The top-rated life insurance agent in Rochelle Park, New Jersey is Bob Testa - State Farm Insurance Agent, rated 4.9 stars across 76 reviews. Other highly rated options include Victoria Mcmahon Croce, Bankers Life Agent and Bankers Life Securities Financial Representative, Bankers Life, Safeguard Agency Inc. This directory lists 19 life insurance agents serving Rochelle Park.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bob Testa - State Farm Insurance Agent | 18 W Passaic St | (201) 342-7267 |
| 2 | Victoria Mcmahon Croce, Bankers Life Agent and Bankers Life Securities Financial Representative | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 3 | Bankers Life | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 4 | Safeguard Agency Inc | 139 Rochelle Ave | (551) 262-8434 |
| 5 | The Tichio Financial Group, Inc. | 405 Rochelle Ave | (201) 297-1600 |
| 6 | Andrew Sloane, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 7 | Ryan Dritschel, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
| 8 | John Hancock Life Insurance Co | 365 W Passaic St | (201) 843-1300 |
| 9 | Farmers Insurance - Edmund Lazzara | 156 W Passaic St | (201) 845-9500 |
| 10 | Miranda Albert, Bankers Life Agent | 365 W Passaic St Ste 265 | (201) 270-1250 |
Bob Testa - State Farm Insurance Agent serves Rochelle Park and the surrounding Bergen County area, offering personal insurance coverage as a local life insurance agent. The agency helps clients understand their protection needs and select suitable life insurance policies for financial security. Life insurance agents in this region assist with term and whole life options, providing guidance on coverage amounts and beneficiary designations. The company handles both final expense policies and life insurance for income replacement needs.
Victoria Mcmahon Croce, Bankers Life Agent and Bankers Life Securities Financial Representative, serves the Rochelle Park, New Jersey area by providing life insurance policies and related financial services. Her work involves guiding clients through coverage selection and offering ongoing support for policy maintenance and adjustments as needs evolve. Periodic reviews help ensure that plans remain aligned with changing life circumstances. This service is available for individuals and families, including those residing in single-family homes, apartments, and owners of local retail shops and restaurants.
Bankers Life in Rochelle Park, New Jersey serves local homeowners and families seeking financial protection through life insurance policies. The company offers guidance on term and whole life coverage options to help clients plan for their beneficiaries’ future security. Residents can discuss their specific needs for income replacement or final expense planning during a personalized consultation. The agency also extends its services to neighboring communities in Bergen County and the broader metro area of Hackensack.
Safeguard Agency Inc serves homeowners and local business owners in Rochelle Park, New Jersey, providing life insurance agent services. The agency helps clients find individual or group life insurance coverage to protect their families and employees. Policies are tailored to support financial stability during unexpected events. Coverage options can assist with income replacement for dependents or business continuity needs. The firm also serves clients in neighboring communities throughout Bergen County.
The Tichio Financial Group, Inc. serves individuals and families in Rochelle Park, NJ, and surrounding communities, handling life insurance policies that provide financial protection for beneficiaries. The company assists clients by evaluating their personal needs and risk factors. A typical assignment involves reviewing a client’s financial obligations and future goals, then recommending appropriate coverage amounts and policy types to address those specific circumstances. The approach is client-focused, beginning with a detailed consultation and followed by a tailored plan presentation.
Life insurance agents offer both term policies with a fixed coverage period and permanent plans that last a lifetime. Andrew Sloane, Bankers Life Agent, serves clients in Rochelle Park, NJ, helping them select appropriate coverage while considering budget and long-term needs. He works with individuals and families to understand how policies fit into a broader financial strategy. Assistance is available on an as-needed basis for policy reviews, questions, or changes to existing life insurance plans.
As a licensed life insurance agent, Ryan Dritschel of Bankers Life in Rochelle Park, NJ offers term and whole life policies designed to provide financial protection for families. The agency also advises clients on retirement planning and long-term care coverage needs. Helping individuals assess their present coverage gaps, the office assists with permanent insurance options that build cash value over time. During periods of inflation or rising interest rates, the agency can help local residents adjust their policies to maintain adequate, affordable coverage.
John Hancock Life Insurance Co offers life insurance guidance to individuals and families in Rochelle Park, New Jersey. As a local agency, it primarily focuses on helping clients select term and whole life policies suited to their financial needs. The agency also addresses the specialized coverage requirements of businesses, providing key person policies and buy-sell agreement funding. Commercial sectors such as offices, warehouses, and food service establishments can find relevant insurance products for protecting their operations and employees.
As families in Rochelle Park, NJ, look ahead to protecting their finances for the coming year, Farmers Insurance - Edmund Lazzara provides guidance on life insurance options tailored to local needs. This agency helps clients evaluate term and whole life policies designed to secure their household’s future through clear explanations of coverage benefits. An agent at this office begins with a thorough review of each client’s personal situation and financial goals during an initial consultation.
Miranda Albert, Bankers Life Agent provides life insurance services for residents of Rochelle Park, New Jersey. Coverage options for commercial clients are also available throughout the local area. Individual needs are assessed directly, helping persons identify a suitable insurance solution. Personal guidance ensures coverage selections are clearly explained. Follow-up appointments are arranged between regular service visits to review any required adjustments or policy updates.
What Does a a Life Insurance Agent in Rochelle Park Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. For a healthy 35 year old, a 20 year term policy with 500,000 dollars of coverage might cost between 25 and 50 dollars per month. Whole life policies are more expensive, often starting at 100 dollars per month for the same coverage. Premiums are higher for older applicants or those with health conditions. This is general information, not insurance advice.
About life insurance agents in Rochelle Park
Life insurance agents in Rochelle Park, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Local agents can explain how state laws affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent in Rochelle Park need?
A life insurance agent in New Jersey must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. The agent must complete pre-licensing education and pass a state exam. Continuing education is required every two years to keep the license active.
How long do I have to change my mind after buying a life insurance policy in New Jersey?
New Jersey law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel for any reason and get a full refund of any premiums paid. This period is longer for some policies such as variable life insurance.
What types of life insurance are common in Rochelle Park?
Common types include term life insurance which covers you for a set number of years, whole life insurance which provides lifetime coverage, and universal life insurance which offers flexible premiums. A local agent can help you compare these options based on your age, health, and financial goals.
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