The top-rated long-term care insurance agent in Andover, Massachusetts is Segreve & Hall Insurance Associates Inc., rated 5.0 stars across 622 reviews. Other highly rated options include The Andover Companies, My Family Life Insurance, HUB International. This directory lists 10 long-term care insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Segreve & Hall Insurance Associates Inc. | 1 Tech Dr | (978) 975-1300 |
| 2 | The Andover Companies | 95 Old River Rd | (978) 475-3300 |
| 3 | My Family Life Insurance | 300 Brickstone Square Suite 201 | (800) 645-9841 |
| 4 | HUB International | 300 Ballardvale St | (978) 657-5100 |
| 5 | Doherty Insurance Inc | 21 Elm St | (978) 475-0260 |
| 6 | Protection Solutions Insurance | 138 River Rd #107 | (978) 660-6588 |
| 7 | Samel Insurance Inc | 15 Central St | (978) 474-0810 |
| 8 | Fred C. Church, Inc. | 89 Main St #201 | (800) 225-1865 |
| 9 | Howe Insurance Agency | 4 Punchard Ave | (978) 475-0400 |
| 10 | WellPoint | 300 Brickstone Square | (978) 470-1795 |
Segreve & Hall Insurance Associates Inc. serves the Andover, Massachusetts area, specializing in long-term care insurance guidance. The agency helps clients plan for future care needs, including home health aides and assisted living facility costs, through private insurance policies. It assists individuals in evaluating complex policy options that cover daily custodial care not paid by typical health plans. Policy comparisons and financial eligibility analysis for long-term care benefits are among the specific services this Andover firm offers to local families.
The Andover Companies provides long-term care insurance solutions for clients in the Andover, Massachusetts area. It offers professional guidance on policy selection and design, helping individuals evaluate coverage options to plan for future care needs. Ongoing service plans include periodic policy reviews to adjust benefits as personal circumstances or care costs change. Claim support is available to assist policyholders through the application and benefit process. The company serves single-family homeowners, apartment residents, retail businesses, and area restaurants.
My Family Life Insurance serves families and individuals in the Andover, Massachusetts area who are planning for their future care needs. The company provides long-term care insurance agent services, helping clients understand policy options that protect assets and cover expenses like home care or assisted living. Every consultation focuses on matching coverage to personal circumstances and financial goals. The firm also extends its services to clients throughout the nearby Merrimack Valley region, including communities such as Lawrence and North Andover.
HUB International, based in Andover, Massachusetts, is known for guiding individuals through the selection of long-term care insurance policies. The agency serves local clients by evaluating personal health situations and future care needs to match them with suitable coverage plans. Its professionals help families navigate policy details, including benefit periods and inflation protection options. A specialized service it can provide is assistance with hybrid policies that combine life insurance with long-term care benefits for added financial flexibility.
Doherty Insurance Inc serves Andover and the surrounding communities in Massachusetts, offering long-term care insurance agent services. The company handles plans designed to help clients prepare for potential future care needs, including those in home and facility settings. Insurance policies can cover daily assistance when health conditions require extended support not provided by standard health coverage. For a typical client, Doherty Insurance Inc begins by assessing individual financial and health circumstances before recommending suitable coverage options from available providers.
Protection Solutions Insurance in Andover, MA specializes in long-term care insurance, helping clients navigate the difference between one-time policy consultations and recurring benefits management. Coverage focuses on safeguarding assets against the high costs of extended care, whether at home or in a facility. An agent guides individuals through plan options and administrative details to customize protection. Service is available on an as-needed basis, with tailored support for policy review and claims assistance.
Specializing in long-term care insurance, Samel Insurance Inc serves as a local agent in Andover, MA, helping individuals evaluate policies and options for future care needs. The agency assists clients in the Andover area with understanding coverage details and comparing plan features. It works with clients to address concerns about protecting assets as they age. With seasonal considerations in mind, the agency is especially helpful for those approaching Medicare enrollment who worry about complex health planning during open enrollment periods.
Fred C. Church, Inc. provides long-term care insurance services for residents of homes and apartments in Lowel l, Massachusetts, also delivering commercial coverage for local businesses and organizations throughout the area. The agency helps clients plan for future care needs by explaining policy options and structuring coverage to address potential long-term expenses. Follow-up visits or repeat appointments are arranged between regular check-ins to adjust coverage as circumstances change.
As New Englanders plan for retirement and the possibility of needing extended care, Howe Insurance Agency in Andover, MA assists clients with selecting appropriate long-term care insurance. The company guides individuals through policy options that may help cover home health aides, assisted living, or nursing facility expenses. They review each client’s personal financial situation to recommend suitable coverage levels. A typical engagement begins with a complimentary consultation to assess the client’s current health status and long-term goals.
WellPoint operates as a long-term care insurance agent, advising individuals and families in the Andover, Massachusetts area on policies that help cover the costs of extended custodial care. The agency works with clients to navigate coverage options that protect assets and provide access to in-home services, assisted living, or nursing home care. WellPoint assists with planning for future health needs while offering guidance on regulatory nuances specific to Massachusetts. Its client base includes not only local residents but also commercial sectors such as offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Andover Cost?
Long-term care insurance premiums in Massachusetts vary by age health and coverage amount. A typical policy for a 55-year-old can cost between 1500 and 3000 dollars per year. For a 65-year-old the same policy may range from 2500 to 5000 dollars annually. Costs also depend on benefit period daily benefit amount and inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Andover
A long-term care insurance agent in Andover Massachusetts helps residents plan for future care needs. Massachusetts offers a Partnership program that allows policyholders to protect assets while qualifying for MassHealth. Local agents guide clients through policy features and state-specific regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Andover do?
An agent helps you compare policies from different carriers and explains coverage options. They also advise on Massachusetts Partnership qualified policies which offer asset protection. The agent does not provide legal advice but assists with insurance choices.
How does the Massachusetts Partnership program affect long-term care insurance?
The Partnership program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need MassHealth. Policies must be certified by the state to qualify. An agent can identify which carriers offer Partnership policies in Massachusetts.
Are there time limits for buying long-term care insurance in Massachusetts?
There are no state-mandated time limits for purchasing a policy. However premiums increase with age and health conditions may make you ineligible. Many agents recommend applying before age 60 to lock in lower rates.
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