The top-rated landlord insurance agent in Lynchburg, Virginia is Cothran Schoonover Insurance, rated 5.0 stars across 148 reviews. Other highly rated options include Hedges Insurance Agency LLC, Nelles Insurance Solutions, Parr Insurance Services- Lynchburg. This directory lists 19 landlord insurance agents serving Lynchburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cothran Schoonover Insurance | 7212 Timberlake Rd | (434) 239-2886 |
| 2 | Hedges Insurance Agency LLC | 22491 Timberlake Rd | (434) 237-2021 |
| 3 | Nelles Insurance Solutions | 101 Duncraig Dr UNIT 108 | (434) 832-0332 |
| 4 | Parr Insurance Services- Lynchburg | 2154-B Wards Rd | (434) 528-8100 |
| 5 | Carrie Mattox: Allstate Insurance | 19423 Forest Rd | (434) 384-6700 |
| 6 | Leech & Hicks, Inc. Insurance | 2504 Langhorne Rd | (434) 528-5855 |
| 7 | Taylor Insurance Agencies | 1840 Graves Mill Rd | (434) 385-1664 |
| 8 | Adams Insurance Agency Inc. | 7708 Timberlake Rd | (434) 455-4333 |
| 9 | Andy Mathews Agency | 2782 Waterlick Rd | (434) 534-9004 |
| 10 | Legacy Insurance | 1971 English Tavern Rd Suite C | (434) 266-1197 |
Cothran Schoonover Insurance serves landlords and property investors across Lynchburg, Virginia, offering comprehensive landlord insurance agency services. This local firm assists property owners in securing coverage tailored to rental dwellings, including policies that address dwelling protection and liability concerns. Landlords in the area can rely on the agency for guidance on risk management for their investment properties. Specific services include handling claims related to rental property damage and advising on loss of rental income coverage.
Hedges Insurance Agency LLC in Lynchburg, VA provides a range of landlord insurance services designed to protect rental property investments. It offers comprehensive coverage options for property owners, and it can assist with periodic policy reviews to help ensure adequate protection. The agency works with clients to tailor insurance plans that address the specific risks associated with leasing properties. It services single-family homes, apartments, retail spaces, and restaurants.
Nelles Insurance Solutions in Lynchburg, Virginia serves property managers, landlords, and real estate investors by providing landlord insurance policies that protect rental properties and liability exposures. These specialized coverages address common risks such as property damage, loss of rental income, and tenant-related claims. The company assists clients in securing appropriate protection tailored to various types of rental housing, from single-family homes to multi-unit buildings. Nelles Insurance Solutions also extends its landlord insurance services to clients in the surrounding Amherst County area.
Parr Insurance Services- Lynchburg offers both single-policy placements for individual property owners and ongoing portfolio management for those with multiple rental units. Coverage can be structured to protect against building damage, liability claims, and loss of rental income. The agent reviews risks specific to Lynchburg properties, tailoring policies to address local weather patterns and tenant liability concerns. Service for new policies or policy adjustments is provided strictly on an as-needed basis, without automatic scheduled renewals or ongoing retainer arrangements.
Serving Lynchburg, Virginia, and the surrounding communities, Carrie Mattox: Allstate Insurance provides coverage for landlords who rent residential properties. The agency handles policies that protect rental dwellings, including single-family homes and multi-unit buildings, from typical risks like property damage and liability claims. It discusses the specific insurance needs of each rental property with the owner to identify appropriate coverage limits. It then uses a thorough review of the tenant lease and property condition to tailor the policy to the individual risk profile.
Specializing in policies for residential and commercial rental properties, Leech & Hicks, Inc. Insurance in Lynchburg, VA provides coverage for property damage, liability claims, and lost rental income. It also works with individual and corporate landlords to broker general business insurance packages that protect their holdings. During the winter freeze season, the agency helps clients address specific concerns about burst pipes and ice-related damage that can leave units uninhabitable.
Taylor Insurance Agencies serves property owners in Lynchburg, Virginia, by providing general landlord insurance coverage and then tailoring it with specific liability and property damage add-ons for rental dwellings. The agency focuses on protecting investments from common risks such as fire, weather damage, and tenant-related incidents. It meets the needs of various commercial sectors, including offices, warehouses, and food service properties, ensuring each policy addresses the unique exposures of those business types.
Whether heavy spring rains are saturating rental properties or a Lynchburg tenant’s sudden vacancy leaves a unit exposed, Adams Insurance Agency Inc. helps local residential landlords manage those risks. They focus on coverage policies designed specifically for rental property owners, tailoring each policy to the unique liability and property-damage exposures a landlord faces. Their process always starts with a thorough inspection of the rental dwelling, evaluating the current physical condition and identifying any safety or maintenance concerns before finalizing coverage.
Andy Mathews Agency provides landlord insurance for residential rental properties in Lynchburg, VA, including coverage for single-family homes and small multifamily dwellings. Commercial rental property policies are also written for owners of larger apartment buildings and mixed-use structures within the surrounding area. By reviewing policy details between each new lease period, this agency helps ensure property owners maintain appropriate liability protection. Follow-up consultations are available upon request to adjust existing coverage after tenant turnover or property updates occur between regular visits.
Legacy Insurance in Lynchburg, VA, is known for connecting property owners with specialized coverage plans for rental dwellings. Its service range includes standard landlord policies that protect against property damage and liability claims common in the region. The agency guides clients through evaluating different coverage limits for multi-unit buildings or single-family rentals. As an add-on specialty, it can arrange loss of rent insurance to help compensate for missed income during repair periods after a covered event.
What Does a a Landlord Insurance Agent in Lynchburg Cost?
Landlord insurance in Virginia generally costs between 800 and 2,000 dollars per year for a standard single family rental. Factors that affect price include the propertys age, square footage, and whether it is in a flood zone. Lynchburg properties near the James River may require additional flood coverage. This is general information and not insurance advice.
About landlord insurance agents in Lynchburg
Lynchburg landlord insurance agents help property owners protect their rental investments with tailored policies. Virginia law does not require landlord insurance but mortgage lenders often mandate it. Local agents understand the specific risks for Lynchburg properties including older homes and student rentals near Liberty University.
Frequently Asked Questions
What does landlord insurance cover in Virginia?
Landlord insurance typically covers property damage, liability protection, and loss of rental income. In Virginia, policies may also include coverage for legal fees if you need to evict a tenant. Each policy can be customized to your specific rental property needs.
Is landlord insurance required by law in Lynchburg Virginia?
Virginia state law does not require landlord insurance. However, your mortgage lender will likely require a landlord policy if you rent out the property. Some Lynchburg homeowners associations may also have insurance requirements for rental units.
How much does landlord insurance cost in Lynchburg Virginia?
Landlord insurance in Lynchburg typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental home, you might pay between 800 and 1,500 dollars per year. Costs depend on property age, location, and coverage limits.
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