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HomeLife Insurance AgentsNew Jersey › Rutherford

Find Life Insurance Agents Near You in Rutherford, NJ

Browse life insurance agents serving Rutherford, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Rutherford, New Jersey is Dan Meredith Agency, LLC: Allstate Insurance, rated 4.8 stars across 40 reviews. Other highly rated options include Susanne Godau - State Farm Insurance Agent, Raphael & Associates, John Depaola Agency. This directory lists 12 life insurance agents serving Rutherford.

Showing 12 life insurance agents in Rutherford, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Dan Meredith Agency, LLC: Allstate Insurance50 Union Ave(201) 355-8090
2Susanne Godau - State Farm Insurance Agent16 Park Ave(201) 635-1100
3Raphael & Associates301 NJ-17(800) 466-9165
4John Depaola Agency422 Pascack Road(201) 804-7747
5Maiello & Manzi Insurance Agency28 Elizabeth St(201) 991-0028
6Dave Meredith Insurance Agency90 Park Ave
7Rutherford Insurance Agency83 Meadow Rd(551) 365-1843
8North East Insurance Agency301 NJ-17 #800(973) 866-5821
9Berkley Luxury Group301 NJ-17 N, Suite 900(201) 518-2500
10All Star Insurance LLC301 NJ-17(201) 438-3570
DM
50 Union Ave
Dan Meredith Agency, LLC: Allstate Insurance
Life Insurance Agent · Rutherford, NJ

Dan Meredith Agency, LLC: Allstate Insurance serves clients throughout Rutherford and Bergen County, specializing in life insurance agent services. They help individuals and families secure financial protection through personalized policy options. Their work focuses on assessing coverage needs and explaining plan benefits. In this area, the agency handles term life insurance and final expense insurance, offering straightforward guidance on both products.

SG
16 Park Ave
Susanne Godau - State Farm Insurance Agent
Life Insurance Agent · Rutherford, NJ

Susanne Godau - State Farm Insurance Agent in Rutherford, NJ, provides a range of life insurance services, including term and whole life policies designed to offer financial protection for families. The agency assists clients in reviewing their coverage needs and adjusting plans as life circumstances change. Regular policy reviews help maintain appropriate benefit levels for each household. Its service approach includes guidance on selecting beneficiaries and understanding policy terms. This agency services a variety of properties, such as single-family homes, apartments, retail locations, and restaurants.

RA
301 NJ-17
Raphael & Associates
Life Insurance Agent · Rutherford, NJ

Residents and business owners in Rutherford who seek life insurance guidance can turn to Raphael & Associates. It offers assistance with term, whole, and universal life insurance policies, helping clients plan for long-term financial security and family protection. The agency also provides support for final expense coverage and income replacement planning. Additionally, Raphael & Associates extends its services to neighboring communities throughout Bergen County, including Lyndhurst and North Arlington, ensuring convenient access for local families.

JD
422 Pascack Road
John Depaola Agency
Life Insurance Agent · Rutherford, NJ

The John Depaola Agency in Rutherford, NJ helps clients differentiate between one-time policy purchases and recurring premium payments when securing life insurance. Coverage offerings focus on protecting families from financial hardship after a loss. Services address individual needs for term or permanent policies, assisting with calculations for appropriate benefit amounts. Consultations and policy management are provided on a scheduled basis, with additional support available for claims or adjustments on an as-needed basis throughout the life of the contract.

MM
28 Elizabeth St
Maiello & Manzi Insurance Agency
Life Insurance Agent · Rutherford, NJ

Serving Rutherford, New Jersey, and the surrounding communities in Bergen County, Maiello & Manzi Insurance Agency handles life insurance policies for local residents. The agency focuses on helping clients assess their coverage needs to protect their families and finances. For each typical case, it takes a consultative approach by first reviewing a client’s personal situation and financial goals before presenting suitable term or whole life plan options.

DM
90 Park Ave
Dave Meredith Insurance Agency
Life Insurance Agent · Rutherford, NJ
RI
83 Meadow Rd
Rutherford Insurance Agency
Life Insurance Agent · Rutherford, NJ

As residents of Rutherford begin reviewing their family protections for the new year, Rutherford Insurance Agency assists with life insurance planning in the local area. The agency addresses common concerns about income replacement and final expenses through policy options tailored to individual life stages. They help clients understand term and whole life coverage during personal consultations. An initial fact-finding assessment is conducted to determine each applicant’s coverage needs before any policy discussion proceeds.

NE
301 NJ-17 #800
North East Insurance Agency
Life Insurance Agent · Rutherford, NJ

North East Insurance Agency works with clients in Rutherford, New Jersey, to secure life insurance coverage that helps protect families financially. This company specializes in helping individuals choose appropriate term and whole life policies. It further tailors coverage options to address estate planning needs and income replacement concerns. North East Insurance Agency serves a variety of commercial sectors, including office spaces, warehouses, and food service operations.

BL
301 NJ-17 N, Suite 900
Berkley Luxury Group
Life Insurance Agent · Rutherford, NJ

Based in Rutherford, NJ, Berkley Luxury Group provides residential life insurance services to individuals seeking financial protection for their families. The company also offers commercial coverage options for local business owners with specific policy needs. Their service area covers Rutherford and surrounding communities throughout northern New Jersey. A dedicated agent helps families review existing coverage and adjust policies as life circumstances change. Clients are welcome to follow up between regular visits for policy questions or beneficiary updates.

AS
301 NJ-17
All Star Insurance LLC
Life Insurance Agent · Rutherford, NJ

All Star Insurance LLC, a life insurance agent in Rutherford, NJ, is known for guiding clients through the process of selecting appropriate coverage. Its service range includes term, whole, and universal life policies designed to provide financial protection for families and individuals. The firm assists with policy comparisons to match varying budgets and long-term needs. A specialty service it can add on is final expense insurance to help cover end-of-life costs.

AP
50 Union Ave
Allstate Personal Financial Representative: Michael Trabucco
Life Insurance Agent · Rutherford, NJ
(201) 266-0335
agents.allstate.com/michael-trabucco-rutherford-nj.html
GI
1 Orient Wy Suite F242
Generation Insurance Services
Life Insurance Agent · Rutherford, NJ
(973) 348-5886
geninsurance.net

What Does a a Life Insurance Agent in Rutherford Cost?

In New Jersey, term life insurance premiums for a healthy 35-year-old can range from $20 to $50 per month for a $500,000 policy. Whole life policies often cost $100 to $300 per month for similar coverage. Costs vary based on age, health, tobacco use, and policy type. This is general information, not insurance advice.

About life insurance agents in Rutherford

Life insurance agents in Rutherford, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey does not require life insurance by law, but agents can guide you on coverage amounts for income replacement and final expenses. Working with a local agent ensures you understand how New Jersey estate taxes may affect your beneficiaries.

Frequently Asked Questions

What types of life insurance do agents in Rutherford offer?

Rutherford agents typically offer term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value over time. Universal life offers flexible premiums and death benefits.

Do I need a medical exam to get life insurance in New Jersey?

Many policies require a medical exam, but some no-exam policies are available for smaller coverage amounts. New Jersey agents can help you find a policy that matches your health status and budget. Exam results affect your premium rates.

How does New Jersey law affect life insurance payouts?

New Jersey has a two-year contestability period during which insurers can investigate misstatements on an application. After two years, the policy is generally incontestable. Beneficiaries receive death benefits free from state income tax, but estate taxes may apply if the estate exceeds the state exemption threshold.

Life Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.