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Life Insurance Agents in Somerville, NJ

Directory of life insurance agents in Somerville, New Jersey. Verify credentials with the state department of insurance before hiring.

15 agents listed
Updated May 2026
Somerville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 15 life insurance agents in Somerville, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Jason Spraggs - State Farm Insurance Agent
30 Roosevelt Pl, Somerville, NJ 08876
(973) 396-0352 jasonspraggs.com
Lileen Schwarz - State Farm Insurance Agent
75-77 N Bridge St Ste 105, Somerville, NJ 08876
(908) 864-2859 somervilleagent.org
Marine Agency Corp
34 W Main St #201, Somerville, NJ 08876
(800) 763-4775 marineagency.com
Hector Rodriguez Jr: Allstate Insurance
892 US-22, Somerville, NJ 08876
(908) 927-9200 agents.allstate.com
ReliaGuard Insurance NJ
3272 US-22, Somerville, NJ 08876
(908) 460-6749
The Rice Agency
33 W High St, Somerville, NJ 08876
(908) 722-1700 ext. 10 riceagency.com
Safety Sure Insurance
18 S Richards Ave, Somerville, NJ 08876
(732) 426-3481
Top Insurance NJ
3617 US-22, Somerville, NJ 08876
(908) 585-1649
John Morgan Mclachlan Agency Inc
75 E Main St, Somerville, NJ 08876
(908) 526-4600
The Lamington Group Inc.
4 Nagle Dr, Somerville, NJ 08876
(908) 268-2293 thelamingtongroup.com
Farmers Insurance Group
30 S Doughty Ave, Somerville, NJ 08876
(856) 420-7645 farmersagent.com
D.C. West Agency, LLC
50 Division St #501, Somerville, NJ 08876
(866) 329-3789 dcwestagency.com
Hughes-Plumer & Associates
20 West End Ave, Somerville, NJ 08876
(908) 725-1038 hpa-corp.com
Relax Financial
68 B Mountain Ave, Somerville, NJ 08876
(908) 249-6911
Cosmo Insurance Agency
50 Division St #501, Somerville, NJ 08876
(908) 263-8780 cosmoins.com

What Does a Life Insurance Agent in Somerville Cost?

Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35 year old might pay between 25 and 50 dollars per month for a 20 year term policy with 500,000 dollars in coverage. Older applicants or those with health issues may pay higher premiums. Whole life policies typically cost more but build cash value. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What license does a life insurance agent need in Somerville New Jersey?
Agents must hold a valid life insurance producer license from the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to maintain the license.
How long do I have to change my mind after buying a life insurance policy in New Jersey?
New Jersey law provides a free look period of at least 10 days after you receive the policy. During this time you can cancel for a full refund. Some policies may offer a longer period.
What types of life insurance are available from agents in Somerville?
Agents offer term life, whole life, universal life, and variable life policies. They can also help with group coverage through employers. Each type has different features and costs that fit various needs.