include liability protection and coverage for property damage. The agency is capable of serving a diverse range of commercial sectors, including offices, warehouses, and food service establishments.
What Does a a Landlord Insurance Agent in St Paul Cost?
Landlord insurance costs in Minnesota depend on factors like property age, location, and coverage amount. For a single-family rental in St Paul, annual premiums often range from 800 to 2,500 dollars. Multi-unit properties or those with higher liability limits can cost more. This is general information and not insurance advice.
About landlord insurance agents in St Paul
Landlord insurance agents in St Paul, Minnesota help rental property owners find policies that cover property damage, liability, and loss of rental income. Minnesota law does not require landlord insurance, but mortgage lenders often mandate it. Agents can guide you through state-specific risks like winter freeze damage and tenant liability claims.
Frequently Asked Questions
What does landlord insurance cover in Minnesota?
Landlord insurance typically covers the building structure, liability for tenant injuries, and loss of rental income if the property is uninhabitable. It does not cover tenant personal property or intentional damage in most cases. Minnesota law allows landlords to require tenants to carry renters insurance for their own belongings.
Is landlord insurance required by law in St Paul?
No, Minnesota state law does not require landlord insurance. However, most mortgage lenders and some property management companies require it. St Paul city ordinances may also require proof of insurance for certain rental licenses.
How much does landlord insurance cost in Minnesota?
Costs vary widely based on property value, location, and coverage limits. In Minnesota, a typical landlord policy for a single-family home costs between 25 and 50 percent more than a standard homeowners policy. Expect annual premiums from 800 to 2,500 dollars for most rental properties.
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