The top-rated life insurance agent in Opelousas, Louisiana is Mike Candella - State Farm Insurance Agent, rated 4.9 stars across 177 reviews. Other highly rated options include Dupre Carrier Godchaux Agency, Direct Auto Insurance, Freeway Insurance. This directory lists 18 life insurance agents serving Opelousas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Candella - State Farm Insurance Agent | 5317 Interstate 49 South Service Rd | (337) 942-3585 |
| 2 | Dupre Carrier Godchaux Agency | 4670 I-49 Frontage Rd | (337) 948-8186 |
| 3 | Direct Auto Insurance | 5585 49 South Service Road #24 | (337) 942-6189 |
| 4 | Freeway Insurance | 1723 Creswell Ln A4 | (337) 418-9948 |
| 5 | ABC lnsurance Agencies | 1107 Heather Dr | (337) 948-1117 |
| 6 | TCB Group Insurance | 420 E Grolee St | (337) 678-7180 |
| 7 | Junior Snyder: Allstate Insurance | 1717 S Union St STE 1 | (337) 948-1907 |
| 8 | Cravins Insurance Inc | 223 N Market St | (337) 942-8784 |
| 9 | Douglas Pellerin: Allstate Insurance | 129 S Main St | (337) 594-0122 |
| 10 | Acadiana Insurance Agency | 9384 LA-182 | (337) 942-6784 |
Mike Candella - State Farm Insurance Agent in Opelousas, LA, provides a range of life insurance products, including term and whole life policies. The agency assists clients with coverage options that can help protect their families' financial futures and offers ongoing policy reviews to adjust plans as needs change. Services include guiding individuals through the application process and helping beneficiaries file claims. This life insurance agent services single-family homes, apartments, retail businesses, and restaurants.
Dupre Carrier Godchaux Agency serves the Opelousas, Louisiana, area as a provider of life insurance policies. The agency works with clients to help them secure financial protection for their families through various coverage options. Its representatives assist individuals in assessing their long-term needs and selecting appropriate plans. The company handles term life insurance and whole life insurance for residents in and around Opelousas.
Serving Opelousas and the surrounding communities of St. Landry Parish, Direct Auto Insurance handles life insurance policies designed to provide financial protection for local families. As a Life Insurance Agent, it guides clients in selecting coverage that can address final expenses or income replacement needs. The company evaluates individual circumstances to recommend suitable term or whole life options that fit a client’s budget. For a typical job, it first assesses the applicant’s coverage goals and health history, then presents available policy quotes for their review and selection.
Freeway Insurance serves clients in Opelousas, Louisiana, offering both one-time term policies for temporary coverage and recurring permanent plans designed for lifetime protection. As a local life insurance agent, the company helps individuals and families evaluate their financial needs and select appropriate coverage amounts to secure their beneficiaries against unexpected loss. Services are available on a scheduled basis, with regular policy reviews and updates provided upon the client’s request or at policy renewal dates.
ABC Insurance Agencies in Opelousas, Louisiana serves homeowners and local business owners seeking life insurance protection. The agency helps clients navigate term and whole life policies, matching coverage levels to personal financial goals or corporate needs. In every consultation, the focus remains on clear explanations of policy benefits and premium structures. Families can secure income replacement for mortgage or education expenses, while businesses protect key personnel. The office extends its service area into nearby Washington to assist residents and enterprises there with similar life insurance planning.
Serving Opelousas and the surrounding communities of St. Landry Parish, TCB Group Insurance operates as a local life insurance agent. It handles individual and family coverage needs, helping clients understand policy options that provide financial protection for their loved ones. The business works directly with customers to explain various plan types. To handle a typical job, it begins by assessing a client’s current financial situation and future goals, then compares available policies to recommend a suitable term or whole life solution.
Junior Snyder: Allstate Insurance in Opelousas, LA, offers both term and permanent life insurance policies, each providing a different avenue for financial protection. A term policy covers a specific period, while a permanent policy builds cash value over time for long-term needs. This local agent works to match clients with coverage that addresses final expenses or income replacement for loved ones. Service arrangements for discussing and updating these policies are available on an as-needed basis.
Cravins Insurance Inc specializes in helping individuals and families find suitable life insurance coverage to protect their loved ones. Based in Opelousas, LA, it assists clients in navigating policy options that provide financial security and peace of mind. The agency works with residents to understand their coverage needs and lock in affordable terms. As the end of the year approaches, it can help residents adjust their plans to account for any major life events, such as a new child or a recent home purchase.
As families in Opelousas prepare for hurricane season each year, protecting their household’s financial future becomes a priority. Douglas Pellerin: Allstate Insurance offers life insurance agent services designed to help local residents plan for these long-term needs. This agency works with clients to understand how a policy can provide support for dependents or cover final expenses. An initial review begins with a simple conversation about a family’s current coverage and future goals, followed by a straightforward assessment of the client’s needs and available options.
What Does a a Life Insurance Agent in Opelousas Cost?
Typical life insurance costs in Louisiana range from 20 to 60 dollars per month for a healthy 30 year old with a 250,000 dollar term policy. Rates increase with age and health conditions. Whole life policies often cost 100 to 300 dollars per month for similar coverage. Final expense policies in Opelousas average 30 to 70 dollars per month. This is general information, not insurance advice.
About life insurance agents in Opelousas
Life insurance agents in Opelousas, Louisiana help residents choose policies that protect their families. Louisiana law requires agents to hold a valid state license and follow the Louisiana Insurance Code. Local agents understand the needs of families in St. Landry Parish and can explain term, whole, and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in Louisiana?
Agents must pass the Louisiana insurance licensing exam and complete continuing education every two years. The Louisiana Department of Insurance regulates all agents and requires them to carry a valid producer license.
How long does a life insurance application take in Opelousas?
Most applications take 2 to 6 weeks for approval. Some policies with no medical exam can be issued in a few days. Louisiana law allows a 30 day free look period after you receive the policy.
Can I change my life insurance policy after buying it?
Yes, you can cancel or change your policy within the free look period. After that, you may need to contact your agent to adjust coverage or switch to a different policy type.
Life Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Broussard · Covington · Denham Springs · Eunice · Gretna · Hammond · Harahan · Harvey · Houma · Kenner · Lafayette · Lake Charles