The top-rated life insurance agent in Passaic, New Jersey is InsureOne Insurance, rated 4.7 stars across 100 reviews. Other highly rated options include Alex Vargas - State Farm Insurance Agent, MG Agency, Falen Agency INC. This directory lists 10 life insurance agents serving Passaic.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | InsureOne Insurance | 145 Main Ave 1st Floor | (973) 526-7905 |
| 2 | Alex Vargas - State Farm Insurance Agent | 45 Hoover Ave | (973) 955-4530 |
| 3 | MG Agency | 78 Market St A | (973) 365-0137 |
| 4 | Falen Agency INC | 181 Prospect St | (973) 473-5617 |
| 5 | Happily Insurance NJ | 205 Monroe St Apartment 1 | (973) 773-1033 |
| 6 | Prime Insurance Agency | 135 South St | (862) 203-6045 |
| 7 | First Americano Insurance | 54 Main Ave | (201) 720-5550 |
| 8 | Hugo G. Balta Insurance Agency | 205 Monroe St | (973) 773-1033 |
| 9 | Gross & Company Insurance | 2 Brighton Ave Suite 6 | (212) 620-4040 |
| 10 | Medicare Advisors Insurance Group LLC - Passaic | 335a Passaic St | (973) 246-3710 |
InsureOne Insurance serves the Passaic County area from its office in Passaic, New Jersey, specializing in Life Insurance Agent services. The company helps clients evaluate term and permanent life insurance options to secure financial protection for their families. Policies are designed to cover final expenses and provide income replacement for dependents. The agency guides individuals through the application process, focusing on matching coverage amounts with long-term financial goals. It handles whole life insurance for lifelong protection and term life insurance for temporary, affordable coverage.
Alex Vargas - State Farm Insurance Agent serves the greater Passaic, New Jersey area, providing essential life insurance coverage to local residents and families. The agency helps clients understand whole life policies while also guiding them through term life options for temporary protection. It works with homeowners and business owners to secure financial safeguards against unexpected loss. As a local life insurance agent, Alex Vargas assists customers in selecting individual plans and family coverage.
MG Agency is a life insurance agent in Passaic, NJ, providing a range of services that include policy selection guidance and coverage assessment for individuals and families. They offer maintenance plans that help clients review beneficiaries and update coverage amounts as life circumstances change. These services ensure policies remain aligned with current financial goals and obligations. Properties serviced include single-family homes, apartments, retail spaces, and restaurants.
Falen Agency INC serves homeowners, businesses, and property managers in Passaic, New Jersey, by helping them secure appropriate life insurance policies that protect their families and financial assets. The agency works with clients to understand their coverage needs during formal consultations. Standard services include policy reviews, beneficiary updates, and guidance through the application process. Life insurance agents here focus on term and whole life options suited to individual circumstances. Falen Agency INC also assists clients in the neighboring community of Clifton and the broader Passaic County metro area.
Happily Insurance NJ serves Passaic and the surrounding communities of Passaic County. The company focuses on life insurance products designed for local residents. Each policy is carefully arranged to offer financial protection for families and businesses alike. The approach begins with a straightforward consultation to identify individual coverage needs. From there, recommendations are presented in clear, easy-to-understand terms. The typical job is handled by matching a client's specific circumstances with a suitable insurance plan that fits their long-term goals.
Prime Insurance Agency provides life insurance options to individuals and families in Passaic, New Jersey. Its services include term life policies for temporary coverage needs and whole life plans offering permanent protection. The agency also assists with policy maintenance, such as periodic coverage reviews and beneficiary updates. Clients can expect personalized guidance to understand their insurance choices. The agency services single-family homes, apartments, retail stores, and local restaurants in the Passaic area.
First Americano Insurance in Passaic, NJ distinguishes between one-time policy selections for immediate coverage needs and recurring plan adjustments for evolving life insurance requirements. Their work focuses on explaining coverage details, such as term lengths and permanent policy benefits, to local clients. Ongoing assessments help ensure policies remain aligned with changing financial circumstances. Service appointments for policy reviews or new applications are available on a scheduled or as-needed basis, depending on the client’s preference and current situation.
Serving Passaic, NJ, Hugo G. Balta Insurance Agency specializes in life insurance policies, providing coverage options to help individuals and families manage long-term financial protection needs. Its general service work includes explaining policy terms and assisting clients with the application process for various plans. For residents concerned about securing final expenses or supporting dependents during a major life change, the agency helps evaluate suitable coverage for that specific season or situation.
Navigating life insurance options can feel overwhelming, especially for families in Passaic, NJ, who are planning for long-term financial security. Gross & Company Insurance addresses this common concern by offering professional guidance as a local life insurance agent. They help clients understand different policy types and coverage amounts to protect loved ones. The process begins with a detailed consultation to assess individual needs and financial goals. This initial meeting allows the agent to review personal circumstances and recommend suitable solutions from available insurers.
Based in Passaic, New Jersey, Medicare Advisors Insurance Group LLC - Passaic serves as a life insurance agent, helping clients secure policies that provide financial protection for beneficiaries. The company specializes in integrating additional coverage options that address long-term planning needs specific to local residents. It offers tailored solutions for a range of commercial sectors, including small offices, warehouses, and food service operations in the region.
What Does a a Life Insurance Agent in Passaic Cost?
The cost of life insurance in New Jersey depends on age health coverage amount and policy type. For a healthy 35 year old a 20 year term policy for 500000 dollars may cost between 25 and 50 dollars per month. Whole life insurance for the same person could range from 150 to 300 dollars per month. Costs are also affected by New Jersey specific factors like state regulations and local mortality rates. This is general information and not insurance advice.
About life insurance agents in Passaic
Life insurance agents in Passaic New Jersey help residents find policies that protect their families financial future. New Jersey requires all life insurance agents to hold a valid state license and follow regulations from the New Jersey Department of Banking and Insurance. Local agents can guide you through term life whole life and universal life options tailored to your needs.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
A life insurance agent in New Jersey must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to keep their license active.
How do I choose a life insurance agent in Passaic?
Look for an agent who is licensed in New Jersey and has experience with policies that fit your budget and goals. Ask about their familiarity with New Jersey insurance laws and whether they offer policies from multiple carriers. You can verify an agents license on the New Jersey Department of Banking and Insurance website.
What types of life insurance are common in Passaic New Jersey?
Common types include term life insurance which provides coverage for a set period and permanent life insurance like whole life or universal life. New Jersey residents often choose term policies for affordability and permanent policies for lifelong coverage and cash value growth. An agent can explain the differences based on your situation.
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