The top-rated long-term care insurance agent in Lafayette, Louisiana is Leauxcal Insurance Agency, LLC, rated 5.0 stars across 237 reviews. Other highly rated options include Insurance Advisors, Acadiana Senior Advisors, Acadiana Insurance Advisors. This directory lists 20 long-term care insurance agents serving Lafayette.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leauxcal Insurance Agency, LLC | 101 W Farrel Rd 5 Suite 101 | (337) 484-1171 |
| 2 | Insurance Advisors | 1525 Camellia Blvd | (337) 988-9059 |
| 3 | Acadiana Senior Advisors | 91 Settlers Trace Blvd BLDG 1 | (337) 321-9141 |
| 4 | Acadiana Insurance Advisors | 1300 Verot School Rd suite b | (337) 448-4584 |
| 5 | Premier Insurance Advisors | 213 Guilbeau Rd | (337) 257-3200 |
| 6 | TSL Insurance Group | 210 Rue Fontaine | (337) 262-0511 |
| 7 | Complete Insurance Solutions of La | 101 Feu Follet Rd # 205 | (337) 735-7613 |
| 8 | Core Insurance Solutions | 91 Settlers Trace Blvd Bld 3 | (337) 267-7963 |
| 9 | Aymond Agency | 314 Jefferson St | (337) 858-7618 |
| 10 | Theriot Insurance Agency | 714 E Kaliste Saloom Rd Ste A2 | (337) 289-6880 |
Leauxcal Insurance Agency, LLC serves the Lafayette, Louisiana, metro area as a dedicated long-term care insurance agent. The agency specializes in helping local residents plan for future extended care needs. Protecting personal savings and preserving independence are central to its client consultations. By reviewing individual health histories and financial goals, the agency tailors policy options to match specific coverage requirements. It navigates the complexities of policy benefits to ensure comprehensive understanding for policyholders. Leauxcal Insurance Agency handles in-home care planning and assisted living facility cost coverage within its service offerings.
Insurance Advisors provides long-term care insurance planning services to individuals and families in the Lafayette, LA area. It evaluates client health circumstances and financial goals to recommend suitable policy structures that help cover future care costs. Ongoing support includes policy reviews and assistance with claims to ensure coverage aligns with changing needs over time. The company also advises on policy riders and benefit-period options. Its services address the needs of homeowners residing in single-family homes, apartments, multi-unit residential properties, and select retail businesses.
Acadia Senior Advisors serves homeowners and families across Lafayette, LA, who are planning for future health care expenses. As a long-term care insurance agent, the company helps clients compare policies that cover nursing home, assisted living, and home care services. The agency guides individuals through the complexities of policy selection and benefit choices. Its service area also extends to the neighboring communities of Broussard and Youngsville within the broader Lafayette metropolitan region.
Based in Lafayette, Acadiana Insurance Advisors serves clients throughout the surrounding Acadiana region with specialized long-term care insurance solutions. The firm handles individual policies designed to help protect savings from the high costs of extended medical or custodial care. It also addresses employer-sponsored group coverage options when appropriate. For a typical client, the agency conducts a thorough needs assessment to compare available policy features, benefit triggers, and inflation protection. It then presents a clear breakdown of coverage limits and monthly premiums to help the client make an informed choice.
For individuals planning ahead, Premier Insurance Advisors can help distinguish between one-time policies that provide a single lump sum for care needs and recurring plans that offer ongoing monthly benefits over time in Lafayette, LA. Coverage options from this agent commonly include home health care, assisted living, and nursing facility services tailored to local costs. Those interested may schedule an initial consultation or return for policy reviews as care requirements change, with service available on an as-needed basis.
TSL Insurance Group provides long-term care insurance solutions, specializing in policies that cover in-home care, assisted living, and nursing facility expenses. The agency serves clients in Lafayette, Louisiana, by helping them evaluate coverage options and navigate the complexities of policy selection. Their general work includes counseling individuals and families on financial planning for future care needs, ensuring clients understand benefit triggers and elimination periods. As retirement plans and health savings accounts face annual adjustments, the agency helps residents reassess their coverage during the open enrollment period.
As summer heat drives many in Lafayette to reconsider their care needs, Complete Insurance Solutions of La helps clients plan for future long-term care. The agency offers guidance on policies that cover assisted living and home health services, focusing on local options. An agent explains how premiums and benefits adjust with age, ensuring individuals understand their coverage choices. The process begins with a personal consultation to assess current health and financial goals, followed by a detailed policy review during the initial assessment meeting.
Core Insurance Solutions in Lafayette, LA assists clients with planning for future care needs by offering guidance on long-term care insurance policies. The agency’s work includes explaining coverage options that protect assets while securing access to home health, assisted living, or nursing home services. For businesses, the agency can provide tailored advice for employee benefit packages as well as coverage solutions for offices, warehouses, and food service establishments.
Serving Lafayette, Aymond Agency provides residential long-term care insurance guidance, helping individuals plan for future care needs and asset protection. They also offer commercial coverage options for local businesses seeking to support employees or partners with long-term care planning. The agency serves Lafayette and surrounding areas within Louisiana. Following an initial consultation and policy setup, they maintain contact with clients to review coverage adjustments and assist with claims or benefit questions between regular service visits.
Theriot Insurance Agency, based in Lafayette, LA, is known for guiding individuals through the complexities of securing long-term care coverage. Its service range includes assessing personal assets and health needs to recommend appropriate policy structures tailored to the local community. The agency helps clients understand benefit triggers, elimination periods, and inflation protection options available on the market. For those seeking greater financial flexibility, it can also facilitate the addition of a shared care rider between spouses.
What Does a a Long-Term Care Insurance Agent in Lafayette Cost?
Long-term care insurance premiums in Louisiana vary based on age health and benefit choices. A typical policy for a 55 year old might cost between 150 and 300 dollars per month while a 65 year old could pay 250 to 500 dollars monthly. Costs also depend on daily benefit amounts and inflation protection options. This is general information and not insurance advice.
About long-term care insurance agents in Lafayette
Long-term care insurance agents in Lafayette Louisiana help residents plan for future care costs while protecting their savings. Louisiana law offers a partnership program that allows policyholders to keep more assets if they later need Medicaid. Local agents can guide you through policy features and state specific requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Lafayette do?
An agent helps you compare policies from different carriers and explains coverage details like daily benefit amounts and elimination periods. They also inform you about Louisiana regulations including the 30 day free look period and partnership program requirements.
Does Louisiana have special rules for long-term care insurance?
Yes Louisiana requires insurers to offer inflation protection and a nonforfeiture benefit option. The state also has a Long-Term Care Partnership Program that allows dollar for dollar asset disregard when applying for Medicaid.
How do I choose a long-term care insurance agent in Lafayette?
Look for an agent who is licensed in Louisiana and has experience with multiple insurance carriers. Ask about their knowledge of the Louisiana Partnership Program and whether they can explain policy details clearly.
Long-Term Care Insurance Agents in Other Louisiana Cities
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