The top-rated long-term care insurance agent in New Orleans, Louisiana is FM Agency Group, rated 5.0 stars across 272 reviews. Other highly rated options include Garcia Insurance Services, Brooks Insurance Services NOLA, Daniel Rahman Agency. This directory lists 13 long-term care insurance agents serving New Orleans.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | FM Agency Group | 201 Evans Rd Ste 315 | (504) 348-3131 |
| 2 | Garcia Insurance Services | 3815 MacArthur Blvd | (504) 875-4077 |
| 3 | Brooks Insurance Services NOLA | 3910 General De Gaulle Dr | (504) 294-4759 |
| 4 | Daniel Rahman Agency | 701 Dante St Ste C | (504) 756-1234 |
| 5 | Hartwig Moss Insurance Agency | 2626 Canal St #3 | (504) 525-9901 |
| 6 | KTS Insurance Agency | 3239 Bienville St | (504) 371-5519 |
| 7 | Brightway Insurance, The Combetta Agency | 201 St Charles Ave #2500 | (504) 393-2090 |
| 8 | State Farm: Luke Delouise | 110 Harrison Ave | (504) 486-7525 |
| 9 | Pappalardo Agency, Inc. | 145 Allen Toussaint Blvd | (504) 486-7441 |
| 10 | NFP, an Aon company | 725 Magazine St | (504) 528-9242 |
Since 1983, FM Agency Group serves New Orleans, Louisiana, and the surrounding metro area as a long-term care insurance agency. The firm helps individuals plan for future care needs by arranging policies that cover home health aides, assisted living, and nursing home stays. Clients rely on these plans to protect their savings while maintaining independence in their later years. Specific services include policy comparison for Louisiana residents and application assistance for local seniors.
Garcia Insurance Services in New Orleans, LA, provides guidance on long-term care insurance policies, helping clients assess their future needs for home care, assisted living, and nursing facility coverage. The agency assists in selecting appropriate plans and offers ongoing support for policy maintenance and claims questions, ensuring coverage remains aligned with changing health circumstances and financial goals. Its clientele includes individuals and families, as well as local businesses seeking coverage options for employees, and it serves single-family homes and apartments throughout the region.
Brooks Insurance Services NOLA serves individuals and families in New Orleans seeking financial protection against the high cost of extended care. The agency focuses on long-term care insurance policies designed to help clients preserve savings while covering daily assistance or nursing facility needs. It provides guidance on policy options, including benefit eligibility and inflation riders appropriate for the region. Brooks Insurance Services NOLA also covers clients throughout the surrounding Jefferson Parish communities, including Metairie.
Serving New Orleans and its surrounding communities, the Daniel Rahman Agency handles long‑term care insurance for individuals and families. Long‑term care policies help cover costs for assisted living, nursing home stays, and in‑home care, which are often not paid by standard health or Medicare coverage. To match protection with client needs and budget, the agency typically reviews each person’s health history, future care preferences, and current financial situation.
Hartwig Moss Insurance Agency in New Orleans distinguishes between policies requiring a single premium payment and recurring annual premiums, offering coverage for nursing home, assisted living, and home health care expenses. These plans protect assets against the high cost of extended care in Louisiana. Services are provided on a scheduled basis for initial consultation and plan setup, following a one-time review of individual needs and finances.
KTS Insurance Agency specializes in long-term care insurance, offering policies that help cover the costs of assisted living, nursing homes, and home health aides. This New Orleans agency assists clients in planning for future care needs, explaining policy options and benefit structures. Its work is crucial in an area where families often face the rising expense of extended care, particularly for aging residents concerned about hurricane-related recovery and nursing facility availability during seasonal storm threats.
As New Orleans residents plan for potential long-term care needs during hurricane season or beyond, Brightway Insurance, The Combetta Agency offers guidance on policies that cover nursing home, assisted living, and home health care costs. The independent agency evaluates each client’s health history and financial situation to recommend appropriate coverage from multiple carriers. An initial assessment step involves a confidential consultation to discuss current health status and future care preferences.
State Farm: Luke Delouise provides long-term care insurance to individuals in and around New Orleans, Louisiana. The office specializes in policies that help cover assistance with daily activities that may be needed due to chronic illness, disability, or aging. These plans can include benefits for home care, assisted living, and nursing facility services. The agent serves residential clients, small business owners, medical offices, and food service operators seeking financial protection.
Pappalardo Agency, Inc. in New Orleans, LA, focuses on providing long-term care insurance solutions tailored to help clients prepare for future care needs. The company assists individuals and families in planning for coverage that can support in-home care, assisted living, or nursing facility expenses. As a dedicated agent firm, it guides clients through policy options that address the unique challenges of aging in the local area. Many plans can also be paired with optional benefits like inflation protection to maintain coverage value over time.
What Does a a Long-Term Care Insurance Agent in New Orleans Cost?
Typical costs for long-term care insurance in Louisiana vary by age health and coverage amount. A 55 year old might pay between 150 and 300 dollars per month for a standard policy while a 65 year old might pay 250 to 500 dollars per month. Costs also depend on the daily benefit amount and benefit period you choose. This is general information and not insurance advice.
About long-term care insurance agents in New Orleans
Long-term care insurance agents in New Orleans help residents plan for future care needs such as nursing home or home health services. Louisiana law allows for partnership policies that provide asset protection for those who qualify. Agents can explain how these policies work with Medicaid and other state programs.
Frequently Asked Questions
What is a long-term care insurance agent in New Orleans?
A long-term care insurance agent is a licensed professional who helps you choose and buy a policy for future care needs. They understand Louisiana regulations and can explain how policies cover services like nursing homes or in-home care in the New Orleans area.
Does Louisiana have special rules for long-term care insurance?
Yes Louisiana has a partnership program that allows policyholders to protect some assets if they later need Medicaid. Agents can explain how this program works and what requirements you must meet to qualify for asset protection.
How do I choose a long-term care insurance agent in New Orleans?
Look for an agent licensed in Louisiana with experience in long-term care policies. Ask about their knowledge of the Louisiana partnership program and how they compare different insurance companies and policy options for your situation.
Long-Term Care Insurance Agents in Other Louisiana Cities
Alexandria · Baton Rouge · Bossier City · Gretna · Harvey · Houma · Kenner · Lafayette · Lake Charles · Marrero · Metairie · Monroe · Shreveport · Slidell