The top-rated life insurance agent in Newark, New Jersey is Ron DeMyers - State Farm Insurance Agent, rated 4.9 stars across 184 reviews. Other highly rated options include JGo Insurance Agency LLC, Gary's Insurance Agency Newark, Conrado Arroyo - State Farm Insurance Agent. This directory lists 28 life insurance agents serving Newark.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ron DeMyers - State Farm Insurance Agent | 570 Broad St Ste 114 | (973) 648-0699 |
| 2 | JGo Insurance Agency LLC | 9 Webster St | (201) 539-7219 |
| 3 | Gary's Insurance Agency Newark | 1 Bloomfield Ave | (973) 483-3500 |
| 4 | Conrado Arroyo - State Farm Insurance Agent | 360 Chestnut St | (973) 274-1000 |
| 5 | Mr. Office Business Consulting & Insurance | 306 Chestnut St | (973) 344-6203 |
| 6 | Prudential Insurance Company of America | 213 Washington St #2917 | (973) 802-6000 |
| 7 | Halsey Street Agency Inc. | 199 Halsey St | (973) 621-0955 |
| 8 | King Health | Elizabeth Ave | (973) 524-7188 |
| 9 | Greg Daniels - State Farm Insurance Agent | 488 Mt Prospect Ave | (973) 484-5772 |
| 10 | Arabo Insurance Group | 675 Bergen St | (973) 391-9595 |
Ron DeMyers - State Farm Insurance Agent in Newark, NJ, provides a range of life insurance solutions designed to help individuals and families plan for financial security. The agency develops and reviews tailored plans with clients, including term life, whole life, and universal life policies, and offers free periodic policy checkups to ensure coverage keeps pace with life events. It services single-family homes, apartment dwellers, retail operators, and restaurant owners.
JGo Insurance Agency LLC, based in Newark, NJ, serves local homeowners and small business owners seeking life insurance coverage. The agency helps individuals plan for their families’ financial future while assisting business partners with key-person protection strategies. It also guides property managers in securing coverage for their residential investments. Understanding that every household has unique needs, the firm supports Newark-area clients in selecting appropriate policies. The agency additionally extends its services to residents and businesses in neighboring Irvington, ensuring broader metro access to reliable life insurance advice.
Gary's Insurance Agency Newark serves Newark, New Jersey, and the surrounding Essex County area as a life insurance agency. The company helps clients select policies that provide financial protection for their families and beneficiaries. Agents can assist individuals in evaluating term life insurance options for temporary coverage needs or permanent whole life policies designed to build cash value over time. The agency also handles final expense insurance to cover end-of-life costs and remains available for consultations on adjusting coverage as life circumstances change.
Conrado Arroyo - State Farm Insurance Agent serves Newark, New Jersey, and the surrounding communities. The agency handles a full range of life insurance policies, including term and whole life options designed to provide financial protection for families. It helps clients assess their coverage needs based on individual budgets and long-term goals. The typical job is handled by first reviewing the client's current financial situation and future objectives, then presenting clear policy comparisons to guide an informed decision.
As families in the Newark area begin or renew their annual financial planning, securing proper protection becomes a steady priority. Mr. Office Business Consulting & Insurance helps residents assess their specific life insurance needs, offering guidance through various policy options. The company focuses on explaining how coverage can safeguard dependents and manage future obligations. Each inquiry begins with a thorough initial consultation, during which an agent reviews personal circumstances. This local firm then schedules a comprehensive needs assessment to outline possible solutions before moving forward.
At Prudential Insurance Company of America in Newark, NJ, individuals can choose between a one-time policy consultation or an ongoing service plan for their life insurance agent needs. Coverage services typically include assessment of financial goals, risk evaluation, and policy selection to protect beneficiaries. Regular reviews help adjust coverage as life circumstances change, while a one-time option addresses an immediate need without future commitments. This service runs on either a scheduled or as-needed basis, depending on the client’s preference.
Halsey Street Agency Inc. specializes in term, whole, and universal life insurance products, offering policies designed to provide financial protection for Newark families. The agency also assists residents with annuity planning and final expense coverage, helping clients secure their long-term financial goals. Its general service work includes reviewing existing policies and recommending adjustments for changing life circumstances. As the colder months arrive, the agency helps homeowners in the area address the increased need for adequate coverage to safeguard their loved ones through the winter season.
King Health provides life insurance services to residents in and around Newark, New Jersey. The agency also extends its expertise to help local businesses secure commercial life insurance coverage for their employees. Serving both individuals and organizations in the region, the company assists clients in understanding their policy options for financial protection. After an initial meeting to assess needs, agents work to facilitate a straightforward application process and typically schedule follow-up appointments to review coverage or adjust plans between regular visits.
Greg Daniels - State Farm Insurance Agent in Newark, NJ, provides general life insurance coverage to local residents, helping them plan for financial security. This agency specializes in additional policy features such as living benefits and term conversion options. The business serves a variety of commercial sectors, including professional offices, industrial warehouses, and food service operations in the Newark area.
Arabo Insurance Group is a life insurance agent serving individuals and families in Newark, NJ, known for helping clients evaluate their financial protection needs. The company guides customers through the process of selecting suitable term or whole life policies to support long-term security and peace of mind. Its services assist with comparing coverage options, setting up beneficiary designations, and coordinating policies with other financial plans. For an added specialty, they offer senior-focused final expense insurance arrangements.
What Does a a Life Insurance Agent in Newark Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A healthy 35-year-old in Newark might pay between 25 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies can cost 200 to 500 dollars per month for similar coverage. New Jersey has no state-specific premium tax on life insurance, which can keep costs competitive. This is general information, not insurance advice.
About life insurance agents in Newark
Life insurance agents in Newark, New Jersey help residents and families find coverage that fits their needs and budget. New Jersey law requires all life insurance agents to hold a valid state license and follow strict regulations set by the New Jersey Department of Banking and Insurance. Local agents understand the specific needs of Newark residents, from urban property considerations to family protection planning.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education, passing the state exam, and undergoing a background check.
How do I choose a life insurance agent in Newark?
Look for an agent who is licensed in New Jersey and has experience with policies that match your needs. You can verify a license through the New Jersey Department of Banking and Insurance website. Ask about their experience with term, whole, and universal life policies.
Is a medical exam required for life insurance in New Jersey?
Many life insurance policies in New Jersey require a medical exam, but some offer no-exam options. The exam typically includes a health questionnaire, blood test, and urine sample. No-exam policies often have higher premiums and lower coverage limits.
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