The top-rated life insurance agent in Jersey City, New Jersey is SageSure, rated 4.1 stars across 1,845 reviews. Other highly rated options include Kacey Padlo - State Farm Insurance Agent, Tawanda Jackson - State Farm Insurance Agent, Alberto Santana - State Farm Insurance Agent. This directory lists 23 life insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | SageSure | 101 Hudson St #2700 | (800) 481-0661 |
| 2 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 3 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Hemant Jiwnani - State Farm Insurance Agent | 3029 John F. Kennedy Blvd | (201) 653-1770 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Joe Nachbaur - State Farm Insurance Agent | 505 Central Ave | (201) 222-8866 |
| 8 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 9 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 10 | JC Insurance Agency | 2184 John F. Kennedy Blvd | (201) 830-3088 |
SageSure serves Jersey City, New Jersey, and the surrounding Hudson County area as a dedicated life insurance agency. The firm helps local residents evaluate their financial protection needs and select appropriate coverage options. Policies offered may include term life insurance, which provides coverage for a specific period, and whole life insurance, which builds cash value over time. SageSure also assists clients with final expense policies to cover end-of-life costs and funeral arrangements within this community.
Kacey Padlo - State Farm Insurance Agent in Jersey City, New Jersey, offers a range of life insurance policies designed to provide financial protection for families and individuals. Services include term and whole life coverage, with maintenance of policies through regular policy reviews and beneficiary updates to ensure coverage aligns with clients' changing needs. The agency also provides support for claims and policy adjustments throughout the life of each plan. It services clients owning single-family homes, apartments, retail spaces, and restaurants.
Tawanda Jackson's State Farm Insurance Agency serves homeowners, renters, and small business owners in Jersey City, New Jersey, with personalized life insurance policies designed to protect families and assets. This agency helps clients evaluate term life, whole life, and final expense coverage options. It also addresses income protection and estate planning needs. Supporting the broader Hudson County region, this office additionally covers families and entrepreneurs in neighboring Bayonne and the surrounding Jersey City metro area.
Serving Jersey City and the surrounding Hudson County communities, Alberto Santana - State Farm Insurance Agent provides life insurance services to local residents and families. The agency handles term life, whole life, and universal life policies to help protect loved ones financially. It assists clients in evaluating coverage needs based on their individual circumstances and long-term goals. The general approach it uses to handle a typical job includes a thorough consultation to understand a client's priorities, followed by a clear explanation of available policy options.
At Hemant Jiwnani - State Farm Insurance Agent in Jersey City, NJ, one-time service options focus on reviewing a single life insurance policy needs, while recurring service involves periodic reviews to adjust coverage as life circumstances change. This agent helps clients understand term and whole life options to protect their family’s financial future. Service for existing clients typically runs on a scheduled, as-needed basis for policy updates and annual check-ins on coverage adequacy.
As families in Jersey City adjust to changing local housing costs and seasonal shifts in income, protecting loved ones with the right coverage becomes a central concern. Goosehead Insurance - Paula Keung operates as a life insurance agent in the area, helping clients identify policies suited to their personal financial situations and future planning goals. Each discussion begins with a clear review of current coverage gaps and household needs. After this initial conversation, the agent schedules a straightforward assessment of the client’s existing policies to outline available options.
Joe Nachbaur - State Farm Insurance Agent in Jersey City, NJ, offers specialized life insurance policies, including term and whole life options, to help residents secure their family’s financial future. It also provides general insurance services, such as auto, home, and renters coverage, tailored to individual needs. As the year-end approaches, the agency assists clients in reviewing their current life insurance coverage to ensure it aligns with recent life changes or new financial goals.
Soliman Agency LLC: Allstate Insurance provides life insurance agent services to residents and businesses in Jersey City, New Jersey. The company specializes in helping clients select life insurance policies to protect their families and financial futures. It can also assist with related coverages such as accidental death or term life options. The agency serves a variety of commercial sectors, including offices, warehouses, and food service operations throughout the local area.
J&J Assurance Group in Jersey City, NJ provides life insurance guidance for residents seeking personal coverage to protect their families. The agency also helps local businesses with commercial policies designed to safeguard companies and their employees. Serving clients throughout the Jersey City area, the firm tailors recommendations based on individual financial situations and future needs. Policyholders can schedule appointments for regular reviews of their coverage or when life changes occur, ensuring ongoing support between visits.
JC Insurance Agency, a life insurance agent in Jersey City, NJ, is known for helping local residents secure financial protection for their families through various policy options. The agency serves clients seeking to support beneficiaries after a loss, cover final expenses, or replace lost income during a difficult time. Its professionals assess each individual's needs and present suitable coverage plans from different insurers. As a specialty service, the agency can also assist with adding a critical illness rider to an existing policy for extra financial support during serious health events.
What Does a a Life Insurance Agent in Jersey City Cost?
Typical life insurance costs in New Jersey vary by age health and coverage amount. A healthy 35 year old might pay 25 to 50 dollars per month for a 500000 dollar term policy. Whole life policies for the same person can cost 200 to 400 dollars per month. New Jersey has a 2 percent premium tax on life insurance policies. These are general cost examples and not insurance advice.
About life insurance agents in Jersey City
Life insurance agents in Jersey City help residents and families secure financial protection. New Jersey law requires agents to hold a valid state license and follow the New Jersey Insurance Code. Local agents understand the specific needs of Hudson County residents including estate planning for high property values.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires passing the state licensing exam and completing continuing education every two years.
How long does it take to get life insurance in Jersey City?
The process can take from a few days to several weeks depending on the policy type. Term life insurance with no medical exam may be issued in under a week. Fully underwritten policies require a medical exam and can take 4 to 8 weeks.
Are there New Jersey specific rules for life insurance beneficiaries?
Yes. Under New Jersey law a life insurance policy beneficiary designation overrides a will. The state also has a slayer statute that prevents a beneficiary who unlawfully kills the insured from receiving proceeds.
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