The top-rated life insurance agent in West New York, New Jersey is Justin Bush - State Farm Insurance Agent, rated 4.8 stars across 463 reviews. Other highly rated options include The Medicare Group, MedChoice Advisors, DUVAN & ADVISORS. This directory lists 10 life insurance agents serving West New York.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Justin Bush - State Farm Insurance Agent | 6136 Washington St | (201) 869-5400 |
| 2 | The Medicare Group | 5601 Bergenline Ave | (201) 409-0739 |
| 3 | MedChoice Advisors | 448 64th St | (201) 571-2459 |
| 4 | DUVAN & ADVISORS | 6309 Bergenline Ave | (201) 899-6482 |
| 5 | Intelligent Insurance NJ | 5405 Bergenline Ave | (551) 213-0002 |
| 6 | Farmers Insurance - Edward Medina | 445 63rd St | (201) 879-0088 |
| 7 | Farmers Insurance - Hirian Machado | 5601 Bergenline Ave | (201) 867-4152 |
| 8 | GRAN COLOMBIA INSURANCE AGENCY, LLC | 519 60th St | (201) 868-8670 |
| 9 | Medicare Advisors Insurance Group LLC - West New York | 6302 Bergenline Ave | (201) 748-9900 |
| 10 | TMG Insurance Services | 5601 Bergenline Ave 2nd Floor | (201) 450-9603 |
Located in West New York, New Jersey, Justin Bush - State Farm Insurance Agent helps clients assess their financial futures through foundational risk management. This agency specializes in providing life insurance policies that offer income replacement and legacy benefits for families. It can support a range of commercial sectors, including local offices needing key person coverage, warehouses requiring business continuation planning, and food service operations securing long-term employee benefits.
The Medicare Group serves the West New York, New Jersey metro area as a life insurance agent company. It helps local residents with essential financial planning, focusing on income protection for families. The firm assists clients in selecting suitable policies tailored to individual coverage needs. It works to clarify complex insurance terms for its policyholders. As part of its services in this community, The Medicare Group handles both term life insurance and whole life insurance applications.
MedChoice Advisors provides life insurance to residents in West New York, New Jersey, assisting homeowners with income protection and final expense planning. The agency also offers commercial coverage for small business owners seeking to secure key-person policies or buy-sell agreements. Working throughout the broader Hudson County area, agents schedule initial consultations to assess personal financial goals. Between regular service visits, policyholders can call for straightforward policy updates or premium adjustments, ensuring ongoing coverage adjusts to changing needs.
DUVAN & ADVISORS provides a full range of life insurance agent services to clients in and around West New York, New Jersey. It assists individuals in securing term, whole, and universal life policies, helping to build tailored coverage plans for long-term financial protection. The agency also offers routine policy reviews and adjustments to ensure beneficiaries remain properly designated and premiums stay aligned with changing needs. Its services support single-family homes, apartments, retail businesses, and restaurants in the local area.
Intelligent Insurance NJ serves clients in West New York and the surrounding communities of Hudson County. The agency handles life insurance needs, including term, whole, and universal policies for individuals and families. It works with area residents to assess their financial goals and coverage requirements. The company helps clients compare multiple policy options from different carriers. To handle a typical job, it reviews a client's current situation, explains available plans, and guides them through the application and underwriting process.
Farmers Insurance - Edward Medina serves homeowners, businesses, and property managers in West New York, NJ, by offering life insurance policies designed to protect families and commercial assets. The agency helps clients select coverage that fits their individual financial goals and long-term needs. Working with a licensed agent, customers can review policy options for term or whole life plans suitable for their circumstances. Edward Medina also provides service to nearby communities in Hudson County, including Union City and North Bergen, ensuring broader access for area residents.
Farmers Insurance - Hirian Machado in West New York, NJ, provides life insurance options that may be chosen as a one-time policy for final expenses or as a recurring premium plan for long-term financial protection. Coverage is tailored to help local families manage unexpected loss. Service appointments are typically held by appointment on an as-needed basis, offering personalized consultations and policy adjustments when the client requests them.
GRAN COLOMBIA INSURANCE AGENCY, LLC specializes in offering life insurance policies designed to provide financial protection. General agent services include helping clients compare different coverage options to meet their individual needs. Located in West New York, New Jersey, the agency works with individuals and local families to explain policy terms and guide them through the enrollment process. As the end of the calendar year approaches, the agency assists clients in reviewing beneficiary designations and ensuring that their coverage still aligns with current life circumstances.
As locals in West New York begin reviewing their coverage for the upcoming enrollment season, Medicare Advisors Insurance Group LLC - West New York serves as a resource for life insurance guidance. The company assists clients in comparing policy options and understanding how benefits align with family protection needs. With a focus on the community, the agent coordinates initial consultations to evaluate current coverage requirements. Every process begins with a free, no-obligation review of the client’s existing policies to identify potential gaps.
TMG Insurance Services works with individuals and businesses in West New York, New Jersey to help secure life insurance policies that provide financial protection for beneficiaries. The agency specializes in term life and whole life coverage tailored to different personal and professional needs. Clients planning estates or seeking income replacement for dependents often consult this firm. The agency offers coverage for local offices, warehouses, and food service operations requiring employee or key person life insurance solutions.
What Does a a Life Insurance Agent in West New York Cost?
Typical life insurance costs in New Jersey vary by age, health, and coverage amount. A healthy 35-year-old might pay $25 to $40 per month for a 20-year term policy with $500,000 in coverage. Whole life policies can range from $100 to $300 per month for similar coverage. Rates are regulated by the New Jersey Department of Banking and Insurance. This is general information, not insurance advice.
About life insurance agents in West New York
Life insurance agents in West New York, New Jersey help residents find coverage that fits their budget and family needs. New Jersey law requires agents to hold a state license and follow strict disclosure rules. Local agents can explain how policies comply with New Jersey insurance regulations and estate planning laws.
Frequently Asked Questions
What license does a life insurance agent need in New Jersey?
Agents must hold a valid New Jersey life insurance producer license. They must complete pre-licensing education and pass a state exam. Continuing education is required every two years to renew the license.
How long does it take to get a life insurance policy in West New York?
A standard term policy can be issued in 2 to 6 weeks after application. Underwriting may take longer if medical exams or records are needed. New Jersey law allows a free look period of 10 days after you receive the policy.
Can a life insurance agent help with New Jersey estate taxes?
Yes, agents can coordinate with estate planners to structure policies that address New Jersey estate tax thresholds. As of 2025, New Jersey has no estate tax, but federal estate tax may apply. Always consult a tax professional for specific advice.
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