ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Life Insurance Agents Near You in Union, NJ

Browse life insurance agents serving Union, New Jersey. Updated 2026-07-14.

The top-rated life insurance agent in Union, New Jersey is David Roy - State Farm Insurance Agent, rated 4.8 stars across 108 reviews. Other highly rated options include State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins, Clear Path Insurance Services. This directory lists 20 life insurance agents serving Union.

Showing 20 life insurance agents in Union, NJListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1David Roy - State Farm Insurance Agent530 Chestnut St Suite 102(908) 688-2051
2State Farm Insurance Agent Max Smirnov1051 Stuyvesant Ave.(908) 810-0040
3Farmers Insurance - David Robbins2717B Morris Ave(908) 557-5251
4Clear Path Insurance Services969 Stuyvesant Ave. #3(908) 955-8085
5Tavares Insurance Agency2086 Morris Ave(908) 686-0404
6Allianza Insurance1191 Morris Ave(908) 444-4067
7Insurance Associates Plus1523 Morris Ave(908) 964-9010
8Annagard Insurance Agency397 Chestnut St Suite 6(908) 888-0120
9Karing Is Mutual LLC1575 Vauxhall Rd(908) 468-7522
10Goosehead Insurance - Monique Perry2400 Morris Ave # 104(973) 954-9288
DR
530 Chestnut St Suite 102
David Roy - State Farm Insurance Agent
Life Insurance Agent · Union, NJ

David Roy - State Farm Insurance Agent serves Union, New Jersey, and the surrounding area. As a life insurance agent, this office helps individuals and families plan for financial security and future needs. They offer various policies designed to provide income replacement and support for beneficiaries after a client’s passing. The agency also assists with retirement planning and managing final expenses. In this area, David Roy handles term life insurance policies and whole life insurance policies.

SF
1051 Stuyvesant Ave.
State Farm Insurance Agent Max Smirnov
Life Insurance Agent · Union, NJ

State Farm Insurance Agent Max Smirnov in Union, NJ, offers a complete range of life insurance services, including term, whole, and universal life policies. Service plans involve regular policy reviews to adjust coverage for life changes such as marriage or a new child. Maintenance plans include annual financial check-ins to align coverage with client goals. The agent serves properties as varied as single-family homes, apartments, retail stores, and local restaurants.

FI
2717B Morris Ave
Farmers Insurance - David Robbins
Life Insurance Agent · Union, NJ

Farmers Insurance - David Robbins serves homeowners, renters, and small business owners in Union, New Jersey, with personalized life insurance policies designed to provide financial protection for families and their assets. The agency also offers guidance on term and whole life coverage, helping clients assess their long-term needs. Additional support includes periodic policy reviews to ensure adequate coverage as circumstances change. The agency extends its services to neighboring communities within Union County and the greater Newark metro area.

CP
969 Stuyvesant Ave. #3
Clear Path Insurance Services
Life Insurance Agent · Union, NJ

Clear Path Insurance Services serves Union, New Jersey, and surrounding communities, handling life insurance policies for individuals and families. Their work involves assessing a client’s financial situation to recommend suitable coverage amounts and policy types. They typically guide each client through the application process, which includes reviewing medical history and beneficiary designations. The company generally approaches each job by first consulting with the client to understand their long-term goals, then presenting policy options from multiple insurers for comparison.

TI
2086 Morris Ave
Tavares Insurance Agency
Life Insurance Agent · Union, NJ

Tavares Insurance Agency in Union, NJ, helps clients distinguish between term life policies, which provide coverage for a specified period, and permanent life insurance, which remains in force for the insured’s entire lifetime. As a life insurance agent, the agency assists individuals and families in selecting appropriate coverage amounts based on financial obligations and future needs, such as income replacement or final expenses. Service is arranged on a one-time, scheduled, or as-needed basis depending on the client’s policy review requirements.

AI
1191 Morris Ave
Allianza Insurance
Life Insurance Agent · Union, NJ

As Union families consider their financial futures after the new year, securing adequate coverage becomes a priority. Allianza Insurance in Union, NJ, serves this need by helping clients navigate life insurance policies that align with household goals and long-term planning requirements. They work to explain policy options such as term or permanent coverage, matching solutions to individual circumstances. The process begins with a thorough consultation to assess current finances, dependents, and protection gaps during an initial fact-finding review.

