The top-rated life insurance agent in Florham Park, New Jersey is M L Cutler & Co, rated 4.9 stars across 60 reviews. Other highly rated options include John DiPace - State Farm Insurance Agent, Lawley, Edward R. DeFeo Agency Inc.. This directory lists 15 life insurance agents serving Florham Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | M L Cutler & Co | 30 Columbia Turnpike Suite 201 | (973) 377-7700 |
| 2 | John DiPace - State Farm Insurance Agent | 186 Columbia Turnpike | (973) 360-9700 |
| 3 | Lawley | 30 Columbia Turnpike Suite 200 | (973) 377-9100 |
| 4 | Edward R. DeFeo Agency Inc. | 123 Columbia Turnpike #101A | (973) 822-2229 |
| 5 | Success Insurance Company | 31 Village Rd | (551) 365-2015 |
| 6 | Elective Benefits | 325 Columbia Turnpike STE 106 | (973) 756-3459 |
| 7 | Louis Campisano Insurance | 26 Columbia Turnpike #103 | (973) 845-6004 |
| 8 | Dale Group | 30A Vreeland Rd #120 | (973) 377-7000 |
| 9 | Automobile Club Underwriters | 1 Hanover Rd | (201) 528-1046 |
| 10 | ADP Statewide Insurance | 325 Columbia Turnpike STE 106 | (973) 538-6300 |
M L Cutler & Co serves the greater Morris County area from its office in Florham Park, New Jersey, as a life insurance agency. The firm assists clients in selecting suitable coverage to protect their family’s financial future. It works with individuals to assess their needs for income replacement and final expense planning. The agency also guides customers through policy options for mortgage protection and other long-term obligations in the region.
John DiPace - State Farm Insurance Agent in Florham Park, NJ, provides life insurance policies that help protect families from financial hardship. The office assists clients with evaluating coverage needs and adjusting plans over time to reflect life changes such as marriage or a new child. Regular policy reviews are offered to ensure beneficiaries remain accurate and premiums stay appropriate. This life insurance agent services single-family homes, apartments, retail businesses, and restaurants.
Lawley serves homeowners, businesses, and property managers in Florham Park and the surrounding area, providing life insurance policies designed to protect families and business continuity. Agents guide clients through term, whole, and universal life options, helping to secure financial stability for beneficiaries in the event of an unexpected loss. They also offer personalized consultations to assess coverage needs and adjust policies as circumstances change. This life insurance agency additionally covers clients in neighboring communities throughout Morris County and northern New Jersey.
Edward R. DeFeo Agency Inc. serves Florham Park and the surrounding communities of Morris County, handling life insurance planning and policy arrangements for local families and individuals. The firm works with clients to assess their coverage needs based on current obligations and future goals. Its approach typically includes a thorough review of a person’s financial situation and a discussion of options suitable for their long-term security.
Success Insurance Company in Florham Park, NJ, provides life insurance coverage as either a one-time policy or as a recurring plan adjusted over time. As a local life insurance agent, the company helps clients choose term or permanent policies to protect their beneficiaries. Service appointments are generally scheduled in advance for consultations and policy reviews, though they can also be arranged on an as-needed basis for claim assistance or beneficiary updates.
As families in Florham Park begin to plan for the new school year or adjust their budgets after the holidays, Elective Benefits provides professional guidance on choosing life insurance coverage that aligns with changing needs. The agency operates in the local area as a dedicated resource for structuring policies that offer financial protection for loved ones. An initial consultation helps new clients review their specific coverage options and suitability requirements.
Louis Campisano Insurance in Florham Park provides life insurance agent services, specializing in helping clients select appropriate policy types. It also assists with general insurance needs, offering guidance on coverage adjustments and beneficiary designations. The agency serves local individuals and families, addressing their financial planning requirements. Particularly during open enrollment periods, it helps clients review existing life insurance coverage to ensure it aligns with changing life circumstances such as marriage or the birth of a child.
The Dale Group provides personalized financial protection strategies for individuals and families in Florham Park, New Jersey. Specializing in life insurance agent services, the company helps clients assess coverage needs for income replacement and final expenses. It works with various policy types to match diverse household budgets and long-term goals. Beyond personal lines, the agency extends services to local commercial sectors such as offices, warehouses, and food service operations.
Automobile Club Underwriters in Florham Park, NJ provides life insurance services primarily to residential clients, ensuring families in the area have access to coverage suited to their needs. The company also assists commercial clients with their life insurance requirements, serving the broader Florham Park region. Agents offer guidance on various life insurance options to help individuals and businesses plan for the future. Following initial policy setup, staff remains available for routine follow-up and repeat service between regular visits to adjust coverage as circumstances change.
What Does a a Life Insurance Agent in Florham Park Cost?
The cost of life insurance in New Jersey varies based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Older individuals or those with health conditions may pay higher premiums. This is general information, not insurance advice.
About life insurance agents in Florham Park
Life insurance agents in Florham Park, New Jersey help residents and businesses find coverage that fits their needs. New Jersey law requires agents to hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can guide you through options like term life, whole life, and universal life policies.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing a state exam. Agents must also complete continuing education to renew their license every two years.
How do I choose a life insurance agent in Florham Park?
Look for an agent with experience in New Jersey insurance laws and a history of working with clients in your situation. You can verify an agents license on the NJ Department of Banking and Insurance website. Ask about policy options, fees, and the claims process before making a decision.
What types of life insurance are available in New Jersey?
Common types include term life insurance, whole life insurance, and universal life insurance. Term life provides coverage for a set period, while whole life and universal life offer permanent coverage with a cash value component. An agent can explain which type matches your financial goals and budget.
Life Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Chester · Cinnaminson · Clark · Clifton · Colts Neck · Cranford · Dover · East Brunswick · East Hanover