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Browse life insurance agents serving Ramsey, New Jersey. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Ramsey, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 life insurance agents in Ramsey, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Randy Loyd - State Farm Insurance Agent
145 N Franklin Tpke #333, Ramsey, NJ 07446
(201) 825-2100
randyloyd.com
Andrea DeBenedetto: Allstate Insurance
55 E Main St, Ramsey, NJ 07446
(201) 327-5700
agents.allstate.com
American Insurance Agency LLC
145 N Franklin Tpke, Ramsey, NJ 07446
(551) 866-1741
Key Group Benefits
70 Hilltop Rd #2450, Ramsey, NJ 07446
(201) 604-2524
keygroupbenefit.com
Andrew Bruno Agency
145 N Franklin Tpke #306, Ramsey, NJ 07446
(201) 818-4800
andrewbrunoagency.com
Allstate Personal Financial Representative: Nadia Khalil
55 E Main St, Ramsey, NJ 07446
(201) 377-5739
agents.allstate.com
McCaughey Chambers Agency
150 E Main St Suite C, Ramsey, NJ 07446
(973) 476-4141
mccaughey-chambersagency.com
Kristina Nash - Prudential Financial
145 N Franklin Tpke, Ramsey, NJ 07446
(201) 825-4887
Travmark
6 E Main St, Ramsey, NJ 07446
(917) 842-2292
travmark.com
Robin Chapman - Prudential Financial
Franklin square Professional building, 145 N Franklin Tpke Suite 206, Ramsey, NJ 07446
(201) 825-4887
prudential.com
A life insurance agent in Ramsey, New Jersey can help you find a policy that fits your needs and budget. New Jersey requires life insurance agents to be licensed by the state Department of Banking and Insurance. Working with a local agent ensures you understand how New Jersey laws, such as the state community property rules, affect your policy.
What Does a Life Insurance Agent in Ramsey Cost?
The cost of life insurance in New Jersey varies by age, health, and policy type. A healthy 35-year-old might pay between 20 and 50 dollars per month for a 20-year term policy with 500,000 dollars in coverage. Whole life policies cost more, often 100 to 300 dollars per month for the same coverage. Costs also depend on your specific medical history and lifestyle. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license does a life insurance agent in Ramsey need?
In New Jersey, a life insurance agent must hold a valid insurance producer license from the New Jersey Department of Banking and Insurance. This license requires passing a state exam and completing continuing education courses every two years.
How do I choose a life insurance agent in Ramsey?
Look for an agent with experience in New Jersey insurance laws. Ask about the types of policies they offer, such as term or whole life. Check their license status on the New Jersey Department of Banking and Insurance website.
What is the free look period for life insurance in New Jersey?
New Jersey law gives you a free look period of 10 days after you receive your life insurance policy. During this time, you can cancel the policy for a full refund of any premiums paid. This period starts when you get the policy, not when you apply.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.