The top-rated life insurance agent in Summit, New Jersey is Glisel Jimenez - State Farm Insurance Agent, rated 4.9 stars across 110 reviews. Other highly rated options include Glenn Potolsky: Allstate Insurance, Richard Fernandez - State Farm Insurance Agent, Hector Lugo Agency. This directory lists 16 life insurance agents serving Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Glisel Jimenez - State Farm Insurance Agent | 26 Morris Ave | (908) 277-4099 |
| 2 | Glenn Potolsky: Allstate Insurance | 42 Maple St Ste 3 | (908) 502-5500 |
| 3 | Richard Fernandez - State Farm Insurance Agent | 469 Morris Ave | (908) 522-8330 |
| 4 | Hector Lugo Agency | 24 Beechwood Rd Ste 222 | (908) 527-1700 |
| 5 | Clyde Paul Insurance Agency | 47 Maple St #301 | (201) 991-7598 |
| 6 | Elite Insurance New Jersey | 816 Old Springfield Ave | (732) 426-3464 |
| 7 | My Insurance | 429 Springfield Ave | (551) 223-1505 |
| 8 | FNA Insurance LLC | 43 Canoe Brook Pkwy | (201) 201-5732 |
| 9 | Ensure Insurance Agency | 531 Morris Ave | (908) 340-6119 |
| 10 | Best Insurance Service Summit | 521 Morris Ave | (908) 340-6343 |
Glisel Jimenez - State Farm Insurance Agent serves the Summit, New Jersey area and provides life insurance solutions to local residents. This agency works with individuals to help them plan for financial protection and family security. Life insurance agents in this area assist clients in selecting policies that match long-term goals and budget needs. The agency handles term life policies for temporary coverage needs and whole life plans for permanent protection with cash value growth.
Glenn Potolsky: Allstate Insurance in Summit, NJ, provides life insurance policies along with related coverage options to help individuals and families plan for their financial futures. The agency assists clients in reviewing existing policies to ensure they remain adequate as circumstances change. It helps customers navigate the application process and understand policy terms and benefits. Regular policy reviews are available to adjust coverage as needed. The firm serves single-family homes, apartments, retail businesses, and restaurants in the surrounding area.
Richard Fernandez - State Farm Insurance Agent serves homeowners, businesses, and property managers in the Summit, New Jersey area with life insurance policies. The agency helps clients select coverage that provides financial security for their families or business continuity. They guide customers through the process of evaluating term, whole, and universal life insurance options tailored to individual needs. This life insurance agent also assists with supplemental coverage and beneficiary planning. In addition to Summit, the office covers the nearby community of Springfield and other surrounding parts of Union County.
Serving Summit, New Jersey, and the surrounding communities in Union County, Hector Lugo Agency provides life insurance agent services for local residents. It handles term life, whole life, and universal life policies to help individuals and families address their financial protection needs. The agency works directly with clients by assessing their personal circumstances, explaining coverage options, and then guiding them through the application process from initial quote to policy delivery.
Clyde Paul Insurance Agency in Summit, NJ provides both one-time policy evaluations and recurring service for updating coverage as life circumstances change. Life insurance policies are selected to help protect families from financial loss due to an unexpected death. Common coverage types include term life and whole life options. Ongoing policy reviews ensure beneficiaries remain named correctly. Clients may request service on an as-needed basis or set up scheduled annual check-ins to review coverage amounts and premiums.
Elite Insurance New Jersey in Summit specializes in term life, whole life, and universal life insurance policies. It works with clients to assess coverage amounts that align with financial obligations and future goals. The agency serves individuals and families throughout the Summit area, focusing on matching policy options to specific budgets and needs. As the end of the calendar year approaches, it helps clients review whether their current policies still provide adequate financial protection for their dependents and long-term plans.
As spring brings families in Summit, New Jersey, to reassess their financial protections, My Insurance provides guidance on life insurance policies that can secure long-term stability. The agency helps local residents understand policy options that cover mortgage obligations, educational costs, and income replacement. Tailoring recommendations to individual risk profiles, an agent reviews existing coverage and identifies potential gaps. An initial assessment of the client's financial goals and health status is completed to begin the process.
FNA Insurance LLC operates in Summit, New Jersey, as an independent life insurance agency serving individuals and families. The firm helps clients explore term, whole, and universal life policies to address financial protection needs and estate planning goals. It also works with businesses to design key-person coverage for continuity and stability. Office-based companies, warehouses with specialized operational exposures, and food service establishments facing specific workforce requirements are all commercial sectors that can benefit from these tailored life insurance solutions.
Ensure Insurance Agency in Summit, New Jersey, provides life insurance services to residential clients throughout the area, helping families plan financial security for the future. Commercial coverage options are also available for local businesses seeking to protect key personnel or fund buy-sell arrangements. The agency serves clients across Summit and surrounding communities. After an initial policy is placed, the agent typically reaches out for annual reviews to adjust coverage as life changes occur, ensuring ongoing service between regular visits.
Best Insurance Service Summit is known for helping individuals and families in Summit, NJ identify appropriate life insurance coverage. The agency assists clients by reviewing term, whole, and universal life policy options to match different financial goals and budget considerations. Licensed agents work closely with each person to explain the application process and underwriting requirements. A standard service provided by this local practice includes access to final expense insurance for those planning ahead.
What Does a a Life Insurance Agent in Summit Cost?
Life insurance costs in New Jersey vary based on age, health, coverage amount, and policy type. A healthy 35-year-old in Summit might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies cost more, often $200 to $400 per month for similar coverage. New Jersey has no state-specific premium tax on life insurance, but rates are set by insurers. This is general information and not insurance advice.
About life insurance agents in Summit
Life insurance agents in Summit, New Jersey help residents and businesses find coverage that fits their needs. New Jersey law requires agents to hold a valid state license and follow strict regulations under the New Jersey Department of Banking and Insurance. Local agents can guide you through term, whole, and universal life policies tailored to your financial goals.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
Agents must hold a valid New Jersey life insurance producer license. This requires completing pre-licensing education and passing the state exam. Agents must also complete continuing education every two years to renew their license.
How do I verify an agent is licensed in Summit New Jersey?
You can check an agents license status on the New Jersey Department of Banking and Insurance website. Use the producer license lookup tool to confirm the agent is active and has no disciplinary actions.
What types of life insurance are available in Summit New Jersey?
Common options include term life, whole life, and universal life insurance. New Jersey also offers group life insurance through employers and guaranteed issue policies for seniors. An agent can explain which type fits your situation.
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