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Find Long-Term Care Insurance Agents Near You in Chelmsford, MA

Browse long-term care insurance agents serving Chelmsford, Massachusetts. Updated 2026-07-14.

The top-rated long-term care insurance agent in Chelmsford, Massachusetts is Premiere Insurance, rated 5.0 stars across 1,256 reviews. Other highly rated options include Allstate Insurance: Todd Seesman, L'Hussier Insurance, Talbot Insurance Agency. This directory lists 10 long-term care insurance agents serving Chelmsford.

Showing 10 long-term care insurance agents in Chelmsford, MAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Premiere Insurance7 Summer St # 19(978) 221-0139
2Allstate Insurance: Todd Seesman83 Parkhurst Rd #10(978) 710-7040
3L'Hussier Insurance63 Chelmsford St #2(978) 256-1583
4Talbot Insurance Agency205 Chelmsford St(978) 256-3367
5Kaplansky Insurance - Chelmsford Branch118 Chelmsford St(978) 256-0900
6Family First Life139 Billerica Rd(781) 358-5995
7Kevin Lynch office of Commonwealth Property & Casualty233 Chelmsford St(978) 322-5639
8Time Insurance Solutions LLC48 Chelmsford St #5b(978) 455-7774
9Alpine Insurance Inc15 Fletcher St STE 2(978) 453-0076
10Smart Financial Inc48 Chelmsford St #5b(978) 226-3856
PI
7 Summer St # 19
Premiere Insurance
Long-Term Care Insurance Agent · Chelmsford, MA

Premiere Insurance serves the Chelmsford, MA, area and surrounding Middlesex County as a long-term care insurance agent. The agency helps individuals plan for future care needs by presenting policies that cover nursing home stays, assisted living, and home-based care. Its work focuses on evaluating clients' financial situations and health factors to match them with appropriate coverage options. The firm specifically handles policy comparisons and enrollment for both traditional long-term care plans and hybrid life insurance policies with long-term care riders.

AI
83 Parkhurst Rd #10
Allstate Insurance: Todd Seesman
Long-Term Care Insurance Agent · Chelmsford, MA

Allstate Insurance: Todd Seesman provides long-term care insurance planning for individuals in the Chelmsford, MA area. Services include helping clients understand policy options, comparing benefit structures, and arranging coverage that addresses future care needs. Maintenance plans involve annual policy reviews to adjust for changes in health or financial circumstances. Todd Seesman assists a range of local property types, including single-family homes, apartments, and retail establishments.

LH
63 Chelmsford St #2
L'Hussier Insurance
Long-Term Care Insurance Agent · Chelmsford, MA

L'Hussier Insurance serves Chelmsford, Massachusetts, and the surrounding communities, specializing in long-term care insurance coverage. The agency handles policies designed to help families prepare for the costs of extended care, whether at home or in a facility. Navigating the complexities of long-term care planning requires a thorough review of each client’s health history, financial situation, and personal preferences. To manage a typical case, the company begins with a comprehensive needs assessment, then compares multiple carrier options to match the client with a suitable policy.

TI
205 Chelmsford St
Talbot Insurance Agency
Long-Term Care Insurance Agent · Chelmsford, MA

Talbot Insurance Agency in Chelmsford, MA assists clients in distinguishing between one-time life insurance policies and ongoing long-term care coverage. Their primary focus involves helping individuals select plans that cover home care, assisted living, and nursing facility expenses. Like other agents in the area, they review policy benefits and compare carriers to find suitable options for protecting retirement savings. Their services are available on an as-needed basis, allowing clients to schedule consultations only when reviewing or updating their coverage.

KI
118 Chelmsford St
Kaplansky Insurance - Chelmsford Branch
Long-Term Care Insurance Agent · Chelmsford, MA

Serving Chelmsford homeowners and local families, Kaplansky Insurance provides guidance on long-term care insurance policies that help protect assets and plan for future care needs. The agents assist clients in understanding the coverage options available for nursing home, assisted living, and home care services in the area. Navigating the complexities of these policies can be challenging, and the company offers straightforward advice to help residents make informed decisions. Kaplansky Insurance also serves communities throughout the greater Lowell area, including neighboring Billerica.

