The top-rated life insurance agent in Holmdel, New Jersey is The Baldwin Group (formerly JGS Insurance), rated 4.7 stars across 78 reviews. Other highly rated options include Lauren Leo - State Farm Insurance Agent, Northeast Financial Network, Empire Advisors. This directory lists 15 life insurance agents serving Holmdel.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Baldwin Group (formerly JGS Insurance) | 101 Crawfords Corner Rd #1300 | (877) 547-4671 |
| 2 | Lauren Leo - State Farm Insurance Agent | 2124 NJ-35 Ste 206 | (732) 615-9600 |
| 3 | Northeast Financial Network | 101 Crawfords Corner Rd Suite 2405 | (908) 709-0020 |
| 4 | Empire Advisors | 101 Crawfords Corner Rd | (732) 672-9700 |
| 5 | The Fortis Agency, LLC | 101 Crawfords Corner Rd Ste 4125 | (732) 447-2925 |
| 6 | Acrisure Holmdel, NJ (Holmes & McDowell) | 960 Holmdel Rd Building 1, Suite C | (732) 946-4800 |
| 7 | StepUp Insurance LLC | 32 Main St | (732) 641-0235 |
| 8 | Guardian Life | 101 Crawfords Corner Rd | (732) 226-8818 |
| 9 | LionHeart Brokerage | 670 N Beers St building 3 | (732) 930-8802 |
| 10 | Altium Insurance Services | 973 Holmdel Rd | (917) 620-5530 |
The Baldwin Group serves Monmouth County and the surrounding New Jersey area from its Holmdel location, specializing in life insurance agent services for individuals and families. The firm assists clients in evaluating their long-term financial protection needs. It helps navigate the complexities of policy selection to ensure appropriate coverage. Specific services include term life and permanent life insurance solutions designed to address income replacement and final expense planning.
Lauren Leo - State Farm Insurance Agent in Holmdel, NJ, provides a range of life insurance services, including term, whole, and universal life policies designed to help individuals and families secure financial protection. The agency offers personalized consultations to assess coverage needs and adjust plans over time, ensuring policies remain aligned with changing life circumstances. Ongoing support includes policy reviews, beneficiary updates, and claims assistance. The agency services single-family homes, apartments, retail, and restaurants.
Homeowners, families, and small business owners in Holmdel, New Jersey, rely on Northeast Financial Network for life insurance guidance. The firm helps clients assess their coverage needs, compare policy options, and secure financial protection for their beneficiaries. Life insurance agents in this area commonly assist with term, whole, and universal life policies to address estate planning and income replacement goals. Northeast Financial Network also serves clients in nearby Middletown Township and throughout the greater Monmouth County region.
Empire Advisors serves clients in Holmdel, New Jersey, and the surrounding Monmouth County communities, handling life insurance planning for individuals and families. The agency addresses coverage needs such as income replacement, final expenses, and mortgage protection. It works with clients to assess their long-term financial goals and family circumstances. To complete a typical job, Empire Advisors evaluates each client’s personal situation and recommends a suitable policy type, then guides them through the application process to secure coverage.
At The Fortis Agency, LLC in Holmdel, NJ, clients choose between securing a one-term life policy for temporary coverage or a permanent whole-life plan providing lasting financial protection. For those requiring flexibility, an annual renewable term option renews each year without a fixed end date. Coverage consultations assess individual risk and income needs for their family’s future. Service appointments are generally conducted on a one-time or scheduled basis, with as-need follow-ups available for policy reviews and beneficiary updates.
Acrisure Holmdel, NJ (Holmes & McDowell) specializes in offering life insurance policies tailored to individual financial goals. The agency generally assists clients with comparing term, whole, and universal life coverage options to protect families and secure future income. Its work regularly involves reviewing beneficiaries and adjusting policies as personal circumstances evolve. The agency is especially helpful during major life transitions such as a new baby, marriage, or approaching retirement, where reassessing coverage becomes essential for long-term financial stability.
As families in Holmdel review their coverage for the coming year, securing dependable financial protection becomes a key priority. StepUp Insurance LLC guides local residents through the process of choosing appropriate life insurance policies. By carefully explaining policy options and benefit structures, the company helps clients address their specific long-term needs. Following a detailed discussion of coverage goals, the agent typically schedules a straightforward initial assessment of the applicant’s general health and lifestyle factors to finalize a suitable plan.
Guardian Life assists clients in Holmdel, New Jersey, with life insurance agent services. Its specialty includes offering whole life and term life policies to local residents. The agency also helps individuals review their coverage needs for long-term financial protection. Policies are designed to provide income replacement and final expense support. Commercial sectors it can serve include offices, warehouses, and food service operations.
LionHeart Brokerage serves residential clients in Holmdel, NJ, assisting them with life insurance to protect their families. Commercial coverage is also arranged for local businesses in the area. The agency works with individuals to assess their needs and find suitable life insurance policies. After an initial policy is in place, they maintain contact with clients to review their coverage and make adjustments during regular follow-up visits.
Altium Insurance Services, based in Holmdel, NJ, is known for providing life insurance agent services to local individuals and families. The company evaluates client needs and recommends appropriate policies to protect beneficiaries against financial hardship. Agents can help navigate coverage amounts and term or permanent options. An additional specialty service Altium may offer is assisting with policy riders, such as those for accelerated death benefits or accidental death coverage.
What Does a a Life Insurance Agent in Holmdel Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might range from $20 to $40 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month. Costs also depend on the insurer and any riders added. This is general information, not insurance advice.
About life insurance agents in Holmdel
Life insurance agents in Holmdel, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law does not require life insurance, but it does mandate that agents hold a valid license from the New Jersey Department of Banking and Insurance. Agents can assist with term life, whole life, and universal life policies tailored to your budget and goals.
Frequently Asked Questions
What licenses do life insurance agents in New Jersey need?
Life insurance agents in New Jersey must hold a valid insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How do I choose a life insurance agent in Holmdel?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your needs. You can verify a license through the New Jersey Department of Banking and Insurance website. Ask about their familiarity with local insurers and policy types.
Are there specific life insurance laws in New Jersey I should know?
New Jersey has a free look period of 10 days for life insurance policies, allowing you to cancel for a full refund. The state also requires agents to provide a policy summary and disclose any exclusions. Additionally, New Jersey does not tax life insurance death benefits for beneficiaries.
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