Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 11 life insurance agents in Lodi, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Theressa Parra - State Farm Insurance Agent
121 S Main St Ste C, Lodi, NJ 07644
(973) 685-4900
theressaparra.com
Costello & Associates
265 Union St, Lodi, NJ 07644
(973) 777-8333
costelloandassociatesnj.hibuwebsites.com
Luisa C Hernandez: Primerica - Financial Services
300-2 NJ-17 #3, Lodi, NJ 07644
(201) 776-3395
reps.primerica.com
Farmers Insurance - Ilda Cartaxo
244 Harrison Ave, Lodi, NJ 07644
(973) 546-7400
agents.farmers.com
Primerica/ Carlos Salazar
147 Main St #7, Lodi, NJ 07644
(973) 272-2171
primerica.com
Frank Dillon: Primerica - Financial Services
89 US-46, Lodi, NJ 07644
(862) 247-8162
reps.primerica.com
Medicare Help - AIM Senior Advisors
164 US-46, Lodi, NJ 07644
(973) 470-8333
aimsenioradvisors.com
PRIMERICA JESSE ANDUJAR
300-2 NJ-17 #3, Lodi, NJ 07644
(201) 203-4392
livemore.net
SK & ASSOCIATES LLC
325 Passaic Ave, Lodi, NJ 07644
(973) 471-0900
skalinsurance.com
Kevin A Carrera: Primerica - Financial Services
89 US-46, Lodi, NJ 07644
(862) 247-8162
reps.primerica.com
Semos Kostidakis Insurance
164 US-46, Lodi, NJ 07644
(732) 927-6395
semoskinsurance.com
What Does a Life Insurance Agent in Lodi Cost?
The cost of life insurance in New Jersey varies by age, health, and policy type. A typical term life policy for a healthy 35-year-old might cost between $20 and $50 per month for $500,000 in coverage. Whole life policies are more expensive, often starting at $100 per month. New Jersey residents may also pay a state premium tax of 2.1% on life insurance policies. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey, a life insurance agent must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. Agents must complete pre-licensing education and pass a state exam.
How long does a life insurance application take in Lodi?
The application process can take from a few days to several weeks depending on the policy type and your health history. New Jersey law requires a free-look period of 10 days after you receive the policy.
Can a Lodi agent help with New Jersey estate planning?
Yes, many life insurance agents in Lodi work with clients to coordinate life insurance with estate plans. New Jersey does not have an estate tax for deaths after January 1 2018, but life insurance proceeds may still be subject to federal estate tax.