The top-rated landlord insurance agent in Roanoke, Virginia is Bill Meador Insurance Agency, rated 4.9 stars across 930 reviews. Other highly rated options include Banks Insurance Agency, Inc., Epic Insurance Group, Holley Insurance. This directory lists 20 landlord insurance agents serving Roanoke.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bill Meador Insurance Agency | 3241 N Electric Rd Suite 1C | (540) 904-7833 |
| 2 | Banks Insurance Agency, Inc. | 2715 Brambleton Ave SW | (540) 776-6401 |
| 3 | Epic Insurance Group | 3800 Electric Rd SW Suite 205 | (540) 269-1301 |
| 4 | Holley Insurance | 3629 Franklin Rd SW Ste 207 | (540) 985-6554 |
| 5 | Beveridge & Akers Insurance Group | 2772 Electric Rd SW # 3 | (540) 777-4877 |
| 6 | Hufford Insurance Jill | 5219 Peters Creek Rd Ste 1 | (540) 362-1001 |
| 7 | Brogan Insurance | 3224 Peters Creek Rd | (540) 366-8264 |
| 8 | Michael Craft - GEICO Insurance Agent | 4750 Valley View Blvd NW Ste 20 | (540) 985-6550 |
| 9 | Farmers Insurance: Caleb Mann Agency | 508 Gus W Nicks Blvd NE | (540) 342-6266 |
| 10 | Sharpe Insurance Agency LLC | 401 Campbell Ave SW | (276) 806-5673 |
Bill Meador Insurance Agency serves the Roanoke, VA metro area and the surrounding counties as a specialized landlord insurance agent. This agency helps property owners secure coverage for rental dwellings, from single-family homes to small multi-unit buildings. Policies generally address property damage, liability protection, and potential loss of rental income. The agency assists local landlords in understanding policy terms and navigating claims. It specifically handles landlord liability coverage and property insurance for residential rental properties in the Roanoke region.
Banks Insurance Agency, Inc. provides a range of services that include liability coverage and property protection for residential and commercial landlords in the Roanoke area. Its service or maintenance plans can assist clients with routine inspections for property upkeep. The agency helps safeguard investments for local property owners by offering annual policy reviews. Banks Insurance Agency, Inc. services properties such as single-family homes, apartments, retail spaces, and restaurants.
Epic Insurance Group serves property managers, landlords, and real estate investors in the Roanoke area who need protection for their rental properties. The company specializes in landlord insurance policies designed to cover residential and commercial rental units against common risks like property damage and liability exposures. Clients can expect professional guidance when navigating coverage options tailored specifically to rental property ownership. The agency also extends its services to neighboring communities throughout the Roanoke Valley and the city of Salem.
Holley Insurance serves the Roanoke, Virginia area and surrounding communities, handling coverage for residential rental properties. The company works with landlords to address property damage, liability concerns, and income loss from tenant vacancies. Policies typically protect against perils such as fire, storm damage, and vandalism. Rental property owners can consult the agency to secure appropriate insurance limits for single-family homes or small multi-unit buildings. To manage each client’s situation, the agent reviews the specific property risks and then customizes a policy that matches the landlord’s coverage needs.
Beveridge & Akers Insurance Group provides landlord insurance in Roanoke, VA, distinguishing between one-time policies for short-term rental scenarios and recurring annual plans for ongoing property coverage. Their offerings protect residential and commercial rental properties from common perils like fire, vandalism, and liability claims. Policies can be tailored to cover loss of rental income and damage to building structures or contents. Service is arranged on a one-time or as-needed basis to accommodate each landlord's specific schedule and risk management needs.
When heavy rains and seasonal storms threaten properties in Roanoke, VA, property owners seek reliable protection for their investments. Hufford Insurance Jill addresses this need by specializing in landlord insurance tailored to local rental properties. The agency assists with coverage options that help safeguard against tenant-related issues and weather damage common to this region. Potential clients can begin by scheduling a detailed inspection of their property and an initial risk assessment to determine appropriate policy needs.
Brogan Insurance provides comprehensive protection for rental property owners in Roanoke, Virginia. Its specialty services are designed to cover the unique risks associated with single-family and multi-unit residential rentals, including liability for tenant injuries and property damage. The agency structures its policies to handle vacancy periods and gaps between tenants. Clients in the area with commercial holdings can also secure coverage for office buildings, warehouses, and food service operations that contain commercial kitchens or dining areas.
As a landlord insurance agent, Michael Craft - GEICO Insurance Agent in Roanoke, VA offers specialty coverage for property owners protecting rental dwellings from financial loss. General services include advising on policies for fire, theft, liability, and loss of rental income. This agency helps residential landlords secure protection tailored to their specific property types and risk exposures. For those owning property in Roanoke, common seasonal concerns like roof damage from winter storms or water intrusion during heavy spring rains are critical risks that a solid landlord policy should address.
Farmers Insurance: Caleb Mann Agency in Roanoke, VA, is known for connecting local rental property owners with landlord insurance policies that cover dwelling, liability, and loss of rental income. Their service range includes helping landlords assess property risks and secure coverage that protects against tenant-related damages and natural events common to the region. They also assist in tailoring policies to a single-family rental or multi-unit property. For a specialty service, the agency can add on ordinance or law coverage for older homes requiring code-compliant repairs after a claim.
What Does a a Landlord Insurance Agent in Roanoke Cost?
Landlord insurance in Virginia typically costs 15 to 25 percent more than standard homeowners insurance. For a single family rental in Roanoke expect annual premiums between 800 and 1,800 dollars depending on property value and coverage limits. Higher liability limits and additional endorsements for flood or vandalism increase the cost. This is general information not insurance advice.
About landlord insurance agents in Roanoke
A landlord insurance agent in Roanoke Virginia helps property owners find coverage for rental homes and apartments. Virginia law does not require landlord insurance but mortgage lenders often mandate it. Agents can explain how Virginia landlord tenant laws affect your policy needs.
Frequently Asked Questions
What does a landlord insurance agent in Roanoke do?
A landlord insurance agent helps you compare policies for rental properties. They explain coverage for property damage, liability, and loss of rental income. They also advise on Virginia specific risks like weather damage and tenant disputes.
Is landlord insurance required in Virginia?
Virginia law does not require landlord insurance by statute. However most mortgage lenders require a landlord policy before approving a rental property loan. An agent can help you meet lender requirements while protecting your investment.
How does Virginia landlord tenant law affect insurance?
Virginia landlord tenant law requires landlords to maintain safe premises. If a tenant is injured due to a hazard you did not fix your liability coverage may apply. An agent can help you choose liability limits that match your risk under Virginia Code 55.1 1200.
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