The top-rated life insurance agent in Egg Harbor Township, New Jersey is Stan Malcolm Jr - State Farm Insurance Agent, rated 4.9 stars across 182 reviews. Other highly rated options include Tim Noel - State Farm Insurance Agent, Forza Insurance Group, Chris Ferry Insurance Agency - Auto Insurance, Homeowners Insurance, Business Insurance - Egg Harbor Township, New Jersey. This directory lists 12 life insurance agents serving Egg Harbor Township.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Stan Malcolm Jr - State Farm Insurance Agent | Stan Malcolm State Farm Agency, 5046 English Creek Ave | (609) 646-6692 |
| 2 | Tim Noel - State Farm Insurance Agent | 3069 English Creek Ave STE 102 | (609) 569-7575 |
| 3 | Forza Insurance Group | 200 Decadon Dr Suite 230 | (844) 365-5230 |
| 4 | Chris Ferry Insurance Agency - Auto Insurance, Homeowners Insurance, Business Insurance - Egg Harbor Township, New Jersey | 501 Zion Rd #18 | (609) 653-6600 |
| 5 | Bold Insurance Company New Jersey | 3100 Hingston Ave | (609) 325-2931 |
| 6 | 1st Choice Insurance NJ | 6801 Old Egg Harbor Rd | (609) 325-2701 |
| 7 | burlcojif | 6745 Black Horse Pike | (862) 385-1584 |
| 8 | Secure Insurance NJ | 673 Zion Rd | (609) 875-1295 |
| 9 | ABCO Insurance Agency | 6701 Black Horse Pike | (609) 641-5600 |
| 10 | Syed Ramim | 6690 Black Horse Pike Ste 13 | (609) 623-2022 |
Stan Malcolm Jr - State Farm Insurance Agent serves Egg Harbor Township and the surrounding Atlantic County area, offering life insurance policies designed to provide financial protection for families and individuals. As a local life insurance agent, the office helps clients assess their coverage needs and navigate policy options to secure income replacement and final expense benefits. The agency handles term life and whole life insurance services in this region.
Tim Noel - State Farm Insurance Agent provides a range of life insurance solutions designed to help protect local families and individuals from financial uncertainty. Its service approach focuses on assessing each client’s personal coverage needs, offering term and permanent life policies tailored to different budgets and long-term goals, with ongoing support for policy adjustments or claims. The Egg Harbor Township agency serves customers residing in single-family homes and apartment complexes, and extends coverage to professionals working in local retail stores and restaurants.
Forza Insurance Group serves homeowners, businesses, and property managers in Egg Harbor Township, New Jersey, by reviewing and recommending life insurance policies tailored to their financial needs. The agency helps clients evaluate term, whole, and universal life options to protect their families and business interests. Operating within the local market, it understands the insurance requirements common to coastal communities. Forza Insurance Group also covers the neighboring communities of Northfield and Pleasantville, offering the same personalized risk assessment services to residents there.
Based in Egg Harbor Township, New Jersey, Chris Ferry Insurance Agency serves clients throughout Atlantic County and the surrounding South Jersey communities. The agency handles auto, homeowners, and business insurance policies, with a dedicated focus on life insurance planning for local families and business owners. It works closely with individuals to evaluate their specific financial protection needs. To handle a typical job, the agency begins by assessing the client’s current coverage and long-term goals before presenting suitable policy options to meet those needs.
Bold Insurance Company New Jersey in Egg Harbor Township offers both one-time policy setup and recurring plan adjustments, ensuring life insurance coverage aligns with current personal needs. Its agents explain how term, whole, or universal policies protect families through income replacement and debt settlement. Service runs on a scheduled basis for annual reviews and as-needed for policy changes.
1st Choice Insurance NJ specializes in helping clients navigate life insurance policies for income replacement and final expense planning. This Egg Harbor Township agency offers general service work, including policy reviews and coverage comparisons to match individual needs. It assists area residents with term life, whole life, and universal life product options. Seasonal guidance is provided, such as considering updated coverage before the New Year to protect family financial stability after a major life event like marriage or a home purchase.
As the seasons change in Egg Harbor Township, many families review their financial safeguards and consider how to protect their loved ones. This local life insurance agent, burlcojif, helps residents explore coverage options that align with individual needs and long-term goals. The team focuses on guiding clients through the process of choosing appropriate policy types and understanding policy terms. An agent typically begins by scheduling a no-obligation meeting to assess each person's current insurance landscape and discuss potential gaps in protection.
Secure Insurance NJ serves clients in Egg Harbor Township and the surrounding region by offering financial protection strategies tailored to individual needs. As a life insurance agent, the company provides coverage options that help families manage future expenses and secure their financial stability. Policies can be selected to address specific concerns such as income replacement or final costs. This agent assists local businesses operating from offices, warehouses, and food service facilities in developing appropriate employee benefit plans and key person coverage.
ABCO Insurance Agency provides life insurance and related financial protection services in Egg Harbor Township, New Jersey. It offers term and permanent policies to help individuals secure coverage for their families. The agency assists clients in customizing plans that address income replacement, final expenses, and mortgage protection needs. Its ongoing service includes policy reviews, beneficiary updates, and financial planning guidance. ABCO Insurance Agency serves single-family homes, apartment residents, retail establishments, and restaurants seeking employee and voluntary life insurance options.
Syed Ramim provides life insurance agent services to residential clients in Egg Harbor Township, New Jersey, and also offers commercial coverage for local businesses throughout the surrounding area. The agency works with individuals and families to select life insurance policies that fit their financial planning needs. For business owners, coverage options are available to protect company interests and key personnel. After the initial sale, clients can rely on follow-up support and policy adjustments during regular service visits between renewal periods.
What Does a a Life Insurance Agent in Egg Harbor Township Cost?
The cost of life insurance in New Jersey varies by age health and policy type. A healthy 35 year old might pay 20 to 40 dollars per month for a 20 year term policy with 500000 dollars in coverage. Older applicants or those with health conditions may pay higher premiums. Whole life policies cost more but build cash value over time. This is general information and not insurance advice.
About life insurance agents in Egg Harbor Township
Life insurance agents in Egg Harbor Township New Jersey help residents find coverage to protect their families and assets. New Jersey law requires agents to hold a valid state license and follow strict regulations under the New Jersey Department of Banking and Insurance. Local agents understand the specific needs of Atlantic County residents and can guide you through term life whole life and universal life options.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long do I have to file a life insurance claim in New Jersey?
New Jersey law does not set a specific deadline for filing a life insurance claim but most policies require prompt notification. Beneficiaries should file as soon as possible after the insured passes away. The insurer must pay claims within a reasonable time typically 30 to 60 days after receiving all required documents.
Can a life insurance agent help with New Jersey estate taxes?
Yes a life insurance agent can explain how life insurance proceeds may be used to pay New Jersey estate taxes. New Jersey has an estate tax for estates over a certain threshold though the tax was phased out for deaths after January 1 2018. The agent can coordinate with your estate planning attorney to structure policies appropriately.
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