IA
1523 Morris Ave
Insurance Associates Plus
Life Insurance Agent · Union, NJ

Insurance Associates Plus specializes in term life, whole life, and universal life policies in Union, New Jersey, assisting clients in selecting suitable coverage based on personal financial goals. It also evaluates existing plans to ensure beneficiaries are properly protected. The company works with individuals to fill gaps in employer-provided life insurance or to address changing needs after major life events such as marriage or the birth of a child. During retirement planning, it helps policyholders weigh options for converting term coverage to permanent protection before premium rate increases take effect.

AI
397 Chestnut St Suite 6
Annagard Insurance Agency
Life Insurance Agent · Union, NJ

Located in Union, New Jersey, Annagard Insurance Agency focuses on life insurance, helping individuals and families secure financial protection for the future. The agency specializes in term and permanent policies designed to meet a variety of long-term planning needs. Its services are available to local businesses as well, including offices, warehouses, and food service establishments seeking coverage options for their personnel.

KI
1575 Vauxhall Rd
Karing Is Mutual LLC
Life Insurance Agent · Union, NJ

Karing Is Mutual LLC serves residential clients in Union, New Jersey, by helping individuals select appropriate life insurance policies for their families. The company also offers coverage options tailored to commercial clients who need to protect their business interests. Their service area extends throughout Union and the surrounding local communities. Following the initial policy enrollment, the agent schedules regular check-ins to review coverage needs and adjust plans as necessary, ensuring consistent follow-up and repeat service between these periodic visits.

GI
2400 Morris Ave # 104
Goosehead Insurance - Monique Perry
Life Insurance Agent · Union, NJ

Goosehead Insurance - Monique Perry in Union, NJ, is known for providing life insurance agent services to local residents and businesses. The agency helps clients evaluate and choose suitable life insurance policies that align with their financial needs and family protection goals. It operates within the broader Union community, offering guidance through the selection process. As a specialty service, it can add on assistance with reviewing existing coverage to identify potential gaps in protection.

RI
2225 Morris Ave
Ringler Insurance Agency
Life Insurance Agent · Union, NJ
(908) 688-0011
AU
2519 Audrey Terrace
American Union insurance agency
Life Insurance Agent · Union, NJ
(732) 426-1435
BI
2010 Morris Ave
Blue Insurance LLC
Life Insurance Agent · Union, NJ
(908) 696-7368
FI
1915 Morris Ave 2nd Fl
Farmers Insurance-Leslie Perez Agency
Life Insurance Agent · Union, NJ
(908) 686-8777
agents.farmers.com/nj/union/leslie-lassen
SL
2222 Burwell St
SecureOne Life LLC
Life Insurance Agent · Union, NJ
(908) 447-0886
secure1life.com
DL
1549 Stuyvesant Ave.
Diane L Murray Insurance Agency
Life Insurance Agent · Union, NJ
(908) 686-4609
dlminsurance.com
SI
1307 Stuyvesant Ave.
Strive Insurance Agency
Life Insurance Agent · Union, NJ
(908) 882-5788
PI
1005 Stuyvesant Ave.
PROGRESSIVE INSURANCE UNION NEW JERSEY NJ
Life Insurance Agent · Union, NJ
(908) 875-0925
UR
1478 Morris Ave
Union Risk Services LTD.
Life Insurance Agent · Union, NJ
(718) 370-3131
unionrisk.us
MC
1992 Morris Ave Suite 228
Missing Coverage Agency
Life Insurance Agent · Union, NJ
(908) 477-0710

What Does a a Life Insurance Agent in Union Cost?

Life insurance costs in New Jersey vary by age, health, and policy type. A healthy 35-year-old might pay $25 to $50 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can cost $150 to $400 per month for similar coverage. Costs are higher for older applicants or those with health conditions. This is general information, not insurance advice.

About life insurance agents in Union

Life insurance agents in Union, New Jersey help residents choose policies that meet state requirements. New Jersey law does not require life insurance, but it is often needed for mortgage protection or income replacement. Agents can explain how state regulations affect policy options and beneficiary designations.

Frequently Asked Questions

What types of life insurance do agents in Union offer?

Agents in Union offer term life, whole life, and universal life policies. Term life provides coverage for a set period, while whole life builds cash value. Universal life offers flexible premiums and death benefits.

Do I need a medical exam for life insurance in New Jersey?

Many policies require a medical exam, but some no-exam policies are available. These policies often have lower coverage limits or higher premiums. An agent can help you find a policy that fits your health situation.

How does New Jersey law affect life insurance payouts?

New Jersey has a two-year contestability period during which insurers can deny claims for misrepresentation. After two years, the policy is generally incontestable. Beneficiaries must file claims with the insurance company to receive the death benefit.

Life Insurance Agents in Other New Jersey Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each life insurance agent's credentials and current standing with your state Department of Insurance.