The top-rated life insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brooks Insurance Services NOLA, Hartwig Moss Insurance Agency. This directory lists 24 life insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FM Agency Group | 201 Evans Rd Ste 315 | (504) 348-3131 |
| 2 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 3 | Brooks Insurance Services NOLA | 3910 General De Gaulle Dr | (504) 294-4759 |
| 4 | Hartwig Moss Insurance Agency | 2626 Canal St #3 | (504) 525-9901 |
| 5 | KTS Insurance Agency | 3239 Bienville St | (504) 371-5519 |
| 6 | Roberts Family Agency: Allstate Insurance | 6226 Jefferson Hwy # D | (504) 739-1700 |
| 7 | LifeMap LLC | 201 St Charles Ave Ste 114 PMB 2038 | (504) 910-7370 |
| 8 | Pappalardo Agency, Inc. | 145 Allen Toussaint Blvd | (504) 486-7441 |
| 9 | Chabert Insurance The Ehrhardt Agency | 824 Elmwood Park Blvd Suite 145 | (504) 326-6526 |
| 10 | Louisiana Underwriters, LLC | 4718 Paris Ave | (504) 326-6986 |
FM Agency Group serves the New Orleans, Louisiana metro area as a life insurance agency. The company assists clients with evaluating their financial protection needs and long-term planning options. Their team works with individuals to understand how different policy types can address family income replacement and debt coverage. In this region, the agency handles term life insurance for temporary protection needs and permanent life insurance for lifelong coverage.
Garcia Insurance Services offers term, whole, and universal life insurance policies. The company focuses on assessing client needs and providing coverage options tailored for financial protection and future planning. It assists with policy reviews, beneficiary updates, and claims support to ensure lasting service. The agency services a range of properties including single-family homes, apartments, retail spaces, and restaurants throughout New Orleans, Louisiana.
Homeowners and business owners in New Orleans seeking life insurance coverage can work with Brooks Insurance Services NOLA. The company helps clients evaluate term and permanent policies to match their financial goals and family protection needs. A licensed agent guides customers through the application process and compares options from multiple insurers. The agency also serves the Greater New Orleans area, including Metairie and surrounding communities.
Hartwig Moss Insurance Agency in New Orleans, LA helps clients decide between term life policies with fixed coverage periods and permanent options that last a lifetime while building cash value. The firm guides individuals through the process of selecting appropriate benefit amounts to protect their families financially. Policyholders typically secure renewable terms or whole life plans through this agency. Client services are available on an as-needed basis, allowing for periodic policy reviews and updates as personal circumstances change.
KTS Insurance Agency in New Orleans, Louisiana, focuses on life insurance policies that provide financial protection to families and individuals. It assists clients with policy selection to maintain income stability and cover potential final expenses. The agency guides customers through the process of obtaining term or whole life coverage for long-term security. Many area residents seek its help before the start of hurricane season, ensuring their beneficiaries are safeguarded against the financial impact of a sudden loss.
Serving New Orleans and its surrounding communities in Louisiana, the Roberts Family Agency Allstate Insurance handles life insurance policies for local residents. Licensed agents meet with clients to assess their coverage needs for long-term financial protection. The agency organizes policy discussions around income replacement and debt settlement for families. Every client consultation begins with a review of their current assets and future obligations to identify appropriate coverage amounts based on an individual budget and family structure.
In a region where hurricane season and local flooding bring property concerns to the forefront, LifeMap LLC in New Orleans, LA helps clients integrate life insurance into their broader financial preparations. The company assists area residents in evaluating term, whole, and universal coverage options to protect their families against unforeseen loss. An initial free consultation appointment is used to review a household’s current policies, income needs, and debt obligations before making specific coverage recommendations.
Pappalardo Agency, Inc. is known for guiding clients in New Orleans through the process of selecting appropriate life insurance coverage. The agency offers consultations to help individuals and families understand term and whole life policy options. These services aim to align financial protection with personal long-term planning needs. For added security, the agency can also assist with arranging accidental death benefit riders on new policies.
Louisiana Underwriters, LLC assists clients in New Orleans with navigating life insurance options and securing appropriate coverage. The firm specializes in term, whole, and universal life policies, along with supplemental accident and critical illness add-ons. Such products help individuals and business owners protect their financial dependents and manage estate-planning needs. The agency customarily serves a range of commercial sectors, including professional offices, retail storage warehouses, and full-service food establishments.
What Does a a Life Insurance Agent in New Orleans Cost?
Term life insurance for a healthy 35 year old in New Orleans typically costs between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life insurance premiums are higher often starting at 100 dollars per month for the same coverage. Costs vary based on age health and policy type. This is general information not insurance advice.
About life insurance agents in New Orleans
Life insurance agents in New Orleans help residents choose policies that protect their families. Louisiana law requires agents to be licensed by the state Department of Insurance. Local agents understand the unique risks of living in a coastal region prone to hurricanes and flooding.
Frequently Asked Questions
What license do life insurance agents need in Louisiana?
Agents must hold a valid Louisiana insurance producer license. This requires passing a state exam and completing continuing education every two years.
Can I buy life insurance without a medical exam in New Orleans?
Yes many insurers offer simplified issue or guaranteed issue policies. These policies often have lower coverage amounts and higher premiums than fully underwritten plans.
How does Louisiana community property law affect life insurance?
Louisiana is a community property state. This means a spouse may have ownership rights in a life insurance policy purchased during marriage. An agent can explain how this impacts beneficiaries.
Life Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Broussard · Covington · Denham Springs · Eunice · Gretna · Hammond · Harahan · Harvey · Houma · Kenner · Lafayette · Lake Charles