The top-rated life insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, Lee, Nolan & Koroghlian, LLC, New York Life Insurance. This directory lists 18 life insurance agents serving Saddle Brook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manny Coby - State Farm Insurance Agent | 275 Market St | (201) 368-9080 |
| 2 | C. Tony Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 3 | Lee, Nolan & Koroghlian, LLC | Park 80 West, Plaza, 250 Pehle Ave I, Suite 405 | (973) 237-0100 |
| 4 | New York Life Insurance | 250 Pehle Ave #900 | (201) 845-6900 |
| 5 | The Benefit Source, LLC | 250 Pehle Ave #405 | (973) 237-4330 |
| 6 | My Insurance Broker LLC | 250 Pehle Ave Suite 200 | (201) 797-2060 |
| 7 | 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin | 250 Pehle Ave #900 | (917) 789-4948 |
| 8 | Calogero Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 9 | Catherine Rabidis, Financial Professional - New York Life | 250 Pehle Ave #900 | (201) 845-6900 |
| 10 | Hanna Shin, Financial Professional - New York Life | 250 Pehle Ave Ste 900 | (917) 789-4948 |
Manny Coby - State Farm Insurance Agent serves the Saddle Brook, New Jersey area and its surrounding communities. As a life insurance agent, the company helps individuals and families evaluate financial protection options. This includes assisting clients in understanding how life insurance policies can support long-term financial goals. The agency also provides guidance on selecting appropriate coverage amounts and terms. Manny Coby handles whole life insurance policies and term life insurance policies for local residents.
C. Tony Cigna: Allstate Insurance in Saddle Brook, NJ, provides a range of coverage services to help individuals protect their financial futures, including life insurance policies tailored to diverse needs. The agency offers ongoing policy reviews and maintenance plans to ensure clients’ coverage remains aligned with changing circumstances. It services a variety of properties and client situations, including single-family homes, apartments, retail establishments, and restaurants in the local area.
Lee, Nolan & Koroghlian, LLC serves homeowners, local business owners, and families in Saddle Brook, New Jersey, seeking life insurance coverage. The firm helps clients evaluate term life, whole life, and final expense policies to protect their financial futures. It works with individuals at various life stages, from young families establishing coverage to retirees managing estate needs. All policies are explained in straightforward terms and tailored to each client’s budget and goals. The agency also provides services for residents and small business proprietors in nearby Paramus and the surrounding Bergen County communities.
New York Life Insurance in Saddle Brook, New Jersey, is known for its comprehensive life insurance products and financial services designed to protect families and businesses. The company assists clients with term life, whole life, and universal life policies, offering guidance on coverage needs and long-term planning. Agents work closely with individuals to assess risks and tailor solutions that fit varied budgets and goals. They also provide specialized add-on services, such as disability income insurance, to safeguard against loss of earnings due to illness or injury.
The Benefit Source, LLC serves clients in Saddle Brook, New Jersey, and its surrounding communities, handling life insurance agent needs for local families and individuals. It addresses clients by offering guidance on policy options that may provide financial protection for beneficiaries. The company typically builds each plan through a detailed review of the client's specific coverage requirements and long-term financial situation.
At My Insurance Broker LLC in Saddle Brook, NJ, clients can choose between a one-time policy review or ongoing support for their coverage needs. As a life insurance agent, the company helps individuals and families select suitable plans to protect their financial future. Services are offered on a one-time, scheduled, or as-needed basis, allowing each client to receive assistance according to their preferred level of engagement.
For Saddle Brook residents navigating the annual open enrollment period or seeking coverage for a new home, **뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin** provides professional life insurance agent services. The office assesses individual financial goals to recommend suitable term or whole life policies. The firm helps clients understand how to protect their families against unexpected loss of income. An initial consultation is scheduled to review health basics and complete a brief fact-finding questionnaire.
Calogero Cigna: Allstate Insurance in Saddle Brook, NJ, specializes in life insurance policies designed to provide financial protection for beneficiaries. The agency also offers a range of general personal insurance products to address the everyday coverage needs of local residents. Agents work with clients to assess individual risk and identify suitable policy options for their circumstances. As winter approaches in New Jersey, the office assists homeowners in reviewing their life insurance plans to ensure adequate coverage for the increased accident risks associated with ice and snow.
When winter weather or a major life change increases the urgency for financial protection in Saddle Brook, Catherine Rabidis, a financial professional with New York Life, helps residents evaluate their coverage needs. This local life insurance agent works with individuals and families to understand how policies can provide income replacement or final expense support. The initial assessment step involves a no-obligation meeting to review current policies and personal financial goals before any recommendations are made.
Hanna Shin, Financial Professional - New York Life serves as a life insurance agent in Saddle Brook, New Jersey, assisting individuals and businesses with financial protection plans. The agency specializes in life insurance policies to help provide income replacement and estate security for clients. It can advise on tailored coverage for small professional offices, manage policies for industrial warehouses, and structure benefits for food service establishments seeking to protect their workforce and operations.
What Does a a Life Insurance Agent in Saddle Brook Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A typical term life policy for a healthy 35-year-old might cost between 20 and 50 dollars per month for a 500,000 dollar policy. Whole life policies are more expensive, often starting at 100 dollars per month. Costs are higher for older applicants or those with health conditions. This is general information and not insurance advice.
About life insurance agents in Saddle Brook
Life insurance agents in Saddle Brook, New Jersey help residents choose policies that protect their families and meet state requirements. New Jersey law requires agents to hold a valid license issued by the New Jersey Department of Banking and Insurance. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What types of life insurance do agents in Saddle Brook offer?
Agents in Saddle Brook typically offer term life, whole life, and universal life insurance. They can also help with final expense and group policies. Each type has different coverage periods and premium structures.
Do I need a medical exam to get life insurance in New Jersey?
Many policies require a medical exam, but some no-exam policies are available for smaller coverage amounts. New Jersey law allows insurers to set their own underwriting guidelines. An agent can help you find a policy that matches your health situation.
How do New Jersey life insurance laws affect my policy?
New Jersey has a 10-day free look period for most life insurance policies. This means you can cancel the policy within 10 days of receiving it for a full refund. The state also requires insurers to pay claims within 30 days of receiving proof of death.
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