The top-rated long-term care insurance agent in Houma, Louisiana is Trinity Insurance Agency, Inc, rated 4.7 stars across 166 reviews. Other highly rated options include Terrebonne Insurance Agency, Inc, Tyler Reynolds - USHealth Advisors, Page Insurance Agency. This directory lists 20 long-term care insurance agents serving Houma.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trinity Insurance Agency, Inc | 6823 W Park Ave | (985) 262-1435 |
| 2 | Terrebonne Insurance Agency, Inc | 210 Mystic Blvd | (985) 851-3080 |
| 3 | Tyler Reynolds - USHealth Advisors | Summerfield Dr | (985) 688-0604 |
| 4 | Page Insurance Agency | 5911 W Main St | (985) 872-5711 |
| 5 | Farm Bureau Insurance | 282 Corporate Dr | (985) 876-2876 |
| 6 | Louisiana Group-Insurance | 250 Barrow St | (985) 284-4153 |
| 7 | Starlight Guard Insurance LA | 308 Belanger St | (985) 205-1543 |
| 8 | Insurance Wise Consultants LA | 1500 W Tunnel Blvd | (225) 420-0979 |
| 9 | Elite Edge Insurance LA | 229 S Hollywood Rd | (225) 307-3554 |
| 10 | ADDvantage Insurance | 4708 W Main St | (985) 873-2337 |
Trinity Insurance Agency, Inc serves the Houma, Louisiana metro area and provides long-term care insurance agent services to local residents. The agency helps individuals navigate the complexities of planning for future care needs. An agent can explain how policies cover assistance with daily activities, such as bathing and dressing. The process includes comparing benefit periods and inflation protection options. Trinity Insurance Agency handles policy applications and provides personalized plan selection assistance for nursing home and in-home care coverage.
Terrebonne Insurance Agency, Inc provides long-term care insurance services and guidance for individuals in the Houma, LA area. Its work includes helping clients understand policy options that address potential future care needs. The agency offers support for maintaining existing plans through annual reviews and policy updates. These services aim to ensure coverage remains aligned with changing personal circumstances and health care costs over time. Terrebonne Insurance Agency, Inc services single-family homes, apartments, retail establishments, and local restaurants.
Homeowners and families in the Houma area planning for future healthcare needs can rely on Tyler Reynolds - USHealth Advisors for long-term care insurance. This agency helps clients understand coverage options that protect assets and provide support for extended medical or personal care. Their services guide residents through policies designed for nursing home stays, assisted living, or in-home assistance. The agency also serves clients in surrounding communities like Thibodaux.
Serving Houma and the surrounding communities of Terrebonne and Lafourche parishes, Page Insurance Agency handles long-term care insurance coverage for local residents. The agency addresses the need for policies that help cover the costs of assisted living, nursing home care, and in-home support services, protecting personal assets against these substantial expenses. To manage a typical case, the agency begins by evaluating an individual’s current health status and financial situation, then compares available policy options to recommend coverage that fits their specific needs and budget.
Farm Bureau Insurance serves local homeowners and individuals in Houma, Louisiana, who are planning for future medical and personal care needs. This agency helps clients understand their options for covering extended stays in nursing facilities or in-home assistance. They provide guidance on managing the expenses that accompany chronic illness or disability, ensuring policyholders can access necessary services without depleting savings. Their work focuses on preparing families for potential long-term care scenarios through careful policy selection. The agency additionally assists residents in nearby Thibodaux with comparable coverage solutions.
Louisiana Group-Insurance provides long-term care insurance in Houma, Louisiana, offering a difference between one-time policy consultations and periodic reviews of existing coverage to adjust for changing health needs. These agents assist clients in understanding policy options that protect assets and cover essential home or facility-based care. They explain benefit periods, elimination periods, and inflation protection features. Service runs on both a scheduled and as-needed basis, allowing clients to request plan updates or file claims whenever necessary.
Starlight Guard Insurance LA in Houma specializes in long-term care insurance, helping clients plan for future needs such as extended nursing home stays or in-home assistance. The agency guides area residents through the complexities of policy options, coverage requirements, and benefit periods to secure financial protection for later-life care. As the annual open enrollment period approaches for Medicare and supplemental plans, it assists clients in reviewing their policies to ensure coverage aligns with changing health needs and cost expectations.
As the population of Houma ages and families seek to protect savings from rising healthcare costs, Insurance Wise Consultants LA provides guidance on long-term care insurance options. The agency helps local residents understand policy structures that cover nursing home care or in-home assistance. Their process involves reviewing a client’s financial situation and explaining how different plans address eventual care needs. An initial assessment begins with a confidential consultation to determine eligibility and coverage preferences.
Elite Edge Insurance LA provides long-term care insurance guidance to clients in and around Houma. Its agents help individuals plan financially for future custodial needs, supplementing health coverage with dedicated policy options. The company addresses care scenarios such as home health aides and assisted living facilities. Services are available to businesses operating in offices, warehouses, and food service settings, offering benefits packages that support employee financial security during extended illness or disability.
What Does a a Long-Term Care Insurance Agent in Houma Cost?
Typical costs for long-term care insurance in Louisiana range from 1,500 to 5,000 dollars per year depending on your age and health. A 60 year old might pay around 2,500 dollars annually for a standard policy. Premiums are not fixed and can increase over time with company rate changes. This is general information, not insurance advice.
About long-term care insurance agents in Houma
A long-term care insurance agent in Houma, Louisiana helps residents plan for future care needs such as nursing home or home health services. Louisiana law requires agents to be licensed by the Louisiana Department of Insurance. These agents can explain how policies interact with Medicaid and other state programs.
Frequently Asked Questions
What does a long-term care insurance agent in Houma do?
An agent helps you compare policies from different companies and explains coverage options for care at home or in a facility. They also guide you through Louisiana specific rules, such as the 60 day free look period for new policies.
Are long-term care insurance premiums tax deductible in Louisiana?
Louisiana allows a state income tax deduction for qualified long-term care insurance premiums. The amount depends on your age and follows federal guidelines. An agent can help you understand how this applies to your situation.
What is the average cost of long-term care insurance in Louisiana?
Premiums vary based on age, health, and coverage level. For a 55 year old, a policy may cost between 1,500 and 3,000 dollars per year. Costs increase with age and for added benefits like inflation protection.
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