The top-rated life insurance agent in South Plainfield, New Jersey is Daniel Barros - State Farm Insurance Agent, rated 4.9 stars across 433 reviews. Other highly rated options include Frank P Licato Agency LLC, State Farm Insurance, Strategic Insurance Partners/Kape Insurance. This directory lists 11 life insurance agents serving South Plainfield.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Daniel Barros - State Farm Insurance Agent | Ste 1W, 430 Hamilton Blvd S | (908) 941-9076 |
| 2 | Frank P Licato Agency LLC | 2325 Plainfield Ave #2a | (908) 757-5500 |
| 3 | State Farm Insurance | 430 Hamilton Blvd 1st Floor Ste 1W | (908) 941-9076 |
| 4 | Strategic Insurance Partners/Kape Insurance | 510 Hamilton Blvd | (908) 757-6666 |
| 5 | Kathy Jones Agency, LLC | 2406 Park Ave | (908) 251-2582 |
| 6 | Loyalty Insurance Agency | 2443 Plainfield Ave | (908) 340-0328 |
| 7 | Farmers Insurance Amogh Agency | 904 Oak Tree Ave suite a | (908) 941-5248 |
| 8 | Ramirez Insurance Agency | 142 Oak Tree Ave Suite 1D | (609) 451-0475 |
| 9 | Cancela Insurance Brokerage LLC | 142 Oak Tree Ave #1c | (909) 568-1301 |
| 10 | Anthony Cancela Jr, Financial Services Professional - New York Life | 142 Oak Tree Ave #1c | (908) 756-5126 |
Frank P Licato Agency LLC provides life insurance agent services in the South Plainfield, NJ area. The company helps clients select life insurance policies suited to their individual needs and future goals. It offers guidance through the application process and assists with policy reviews and adjustments as circumstances change. The firm also helps maintain coverage by facilitating premium payments and updating beneficiary information. It services a range of properties, including single-family homes, apartments, retail establishments, and restaurants.
State Farm Insurance in South Plainfield, New Jersey serves homeowners, businesses, and property managers in the region by offering life insurance policies that help protect financial futures and provide peace of mind for families. The agent works with clients to understand their coverage needs, from term policies to whole life options, ensuring each plan fits individual circumstances. Services also include policy reviews and claims assistance. This agency additionally serves clients in neighboring communities throughout Middlesex County and the surrounding central New Jersey metro area.
Strategic Insurance Partners/Kape Insurance serves clients in South Plainfield, New Jersey, and the surrounding communities. The agency handles individual and family life insurance policies designed to provide financial protection for beneficiaries. In a typical engagement, it evaluates a client's personal coverage needs and income situation before recommending suitable policy options. The firm then presents these options clearly, working through the application and underwriting steps to help secure a finalized policy for the client.
Located in South Plainfield, New Jersey, Kathy Jones Agency, LLC provides life insurance agent services. A client may choose between a single engagement for a specific policy need or an ongoing arrangement for periodic portfolio reviews. Coverage options are designed to help individuals secure financial protection for their beneficiaries. Advice typically focuses on matching policy types to long-term goals. Service runs on either a one-time basis for initial setup or as needed for future policy adjustments or beneficiary changes.
Loyalty Insurance Agency specializes in life insurance products designed to protect families and individuals from financial uncertainty, offering general consultations for policy selection and coverage needs. Based in South Plainfield, New Jersey, it assists clients in understanding term, whole, and universal life options to match long-term goals. As seasons change, it helps policyholders review their beneficiaries and adjust coverage following major life events such as a marriage or the birth of a child.
As the seasons change in South Plainfield, NJ, many residents review their financial protections to ensure their families are covered for the unexpected. Farmers Insurance Amogh Agency provides local life insurance agent services by discussing individual policy options and clarifying coverage needs. The agent works with clients in person or over the phone to review term and whole life possibilities, tailoring each plan to the household budget and long-term goals. An initial consultation, which includes a no-obligation overview of current coverage and a needs assessment, is the recommended first step.
Ramirez Insurance Agency provides life insurance services to residents and business owners in South Plainfield, New Jersey. The agency specializes in helping clients secure financial protection for their families through customized policy options. It works with individuals seeking personal coverage, as well as commercial clients requiring broader solutions. Services are available for a variety of business environments, including small offices, warehouses, and food service operations.
Cancela Insurance Brokerage LLC provides residential life insurance services to individuals and families in South Plainfield, New Jersey, tailoring coverage to meet local needs. The agency also assists commercial clients with business life insurance solutions throughout the surrounding area. A licensed agent helps clients compare policies and understand benefit options for their specific situations. During regular visits, the agent maintains follow-up communication to review policy performance and adjust coverage as life circumstances change, ensuring ongoing support between annual reviews.
Anthony Cancela Jr, Financial Services Professional - New York Life, serves the South Plainfield, New Jersey area and is known for helping individuals and families secure life insurance coverage. Its range of services includes guiding clients through the process of selecting appropriate policies to protect their financial futures, assessing needs for income replacement or final expenses. The agency also specializes in tailoring supplementary coverage options, such as accidental death benefit riders, to enhance basic protection plans.
What Does a a Life Insurance Agent in South Plainfield Cost?
Life insurance costs in New Jersey vary by age, health, coverage amount, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies typically cost more, often starting at $100 per month for the same coverage amount. This is general information, not insurance advice.
About life insurance agents in South Plainfield
Life insurance agents in South Plainfield, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires agents to hold a valid state license and follow strict disclosure rules when selling policies. Local agents can explain how state regulations affect policy options and beneficiary designations.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
Life insurance agents in New Jersey must hold a valid life insurance producer license issued by the New Jersey Department of Banking and Insurance. They must complete pre-licensing education and pass a state exam.
How long do I have to change my mind after buying a policy in New Jersey?
New Jersey law gives you a free look period of at least 10 days after you receive a life insurance policy. During this time you can cancel for a full refund of any premiums paid.
What types of life insurance are available in South Plainfield?
Common options include term life, whole life, and universal life insurance. An agent can help you compare these based on your age, health, and financial goals.
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