The top-rated long-term care insurance agent in Bridgewater, Massachusetts is C&S Insurance, rated 4.9 stars across 44 reviews. Other highly rated options include Morse Insurance Agency, Inc., Nelligan Richard J Insurance Agency, Arbella Insurance - Bridgewater Claim Office. This directory lists 10 long-term care insurance agents serving Bridgewater.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | C&S Insurance | 45 Main St | (508) 682-5184 |
| 2 | Morse Insurance Agency, Inc. | 180 Winter St | (508) 238-0056 |
| 3 | Nelligan Richard J Insurance Agency | 750 Bedford St REAR | (508) 697-3179 |
| 4 | Arbella Insurance - Bridgewater Claim Office | 1 Lakeshore Center Suite 102 | (800) 272-3552 |
| 5 | Guardian Life Insurance Co-America | 1 Lakeshore Center | (888) 482-7342 |
| 6 | New York Life | 2 Lakeshore Center STE. 200 | (508) 279-4456 |
| 7 | Michael Dawn | 45 Main St | (508) 697-6963 |
| 8 | Semper Financial Group, LLC | 2 Lakeshore Center #202-204 | (617) 256-3004 |
| 9 | A Action Insurance Agency Inc | 173 Center St | (800) 977-7190 |
| 10 | New York Life Insurance | Two Lakeshore Center, Sor / Frat | (508) 279-4401 |
C&S Insurance serves families and individuals in the Bridgewater, Massachusetts area with long-term care insurance guidance. The agency helps clients plan for future care needs by explaining policy options that cover services like home health aides, assisted living, and nursing home stays. Working with this company allows residents to evaluate protection strategies for their retirement assets and family security. C&S Insurance assists with policy comparisons for traditional long-term care coverage and partnership-qualified plans that provide asset protection.
Morse Insurance Agency, Inc. serves Bridgewater and Plymouth County as a dedicated long-term care insurance agent. The agency provides guidance to individuals planning for future health and personal care needs. It helps clients understand the range of policy options available in the area, focusing on preserving assets and ensuring access to quality services. Morse Insurance Agency, Inc. specifically handles policy comparisons and personalized coverage recommendations for nursing home and in-home care expenses.
Nelligan Richard J Insurance Agency serves homeowners and individuals in the Bridgewater, MA area seeking long-term care insurance protection. The agency helps clients plan for future personal care needs, such as home health aides or assisted living expenses, which are not covered by standard health insurance or Medicare. In this region, a long-term care insurance policy can safeguard savings and provide more care options. The agency also extends its services to customers living in surrounding communities like Taunton.
Arbella Insurance – Bridgewater Claim Office provides coverage guidance and long-term care insurance agent services for those planning for future care needs. It assists clients in assessing policy options that address extended healthcare costs in later life. Service plans may include policy review sessions and claims filing support to maintain coverage and access benefits. This company serves individuals living in single-family homes and apartments, as well as commercial clients operating retail businesses and restaurants.
Serving Bridgewater and the surrounding communities of southeastern Massachusetts, Guardian Life Insurance Co-America handles long-term care insurance coverage for individuals planning for future health needs. The company assists clients in understanding policy options that address home care, assisted living, and nursing facility expenses. To manage a typical job, it begins with a thorough personal consultation to evaluate each client’s financial situation and health goals, then presents a tailored selection of coverage choices for their consideration.
At New York Life in Bridgewater, MA, clients can choose between one-time consultations for immediate planning needs or recurring service options that adapt coverage over time. The agency helps individuals select long-term care insurance policies that protect assets and fund future care at home or in facilities. These plans address the financial risks of extended health needs for area residents. Service appointments are available on an as-needed or scheduled basis, depending on the client’s preferred frequency of review.
Michael Dawn specializes in helping clients navigate the complexities of long-term care insurance, offering practical guidance on policy options and coverage planning. This Bridgewater agency works with individuals and families to assess future care needs and identify suitable insurance solutions for home health, assisted living, and nursing facility expenses. As Massachusetts residents face shifting regulations and increasing care costs, the agency helps clients secure coverage before health changes make obtaining protection more difficult or expensive.
As winter approaches in Bridgewater, many families begin to worry about the long-term care needs of aging parents. Semper Financial Group, LLC helps local clients navigate insurance options that cover extended nursing support or home-based assistance. The agent assesses each household’s assets and health history to match a suitable policy. Their process includes a complimentary initial consultation to review existing coverage and identify gaps in protection.
A Action Insurance Agency Inc helps individuals and families plan for future care needs, specializing in long-term care insurance policies that cover extended support services. Operating in Bridgewater, MA, the agency assesses clients' unique situations to recommend suitable coverage options for home health care, assisted living, or nursing facility costs. It serves local professionals, small business owners, and employees from various commercial sectors, including offices, warehouses, and food service establishments.
New York Life Insurance offers long-term care insurance planning services for individuals and families in Bridgewater, Massachusetts, focusing on asset protection and future care needs. The agency provides personalized policy evaluations and claims support, along with regular policy reviews to adjust coverage as circumstances change. These maintenance plans include annual benefit check-ups and consultations on tax implications. The agency serves clients residing in single-family homes, apartments, retail establishments, and restaurants.
What Does a a Long-Term Care Insurance Agent in Bridgewater Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and benefit amount. A typical policy for a 55-year-old can cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs increase with inflation riders and longer benefit periods. This is general information, not insurance advice.
About long-term care insurance agents in Bridgewater
A long-term care insurance agent in Bridgewater Massachusetts helps residents plan for future care needs while protecting savings. Massachusetts law offers the Partnership for Long-Term Care program which allows policyholders to keep more assets if they later need MassHealth. Local agents guide clients through policy choices that meet both personal goals and state requirements.
Frequently Asked Questions
What does a long-term care insurance agent in Bridgewater do?
An agent helps you compare policies from different insurers and explains coverage for home care, assisted living, and nursing home care. They also clarify how Massachusetts Partnership policies work to shield assets from spend-down requirements.
How does the Massachusetts Partnership for Long-Term Care affect my policy?
This state program lets you keep assets equal to the benefits your policy pays out if you later apply for MassHealth. Only policies with a Partnership endorsement qualify for this asset protection.
Are there time limits for buying long-term care insurance in Massachusetts?
There is no state time limit to purchase a policy, but insurers often require applicants to be under age 80. Massachusetts law also gives you a 30-day free look period to cancel a new policy for a full refund.