The top-rated life insurance agent in Freehold, New Jersey is StreetSmart Insurance, rated 4.9 stars across 1,326 reviews. Other highly rated options include Medi-Solutions Insurance Agency, LLC, Prime Time Insurance Agency, Mark Caravaglio at Comparion Insurance Agency. This directory lists 20 life insurance agents serving Freehold.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | StreetSmart Insurance | 208 South St | (732) 462-8343 |
| 2 | Medi-Solutions Insurance Agency, LLC | 54 Jerseyville Ave | (800) 435-4765 |
| 3 | Prime Time Insurance Agency | 22 Center St | (732) 640-1185 |
| 4 | Mark Caravaglio at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8153 |
| 5 | John Craig: Allstate Insurance | 110 Village Center Dr | (732) 294-4847 |
| 6 | Lenny LoPresti - State Farm Insurance Agent | 62 E Main St | (732) 298-9245 |
| 7 | NorthEast Insurance Services | 4400 US Highway 9 South, Suite 3300 | (732) 972-1771 |
| 8 | Andrea Lucciola: Allstate Insurance | 101 Barkalow Ave Ste D | (732) 462-3152 |
| 9 | Gerard "Jerry" Liubicich at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8152 |
| 10 | Juan Diaz at Comparion Insurance Agency | 303 W Main St #100 | (732) 358-8158 |
StreetSmart Insurance serves the Freehold, New Jersey area and its surrounding communities as a local life insurance agent. The company assists clients in planning financial protection through various life insurance policies tailored to individual needs and family circumstances. Residents seeking coverage, support, or guidance can contact this agent for professional assistance. Specific services include term life insurance and whole life insurance options for area families and individuals.
Medi-Solutions Insurance Agency, LLC in Freehold, New Jersey specializes in helping clients select life insurance policies that align with their long-term financial goals. It also provides general guidance on estate planning strategies and income replacement through life coverage. As autumn approaches and families begin reviewing their year-end finances, the agency helps address the heightened concern over ensuring enough protection remains in place for loved ones before the holiday season begins.
Prime Time Insurance Agency provides a range of life insurance policies, including term, whole, and universal coverage. Its service plans involve regular policy reviews to adjust beneficiaries or coverage amounts as clients’ circumstances change. Located in Freehold, NJ, the agency also assists with underwriting support and claims filing for beneficiaries. The firm services residential single-family homes, multi-unit apartment buildings, retail storefronts, and local restaurants across the area.
Mark Caravaglio at Comparion Insurance Agency in Freehold, NJ, works with homeowners, families, and local small business owners seeking financial protection. The agency provides life insurance policies designed to help safeguard loved ones and secure long-term financial goals. Clients benefit from personalized advice on term, whole, and universal life options that fit different budgets and life stages. The office also serves surrounding areas such as Manalapan and the greater Monmouth County region for added convenience.
John Craig: Allstate Insurance serves Freehold, New Jersey, and the surrounding communities in Monmouth County. The agency handles life insurance policies designed to provide financial protection for families and beneficiaries. Life insurance agents in this area typically assist clients in selecting coverage amounts that align with long-term financial goals. For a typical job, it begins by assessing a client’s current needs and future obligations, then presents policy options that offer clear terms and consistent premium payments.
In helping clients secure future income for their families, Lenny LoPresti - State Farm Insurance Agent in Freehold, NJ, distinguishes between a term policy, which provides coverage for a fixed period, and a permanent policy, which continues for life and may build cash value. The office guides residents in selecting appropriate coverage to meet long-term financial goals. Client service appointments with this life insurance agent generally run on an as-needed basis, arranged individually to address personal circumstances.
As local families in Freehold begin planning their financial future, finding dependable coverage becomes a key priority. Andrea Lucciola: Allstate Insurance offers personalized life insurance consultations to help secure assets and protect loved ones. Understanding that each household faces distinct risks, the agency evaluates individual needs and financial goals before recommending suitable policy options. This thoughtful approach helps ensure that residents receive practical guidance for today's evolving responsibilities. An initial assessment is scheduled during a complimentary first meeting to discuss coverage requirements and begin a risk evaluation.
Gerard "Jerry" Liubicich at Comparion Insurance Agency offers life insurance services to clients in the Freehold, NJ area. The agency focuses on helping individuals and families secure financial protection through tailored policy options. Beyond personal planning, the firm also addresses the unique coverage needs of local businesses. Its services are designed to serve commercial operations such as offices, warehouses, and food service establishments.
Juan Diaz at Comparion Insurance Agency serves Freehold and the surrounding Monmouth County area as a life insurance agent. The company provides guidance on various life insurance policies designed to help individuals and families secure financial protection. Diaz assists clients in evaluating their coverage needs, whether for income replacement or final expenses. Specific services handled in this area include term life insurance for temporary coverage needs and whole life insurance for lifelong protection with a cash value component.
What Does a a Life Insurance Agent in Freehold Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35-year-old might pay $20 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 per month for similar coverage. New Jersey does not set fixed rates, so shopping around is important. This is general information, not insurance advice.
About life insurance agents in Freehold
Life insurance agents in Freehold, New Jersey help residents and businesses secure financial protection for their families. New Jersey law requires agents to hold a valid state license and comply with strict disclosure rules under the New Jersey Insurance Code. Local agents can guide you through options like term life, whole life, and universal life policies to match your budget and coverage goals.
Frequently Asked Questions
What licenses do life insurance agents in Freehold need?
Agents in Freehold must hold a New Jersey life insurance producer license issued by the New Jersey Department of Banking and Insurance. This license requires completing pre-licensing education and passing a state exam.
How do I choose a life insurance agent in Freehold?
Look for an agent with experience in New Jersey insurance laws and a clear explanation of policy types. You can verify an agents license through the New Jersey Department of Banking and Insurance online database.
What life insurance options are common in Freehold?
Common options include term life, whole life, and universal life policies. Many Freehold agents also offer final expense insurance and group life through employers.
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