The top-rated long-term care insurance agent in Gretna, Louisiana is Thelma Ceballos-Meyers - State Farm Insurance Agent, rated 5.0 stars across 439 reviews. Other highly rated options include Blake Lawson - State Farm Insurance Agent, Dan Burghardt Insurance Agency, Glen Liuzza: Allstate Insurance. This directory lists 10 long-term care insurance agents serving Gretna.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thelma Ceballos-Meyers - State Farm Insurance Agent | 501 Whitney Ave. | (504) 294-8290 |
| 2 | Blake Lawson - State Farm Insurance Agent | 2600 Belle Chasse Hwy Ste D | (504) 370-2573 |
| 3 | Dan Burghardt Insurance Agency | 1500 Lafayette St | (504) 367-7283 |
| 4 | Glen Liuzza: Allstate Insurance | 2550 Belle Chasse Hwy STE 180 | (504) 361-0066 |
| 5 | Jerry King - State Farm Insurance Agent | 732 Behrman Hwy J | (504) 393-2600 |
| 6 | Alpha Insurance Agency | 831 Lafayette St | (504) 227-1026 |
| 7 | The General | 1820 Belle Chasse Hwy #102 | (866) 519-7422 |
| 8 | Tamara Thigpen: Allstate Insurance | 91 Holmes Blvd Ste D | (504) 362-0977 |
| 9 | CADA Insurance | 1330 Stumpf Blvd | (504) 305-4446 |
| 10 | First Metro Agencies No 1 Inc. | 12 Westbank Expy # 105 | (504) 367-3131 |
Thelma Ceballos-Meyers - State Farm Insurance Agent serves the Gretna, Louisiana area, providing professional guidance on long-term care insurance coverage. The agency helps local residents understand how a policy can assist with the costs of extended care services, whether at home or in a facility. They focus on explaining coverage options that address the financial challenges of chronic health conditions or aging-related needs. Clients can work with the agent to find appropriate policies. Specific services handled include nursing home care planning and in-home care assistance coverage.
Blake Lawson - State Farm Insurance Agent in Gretna, LA offers guidance on long-term care insurance policies designed to help individuals plan for future personal care needs. The agent assists clients in understanding policy options, comparing coverage benefits, and evaluating potential costs. Ongoing support includes policy reviews to adjust coverage as circumstances change. Services are available for individuals protecting personal assets, as well as for owners of single-family homes, apartments, retail, and restaurants who seek to safeguard their financial security.
Dan Burghardt Insurance Agency provides guidance on long-term care insurance solutions for individuals and families throughout the Gretna, Louisiana area. Specializing in policies that help cover costs for extended nursing, home health, or assisted living support, the agency assists clients in planning for potential future care needs. It helps navigate coverage options with a focus on protecting personal assets and ensuring access to quality services. This firm serves a variety of commercial sectors, including offices, warehouses, and food service businesses, addressing their employee benefits needs.
Homeowners, business owners, and property managers in Gretna turn to Glen Liuzza: Allstate Insurance for assistance with long-term care insurance coverage. The agency helps clients understand policy options designed to protect savings from the high cost of extended care services. Planning for future health needs is a central part of the guidance provided. This service aims to secure financial stability while preserving personal independence during later life stages. The agency also serves clients across the greater New Orleans metro area, including nearby Algiers.
Jerry King’s agency provides long-term care insurance services for clients in Gretna, Louisiana. This local agent works with individuals and families to explore coverage options that help protect assets and maintain independence during a health crisis. Services include explaining policy features for nursing home care, home care, or assisted living support. The office also handles routine policy reviews and annuity-related questions from existing and potential customers. As tax season approaches, residents often seek advice about premiums that may qualify as itemized deductions on their federal returns.
Alpha Insurance Agency serves Gretna, Louisiana, and the surrounding communities throughout the Greater New Orleans area, including the West Bank region of Jefferson Parish. It handles inquiries and applications for long-term care insurance coverage, assisting families in planning for potential future care needs. The agency works to simplify policy options by explaining benefit structures and local care costs. For a typical job, it begins with a confidential needs assessment to clarify coverage goals and then presents tailored plan comparisons for each household.
Serving Gretna residents, The General distinguishes between one-time consultations for immediate future planning and recurring reviews to adjust ongoing long-term care strategy. Their coverage offerings typically address assistance with daily living activities, nursing home stays, and home-based care support to protect personal assets. Tailoring each protection plan involves an organized review of individual assets, health factors, and local care costs. These services function on an as-needed basis, providing flexible access only when policyholders require an updated plan assessment or new policy enrollment.
As residents of Gretna begin to plan for their later years, securing coverage that protects savings from extended care needs becomes a priority. Tamara Thigpen: Allstate Insurance assists local families by explaining policy options and benefit structures specific to long-term care. This agent clarifies the distinctions between facility and home-based care provisions. The process starts with a complimentary discussion to evaluate the client’s current health situation and long-term financial goals. The initial step involves a no-obligation assessment of individual care coverage needs.
CADA Insurance serves clients in and around Gretna, Louisiana, focusing on long-term care insurance needs for residents in their homes. The agency also arranges commercial coverage for businesses needing employee benefit plans for long-term care. Their service area encompasses the greater New Orleans metropolitan region and surrounding suburbs. Agents work with individuals to design policies that address future care requirements. They provide follow-up support between regular policy reviews to adjust coverages as clients' circumstances change.
First Metro Agencies No 1 Inc. provides long-term care insurance planning solutions for individuals in the Gretna area. They focus on offering policies that help clients cover the costs of extended care services, including in-home assistance and nursing facility stays. Their approach includes evaluating a client’s future care needs and financial situation to recommend appropriate coverage options. This agency can serve various commercial sectors, including office environments, warehouses, and food service operations, helping employers and employees plan for potential long-term care expenses.
What Does a a Long-Term Care Insurance Agent in Gretna Cost?
Long-term care insurance premiums in Louisiana vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan with a $150 daily benefit and a three-year benefit period. Older applicants or those with health conditions may pay higher rates. This is general information and not insurance advice.
About long-term care insurance agents in Gretna
Long-term care insurance agents in Gretna, Louisiana help residents plan for future care needs such as nursing home or home health services. Louisiana offers a state partnership program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Gretna can explain how these local rules affect your coverage options.
Frequently Asked Questions
What does a long-term care insurance agent in Gretna do?
A long-term care insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and health needs. They explain coverage details like elimination periods, benefit amounts, and inflation protection. Agents also assist with the application process and medical underwriting.
Is long-term care insurance required in Louisiana?
No, long-term care insurance is not required by law in Louisiana. However, it can be a useful tool to protect savings and avoid relying solely on Medicaid. Some employers offer group plans, and individuals can purchase private policies through an agent.
How does the Louisiana Long-Term Care Partnership Program work?
This program allows policyholders to keep assets equal to the amount their policy pays out, even if they later need Medicaid. For example, if a policy pays $100,000 in benefits, you can keep $100,000 in assets and still qualify for Medicaid. An agent in Gretna can help you find a qualifying partnership policy.
Long-Term Care Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · Monroe · New Orleans · Shreveport · Slidell