The top-rated long-term care insurance agent in Lake Charles, Louisiana is Tuwanna Guillory-August: Allstate Insurance, rated 4.9 stars across 254 reviews. Other highly rated options include Kelly Lee Insurance, Goosehead Insurance - James Bice, Scotty Mathews Ins Agcy Inc. This directory lists 20 long-term care insurance agents serving Lake Charles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tuwanna Guillory-August: Allstate Insurance | 1700 E Prien Lake Rd Ste 1 | (337) 305-7676 |
| 2 | Kelly Lee Insurance | 3205 Ryan St | (337) 656-2890 |
| 3 | Goosehead Insurance - James Bice | 417 W College St | (337) 313-2603 |
| 4 | Scotty Mathews Ins Agcy Inc | 4640 Nelson Rd | (337) 474-0865 |
| 5 | Insurance Unlimited | 3111 Ryan St | (337) 477-6922 |
| 6 | Gulf South Benefits | 328 W Sale Rd | (337) 656-3256 |
| 7 | Curtis Insurance | 509 7th St | (337) 433-1683 |
| 8 | Shelter Insurance - Ross Byrley | 4566 Lake St | (337) 478-8349 |
| 9 | Chris Duncan Agency Inc | 502 E College St | (337) 625-7090 |
| 10 | Ratliff-Myers Insurance | 3311 Ernest St | (337) 433-1000 |
Tuwanna Guillory-August: Allstate Insurance serves the Lake Charles, Louisiana area as a provider of long-term care insurance. This agency helps local residents plan for future needs by offering policies that cover services like nursing home care and in-home assistance. Working in this field, the agent assists clients in understanding how to protect their assets against the high costs of extended medical and personal care. Long-term care insurance helps cover expenses that standard health plans and Medicare generally do not. This agent specifically handles policy enrollment and coverage option reviews for clients.
Kelly Lee Insurance provides tailored long-term care insurance planning for residents of Lake Charles, Louisiana. The agency offers thorough policy evaluations and personalized consultations to help clients understand coverage options and costs. Its service approach includes ongoing policy reviews to ensure beneficiaries are prepared for future care needs. The firm also assists with plan modifications and claims guidance, prioritizing clear communication throughout the policy lifecycle. Kelly Lee Insurance serves a diverse clientele, including families protecting assets and individuals safeguarding retirement savings, while supporting single-family homes, apartments, and seniors in independent facilities.
Homeowners, individuals nearing retirement, and families planning for future care needs in Lake Charles turn to Goosehead Insurance - James Bice for long-term care insurance services. This agency helps clients understand coverage options that protect savings from the high costs of extended care, whether at home or in a facility. They guide customers through policy selection to address potential long-term health expenses. The agency also serves the surrounding Calcasieu Parish communities, including Sulphur and Westlake.
Serving Lake Charles and the surrounding communities in Southwest Louisiana, Scotty Mathews Ins Agcy Inc handles long-term care insurance. This type of coverage helps protect assets by paying for home care, assisted living, or nursing home costs. The agency works directly with individuals and families to explain different policy options that match their needs and budgets. It generally begins by reviewing a client’s current health and financial situation, then recommends a suitable plan from available carriers.
Insurance Unlimited in Lake Charles, Louisiana, helps clients differentiate between a single long-term care policy option focused on immediate coverage and recurring options that adjust for ongoing needs. Comprehensive coverage plans are designed to address the financial demands of extended custodial care, whether at home or in a facility. The agency provides for changing circumstances by offering policies that can be managed under one-time payments or through scheduled premium plans. Services are rendered on an as-needed basis, with agents available for consultation when a client requests assistance.
Serving the Lake Charles area, Gulf South Benefits helps individuals navigate the selection of long-term care insurance policies, focusing on asset protection and future care planning. As a specialized long-term care insurance agent, it works to identify suitable coverage options tailored to client needs. This local agency can assist clients involved in commercial sectors such as offices, warehouses, and food service operations.
Curtis Insurance specializes in long-term care insurance, offering policies that help cover the costs of nursing homes, assisted living, and in-home care. The agency serves clients throughout the Lake Charles area, assessing individual health and financial circumstances to recommend appropriate coverage. It guides seniors through plan selection, explaining benefit triggers and inflation protection options. As winter approaches, the agent can help existing policyholders review their provisions to ensure they remain adequate against rising care expenses for seasonal illnesses or accidents.
Shelter Insurance - Ross Byrley provides long-term care insurance services to residents of Lake Charles, Louisiana. The agency also addresses commercial coverage needs for local businesses. Their service area includes Lake Charles and the surrounding Southwest Louisiana region. They help individuals and families plan for the potential costs of extended personal or medical care. After an initial policy is in place, the agent follows up with clients between regular visits to review coverage and discuss any changing long-term care needs.
Many residents of Lake Charles worry about how a chronic illness might affect their savings or home. The Chris Duncan Agency Inc helps local families prepare by offering long-term care insurance policies that cover in-home assistance or nursing facility stays. Their consultations clarify coverage options for services Medicare does not fully pay for. Whether for a couple or an individual, they explain how these plans protect assets against rising care costs. A no-obligation initial assessment begins the process of evaluating a client’s specific financial situation and health needs.
What Does a a Long-Term Care Insurance Agent in Lake Charles Cost?
Long-term care insurance premiums in Louisiana vary by age health and benefit amount. A typical policy for a 55 year old might cost between 150 and 300 dollars per month. Costs can be higher for older applicants or those with health issues. This is general information not insurance advice.
About long-term care insurance agents in Lake Charles
Long-term care insurance agents in Lake Charles Louisiana help residents plan for future care needs. They can explain how Louisiana law affects policy choices including the state Partnership program which allows asset protection. Agents guide clients through medical underwriting and policy comparisons.
Frequently Asked Questions
What does a long-term care insurance agent in Lake Charles do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options and assist with the application process. They also inform you about Louisiana specific rules like the Partnership program.
How does the Louisiana Long-Term Care Partnership program work?
The Louisiana Partnership program lets you keep assets equal to the benefits your policy pays. You must buy a certified policy from a licensed agent. This program helps you qualify for Medicaid later without spending down all assets.
What is the best age to buy long-term care insurance in Louisiana?
Most experts recommend buying between ages 50 and 65. Premiums are lower when you are younger and healthier. In Louisiana you must meet medical underwriting requirements to qualify for coverage.
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