ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeLandlord Insurance AgentsVirginia › Midlothian

Find Landlord Insurance Agents Near You in Midlothian, VA

Browse landlord insurance agents serving Midlothian, Virginia. Updated 2026-07-14.

The top-rated landlord insurance agent in Midlothian, Virginia is Farmers Insurance - Sara Martin, rated 5.0 stars across 247 reviews. Other highly rated options include Knight Magee Insurance, Sumser Insurance Professionals, Sanford Insurance. This directory lists 18 landlord insurance agents serving Midlothian.

Showing 18 landlord insurance agents in Midlothian, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Farmers Insurance - Sara Martin2820 Waterford Lake Dr Ste 200(804) 220-9272
2Knight Magee Insurance14321 Winter Breeze Dr Suite 135(804) 320-0129
3Sumser Insurance Professionals104 Walton Park Ln(804) 423-8372
4Sanford Insurance5001 Craig Rath Blvd(804) 716-8940
5Thurston and Heare Insurance1216 Crowder Dr(804) 717-8283
6Virginia Insurance Services1 Park W Cir #100(804) 744-3345
7Prem Das - State Farm Insurance AgentHistoric 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke(804) 378-2886
8Southside Insurance1141 Jefferson Green Cir(804) 897-5350
9Client First Insurance Group13813 Village Mill Dr Suite A(804) 601-6600
10Heritage Insurance Partners13104 Midlothian Tpke(804) 794-4500
FI
2820 Waterford Lake Dr Ste 200
Farmers Insurance - Sara Martin
Landlord Insurance Agent · Midlothian, VA

Farmers Insurance - Sara Martin serves Midlothian, VA, and the surrounding Chesterfield County area as a landlord insurance agent. The agency helps local property owners secure coverage for rental homes, protecting against property damage and liability claims. Policies can cover loss of rental income when a property becomes uninhabitable due to a covered event. Farmers Insurance - Sara Martin provides tailored landlord insurance solutions, including dwelling protection and personal liability coverage for rental properties.

KM
14321 Winter Breeze Dr Suite 135
Knight Magee Insurance
Landlord Insurance Agent · Midlothian, VA

Knight Magee Insurance provides landlord insurance solutions for property owners in Midlothian, Virginia. Its offerings include coverage for property damage, liability, and loss of rental income, tailored to the needs of local landlords. Maintenance and service plans are available to help owners manage property upkeep and reduce risk exposure through routine inspections and preventive care. The firm serves a variety of property types, including single-family homes, apartments, commercial retail spaces, and restaurants.

SI
104 Walton Park Ln
Sumser Insurance Professionals
Landlord Insurance Agent · Midlothian, VA

Sumser Insurance Professionals serves homeowners, businesses, and property managers requiring tailored landlord insurance coverage in Midlothian, VA. Agents assist with policies that protect rental properties, including single-family homes and multi-unit dwellings, while advising on liability and property damage risks common to local landlords. The company offers guidance on coverage options suited for both long-term and short-term rental situations. Sumser Insurance Professionals also serves clients throughout the greater Richmond metropolitan area, including the neighboring community of Chesterfield.

SI
5001 Craig Rath Blvd
Sanford Insurance
Landlord Insurance Agent · Midlothian, VA

Sanford Insurance serves Midlothian, Virginia, and the surrounding communities, handling a full range of landlord insurance agent needs for local property owners. These policies typically cover dwelling protection, liability, and loss of rental income for residential and small commercial buildings. The agency approaches a typical job by first evaluating the specific exposures of each rental property, then matching coverage options to the owner’s risk profile and local market conditions.

TH
1216 Crowder Dr
Thurston and Heare Insurance
Landlord Insurance Agent · Midlothian, VA

Thurston and Heare Insurance, based in Midlolthian, VA, offers both one-time liability policies for individual rentals and recurring coverage packages for landlords with multiple properties. Their landlord insurance plans protect rental dwellings against property damage, loss of rental income, and liability claims from tenants or visitors. Assistance from a local agent helps ensure policies address regional weather and property-specific risks. Service runs on a one-time, scheduled, or as-needed basis.

VI
1 Park W Cir #100
Virginia Insurance Services
Landlord Insurance Agent · Midlothian, VA

As the seasons change in Midlothian, Virginia landlords often need guidance on emerging property risks. Virginia Insurance Services focuses specifically on landlord insurance, helping owners protect rental investments against common local liabilities. By reviewing property details, the agency identifies coverage for potential hazards like tenant damage or weather-related issues. A professional agent conducts a thorough initial assessment to match policies with each rental's unique requirements before finalizing any quotes.

PD
Historic 'IVYMONT MANOR' Circa 1850, 14111 Midlothian Tpke
Prem Das - State Farm Insurance Agent
Landlord Insurance Agent · Midlothian, VA

Serving the Midlothian, Virginia area, this agency specializes in policies that protect rental properties from liability claims and physical damage. A landlord insurance agent helps property owners manage the unique risks of tenancy, including loss of rental income coverage and protection against tenant-caused harm. Its general service work includes guiding clients through proper coverage limits for single-family rentals or small multi-unit dwellings. This agent is especially helpful during tenant turnover periods, when properties sit vacant and require specific insurance provisions to remain protected.

