The top-rated life insurance agent in Englewood Cliffs, New Jersey is Senior Reserve Group-Medicare Agency, rated 5.0 stars across 40 reviews. Other highly rated options include Otterstedt Insurance Agency, Noah Insurance Agency LLC: Allstate Insurance, New Jersey Insurance Agency. This directory lists 12 life insurance agents serving Englewood Cliffs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Senior Reserve Group-Medicare Agency | 650 E Palisade Ave #1362 | (201) 357-7511 |
| 2 | Otterstedt Insurance Agency | 540 Sylvan Ave | (201) 227-1800 |
| 3 | Noah Insurance Agency LLC: Allstate Insurance | 150 Sylvan Ave | (201) 568-6800 |
| 4 | New Jersey Insurance Agency | 486 Sylvan Ave | (551) 294-1741 |
| 5 | HUB International | 570 Sylvan Ave 2nd Floor | (201) 569-4160 |
| 6 | NJ General Insurance | 385 US-9W | (201) 249-6188 |
| 7 | Dong-E Insurance | 635 E Palisade Ave | (201) 503-0003 |
| 8 | Metro Insurance Health Group | 440 Sylvan Ave STE 282 | (201) 431-9149 |
| 9 | Owens Group Insurance | 619 E Palisade Ave | (201) 568-2300 |
| 10 | JYP Insurance Agency, LLC | 375 Sylvan Ave #39 | (877) 201-2019 |
Senior Reserve Group-Medicare Agency serves the Englewood Cliffs, New Jersey, metro area and surrounding Bergen County communities as a life insurance agent. The company assists clients in navigating life insurance options to protect beneficiaries’ financial futures. It also helps residents compare policy types and customize coverage amounts to fit individual needs. In this region, Senior Reserve Group-Medicare Agency handles final expense life insurance and term life insurance plans.
At Otterstedt Insurance Agency in Englewood Cliffs, New Jersey, clients may choose between a term life policy that provides coverage for a set period or a permanent plan that remains in force throughout their lifetime. These policies replace lost income and cover final expenses, ensuring dependents are financially protected in a region where cost of living remains high. Service appointments run on an as-needed basis, with no recurring schedule required for policy adjustments or claims.
Noah Insurance Agency LLC operates as an Allstate insurance provider in Englewood Cliffs, New Jersey, serving clients with life insurance agent services. The agency helps individuals and families select appropriate life insurance policies, offering guidance on coverage options to meet financial protection needs. Policyholders receive ongoing support for policy reviews and claims assistance. The agency services single-family homes, apartments, retail establishments, and restaurants in the local area.
New Jersey Insurance Agency serves homeowners and families in Englewood Cliffs, helping them secure life insurance coverage that provides financial protection for loved ones. The agency guides clients through the process of comparing term and permanent policies, ensuring they find a plan suited to their individual needs and budget. Residents seeking to safeguard their family’s future rely on the agency’s straightforward advice for navigating these important decisions. The agency also assists clients throughout Fort Lee and the broader Bergen County metro area.
Serving Englewood Cliffs and the surrounding communities of Bergen County, HUB International handles a full range of life insurance needs, from term policies to permanent coverage. The agency focuses on matching clients with suitable plans to protect their families and financial futures. For a typical assignment, it begins with a thorough review of the individual’s goals and current obligations before presenting options from multiple carriers. This process ensures that each recommendation is tailored to the client’s specific situation and long-term security.
NJ General Insurance, located in Englewood Cliffs, NJ, assists clients comparing term life policies, which provide coverage for a set period, against permanent life insurance, which remains in force for the insured’s entire lifetime. Their focus is on financial protection for families and beneficiaries. This life insurance agent operates on a schedule determined by individual policy applications, with annual reviews and additional meetings arranged as needed for policy adjustments or new coverage requirements.
Dong-E Insurance specializes in life insurance policies tailored to individual needs, offering coverage options that protect families and secure financial futures. As a life insurance agent in Englewood Cliffs, New Jersey, it provides guidance on term, whole, and universal life plans for clients at various life stages. The company assists with estate planning and income replacement strategies. It also helps local families review their policies when preparing for seasonal changes, such as summer travel or the start of a new school year.
Families in Englewood Cliffs planning year-end financial reviews often seek stable coverage options for their beneficiaries. Metro Insurance Health Group provides professional guidance on life insurance policies designed to protect loved ones and manage estate transitions. Agents help clients understand term, whole, and universal policy types so that each household selects appropriate coverage limits and terms for its needs. The process begins with a complimentary in-person or phone assessment to gather current personal and financial information before customizing any plan recommendation.
Owens Group Insurance helps individuals and families in Englewood Cliffs, New Jersey, plan for long-term financial security through life coverage. The company specializes in term life and whole life insurance policies. These products are designed to provide beneficiaries with a tax-free death benefit. The firm can serve local residents, small business owners, and commercial sectors including offices, warehouses, and food service establishments requiring key person or buy-sell funding.
JYP Insurance Agency, LLC provides life insurance services to residents in Englewood Cliffs, New Jersey, and the surrounding area. The agency also handles commercial coverage options for local businesses needing employee or key-person policies. Clients can expect clear explanations of term, whole, and universal life products during an initial consultation. After policies are set, the agency remains available for periodic policy reviews and necessary adjustments between regular client visits.
What Does a a Life Insurance Agent in Englewood Cliffs Cost?
The cost of life insurance in New Jersey varies by age, health, and coverage amount. A typical term life policy for a healthy 35-year-old may cost between $20 and $40 per month for a $500,000 policy. Whole life insurance premiums are higher, often starting at $100 per month or more. Costs also depend on the insurance company and policy features. This is general information, not insurance advice.
About life insurance agents in Englewood Cliffs
Life insurance agents in Englewood Cliffs, New Jersey help residents find coverage that meets their financial needs. New Jersey law requires life insurance agents to hold a valid state license and follow specific regulations under the New Jersey Department of Banking and Insurance. Local agents can assist with term life, whole life, and universal life policies tailored to your situation.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license issued by the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
How long do I have to file a life insurance claim in New Jersey?
New Jersey does not have a specific statute of limitations for life insurance claims, but most policies require prompt notification. It is best to file a claim as soon as possible after the insured passes away.
Can a life insurance agent in Englewood Cliffs help with estate planning?
Yes, many life insurance agents in Englewood Cliffs can discuss how life insurance fits into estate planning. However, they cannot provide legal advice, so you may also need to consult an attorney for complex estate matters.
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