The top-rated life insurance agent in Union City, New Jersey is Diverse Solutions, rated 5.0 stars across 654 reviews. Other highly rated options include SValencia Insurance Agency LLC, Frank Ciappi - State Farm Insurance Agent, Freeway Insurance. This directory lists 18 life insurance agents serving Union City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Diverse Solutions | 3916 Bergenline Ave | (201) 751-5454 |
| 2 | SValencia Insurance Agency LLC | 412 37th St | (201) 679-8026 |
| 3 | Frank Ciappi - State Farm Insurance Agent | 3196 John F. Kennedy Blvd | (201) 758-5470 |
| 4 | Freeway Insurance | 1306 John F. Kennedy Blvd | (201) 829-2004 |
| 5 | Diaz Insurance Agency | 815 Bergenline Ave | (201) 348-1288 |
| 6 | Candida Seymour - State Farm Insurance Agent | 4014 Bergenline Ave | (201) 392-1010 |
| 7 | Goosehead Insurance - Edward T. Mauricio | 500 Paterson Plank Rd Unit 08 | (551) 430-5655 |
| 8 | Fiorentino Anillo Insurance LLC | 202 38th St | (201) 223-2331 |
| 9 | Vitality Insurance NJ | 1112 Summit Ave | (551) 239-6872 |
| 10 | Hudson Agency Services | 1301 Summit Ave Suite A | (201) 553-0053 |
Diverse Solutions serves Union City and surrounding Hudson County, New Jersey, as a life insurance agent. The company helps individuals and families evaluate their financial protection needs and select appropriate life insurance coverage. This includes term life policies for temporary needs and whole life options for long-term security. Life insurance agents in the New Jersey area commonly assist clients with income replacement and final expense planning. Diverse Solutions specifically handles term life insurance applications and whole life insurance policy consultations.
SValencia Insurance Agency LLC provides a range of life insurance services, including policy consultations and coverage options tailored to an individual’s financial needs. It works with clients to help them select appropriate life insurance plans that offer financial protection for their beneficiaries. The agency also assists with policy reviews and adjustments as circumstances change over time, ensuring that coverage remains aligned with the client’s goals. It serves policyholders across Union City, NJ, and the surrounding area by offering services for single-family homes, apartments, retail properties, and restaurants.
Homeowners, families, and small business owners in Union City turn to Frank Ciappi - State Farm Insurance Agent for their life insurance needs. The agency provides guidance on term life, whole life, and other policies designed to protect loved ones against financial hardship. Detailed consultations help clients understand coverage options and tailor plans to their specific budgets and future goals. The agency also serves residents and property managers throughout neighboring communities such as West New York and North Bergen.
Serving Union City, New Jersey, and the surrounding communities of Hudson County, Freeway Insurance is a local life insurance agent. It handles a full range of life policies for individuals and families. Protecting a household's financial future with a suitable plan is central to its everyday work. To handle a typical job, the agency first reviews a client’s needs, then compares available options from its carriers before presenting a clear, straightforward recommendation.
Diaz Insurance Agency in Union City, NJ, assists clients by distinguishing between term life policies for temporary, one-time needs and whole or universal life plans for ongoing, recurring coverage needs. These options are tailored to help protect families and businesses from financial loss during unexpected events. Policy reviews and consultations can be scheduled on a recurring basis or handled as a single, one-time event. Meeting arrangements for new service run on a strictly as-needed basis.
Candida Seymour - State Farm Insurance Agent in Union City, NJ specializes in providing life insurance policies, which offer financial protection for families and individuals. The agency also assists clients with general insurance needs, including auto, home, and health coverage, to help safeguard assets and manage risk. During the winter season, it helps Union City residents review and update their policies to account for holiday travel, increased home hazards, or cold-weather property concerns.
Goosehead Insurance - Edward T. Mauricio provides life insurance coverage and consultation to residents of Union City, New Jersey. The agency focuses on helping clients secure financial protection and income replacement for their families through individual term and permanent life policies. It also assists with structuring coverage that supports business continuation and debt management. Commercial sectors served include local offices, warehouses, and food service establishments needing key person or buy-sell insurance solutions.
As families in Union City face changing seasons and the need to secure their loved ones’ financial future, Fiorentino Anillo Insurance LLC provides local life insurance agent services to address these concerns. The company works with individuals to understand their coverage needs in this area. An agent reviews each client’s personal situation to discuss options that may suit their family goals. The process begins with an initial consultation to assess the client’s current financial picture and possible coverage.
Vitality Insurance NJ provides life insurance services to residents of Union City and the surrounding area, offering both residential and commercial coverage options. The agency assists families with policies designed to provide financial protection and support for their loved ones. Local businesses seeking life insurance solutions for key personnel or succession planning are also served. Following the initial policy setup, the agent remains available for periodic reviews and adjustments. These follow-up appointments ensure coverage continues to meet changing needs, with regular visits scheduled to discuss any necessary updates or ongoing service requirements.
Hudson Agency Services, based in Union City, NJ, is a life insurance agent providing coverage plans for individuals and families. The agency works with clients to assess financial protection needs for long-term security. Policies typically address income replacement, final expenses, and debt coverage. A specialty service the firm can add on is tailored term life insurance for young professionals starting their careers.
What Does a a Life Insurance Agent in Union City Cost?
The cost of life insurance in New Jersey varies by age, health, and policy type. A typical term life policy for a healthy 40 year old may cost between 20 and 50 dollars per month for 250,000 dollars in coverage. Whole life policies generally cost more, often 100 to 300 dollars per month for similar coverage. This is general information and not insurance advice.
About life insurance agents in Union City
Life insurance agents in Union City, New Jersey help residents find coverage that fits their needs and budget. New Jersey law requires all life insurance agents to hold a valid state license and follow regulations set by the New Jersey Department of Banking and Insurance. Whether you need term life or permanent insurance, a local agent can guide you through the application process.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
In New Jersey, a life insurance agent must hold a valid producers license from the New Jersey Department of Banking and Insurance. This requires passing a state exam and completing continuing education every two years.
Can a life insurance agent in Union City help with policies for seniors?
Yes, many agents in Union City offer policies for seniors, including final expense and guaranteed issue life insurance. New Jersey law provides a 30-day free look period for most life insurance policies.
How do I verify a life insurance agent in Union City is legitimate?
You can verify an agents license by searching the New Jersey Department of Banking and Insurance online database. Always confirm the agent is licensed for life insurance before purchasing a policy.
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