SI
1141 Jefferson Green Cir
Southside Insurance
Landlord Insurance Agent · Midlothian, VA

Southside Insurance in Midlothian, Virginia, offers comprehensive coverage for property owners renting out residential or commercial spaces. The agency’s specialty add-ons include liability protection for tenant-related incidents and policies covering loss of rental income due to property damage. Landlords can also secure coverage for structural repairs and legal expenses from eviction proceedings. Southside serves various commercial sectors, including office buildings, warehouses, and food service establishments that require specialized risk management for their leased operations.

CF
13813 Village Mill Dr Suite A
Client First Insurance Group
Landlord Insurance Agent · Midlothian, VA

Client First Insurance Group provides landlord insurance for residential properties in Midlothian, Virginia. The agency also offers commercial coverage tailored to rental property owners. Their service area includes the broader Richmond region. Policies protect against property damage, liability, and loss of rental income. Clients receive clear explanations of coverage options. The agency maintains contact between regular visits to address changing needs or policy adjustments. This follow-up service helps landlords manage their investments proactively throughout the year.

HI
13104 Midlothian Tpke
Heritage Insurance Partners
Landlord Insurance Agent · Midlothian, VA

Heritage Insurance Partners in Midlothian, VA, is known for providing tailored liability and property coverage focused specifically on rental dwellings. Its offerings typically include protection for single-family homes, duplexes, and small multi-unit buildings operated as residential investments. The firm assists local property owners with structuring policies that address common risks like tenant damage and income loss from vacancies. Landlords can also add on coverage for additional insured parties, such as property management companies managing daily operations.

SI
5925 Harbour Park Dr
Springer Insurance
Landlord Insurance Agent · Midlothian, VA
(804) 739-9500
thespringeragency.com
FI
5001 W Village Green Dr Ste 105
Farmers Insurance - Jessee Perry
Landlord Insurance Agent · Midlothian, VA
(804) 594-8830
agents.farmers.com/va/midlothian/jessee-perry
FI
825 Grove Rd Ste 3
Farmers Insurance - Cathryn Strayhorn
Landlord Insurance Agent · Midlothian, VA
(804) 419-4885
agents.farmers.com/va/midlothian/cathryn-strayhorn
CA
1358 Sycamore Square Dr
Cannon and Associates Insurance / Angela Bruce
Landlord Insurance Agent · Midlothian, VA
(804) 794-9400
cannonandassoc.com
TC
1520 Huguenot Rd # 115
Thurman Cash Jr & Son Agency
Landlord Insurance Agent · Midlothian, VA
(804) 794-7620
cashinsurancerva.com
NI
1520 Huguenot Rd Ste 112
Nationwide Insurance: Rick Galster Iii Insurance Agency Inc.
Landlord Insurance Agent · Midlothian, VA
(804) 893-4089
iagent4me.com
PI
2409 Dovercourt Dr
Premier Insurance Agency, Ltd
Landlord Insurance Agent · Midlothian, VA
(804) 794-8000
yourpremierins.com
RI
14321 Winter Breeze Dr #213
RVA Insurance Agency, Inc.
Landlord Insurance Agent · Midlothian, VA
(804) 977-6712
rvainsuranceagency.com

What Does a a Landlord Insurance Agent in Midlothian Cost?

The cost of landlord insurance in Virginia typically ranges from $800 to $2,500 per year for a single-family rental home, depending on the property value, location, and coverage limits. In Midlothian, factors like proximity to flood zones or crime rates can affect premiums. Policies with higher liability limits or loss of rental income coverage will cost more. This is general information and not insurance advice. Always consult a licensed agent for a quote tailored to your situation.

About landlord insurance agents in Midlothian

Landlord insurance agents in Midlothian, Virginia help property owners secure coverage for rental homes and multi-unit buildings. Virginia law does not require landlord insurance, but most mortgage lenders and property management companies do require it. A local agent can explain how Virginia landlord-tenant laws affect your policy needs, such as coverage for eviction costs or property damage from tenant disputes.

Frequently Asked Questions

What does landlord insurance cover in Virginia?

Landlord insurance typically covers property damage, liability for tenant injuries, and loss of rental income. In Virginia, policies often include coverage for vandalism and weather-related damage common in the Mid-Atlantic region. You can also add optional coverage for flood or earthquake damage.

Is landlord insurance required by Virginia law?

Virginia state law does not require landlord insurance. However, most mortgage lenders and property management companies in Midlothian require it as a condition of the loan or management agreement. It is also recommended to protect against liability claims from tenants or visitors.

How do I choose a landlord insurance agent in Midlothian?

Look for an agent who specializes in rental property coverage and understands local risks, such as storms or tenant turnover. Ask about their experience with Virginia-specific issues like landlord liability for maintenance or security deposits. Compare quotes from multiple agents to find the right coverage for your property.

Landlord Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each landlord insurance agent's credentials and current standing with your state Department of Insurance.