FF
139 Billerica Rd
Family First Life
Long-Term Care Insurance Agent · Chelmsford, MA

Family First Life of Chelmsford, Massachusetts specializes in offering long-term care insurance policies designed to address the financial challenges of extended personal or nursing care. The agency generally advises local clients on plan selection to manage the costs of assisted living and home health services. As life expectancies rise, many need coverage for chronic conditions that standard health plans do not cover. The company particularly helps families prepare during the open enrollment season before health issues make such coverage harder to secure.

KL
233 Chelmsford St
Kevin Lynch office of Commonwealth Property & Casualty
Long-Term Care Insurance Agent · Chelmsford, MA

As winter approaches in Chelmsford, many local families begin assessing how to handle the potential high cost of extended care for aging relatives. The Kevin Lynch office of Commonwealth Property & Casualty meets this need by specializing in long-term care insurance policies that help protect savings and maintain independence. Their agents work to understand each client’s unique health background and financial goals. Before any coverage is discussed, the process begins with a straightforward initial consultation to review personal circumstances and available policy options.

TI
48 Chelmsford St #5b
Time Insurance Solutions LLC
Long-Term Care Insurance Agent · Chelmsford, MA

Time Insurance Solutions LLC offers long-term care insurance guidance to residents of Chelmsford, Massachusetts and the surrounding area. The agency develops personal coverage plans designed to assist with future care needs while protecting personal assets. Commercial long-term care insurance options are also available for businesses and their owners across this region. The agent typically follows up with clients after initial enrollment to review policy details and then schedules periodic reviews between regular service visits.

AI
15 Fletcher St STE 2
Alpine Insurance Inc
Long-Term Care Insurance Agent · Chelmsford, MA

Alpine Insurance Inc, based in Chelmsford, MA, provides long-term care insurance agent services to individuals planning for future health and daily living needs. The company specializes in helping clients navigate policy options that cover nursing home care, assisted living, and in-home support. Because medical expenses in retirement can be significant, agents work to tailor coverage to personal financial situations and anticipated care costs. They serve commercial sectors such as local offices, warehouses, and food service establishments.

SF
48 Chelmsford St #5b
Smart Financial Inc
Long-Term Care Insurance Agent · Chelmsford, MA

Smart Financial Inc, based in Chelmsford, MA, is known for providing long-term care insurance to residents across the area. The agency helps clients navigate options for covering home health aides, assisted living stays, and nursing facility costs. It explains how these policies protect personal savings during extended health needs. A typical service includes evaluating individual budgets to find a suitable policy. The agency also offers add-ons for inflation protection, ensuring future benefits keep pace with rising care costs.

What Does a a Long-Term Care Insurance Agent in Chelmsford Cost?

Long-term care insurance costs in Massachusetts vary by age, health, and benefit amount. A typical policy for a 55 year old might cost between $150 and $300 per month. Premiums for a 65 year old often range from $250 to $500 per month. These are estimates only. This is general information and not insurance advice.

About long-term care insurance agents in Chelmsford

Long-term care insurance agents in Chelmsford help residents plan for future care needs. Massachusetts offers a Partnership program that allows policyholders to protect assets while qualifying for MassHealth. Local agents can explain how these policies work with state regulations and your personal financial situation.

Frequently Asked Questions

What does a long-term care insurance agent in Chelmsford do?

An agent helps you compare policies from different companies and choose coverage that fits your budget. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you on Massachusetts specific rules like the Partnership program.

How does the Massachusetts Partnership for Long-Term Care work?

This program lets you buy a state approved policy that provides asset protection. If you later need MassHealth, you can keep assets equal to the benefits paid by your policy. An agent can tell you which policies qualify under Massachusetts law.

What is the best age to buy long-term care insurance in Massachusetts?

Most people buy policies in their 50s or early 60s when premiums are lower. Massachusetts law does not set a specific age, but waiting can increase costs and risk of being denied coverage. An agent can review options based on your age and health.

Long-Term Care Insurance Agents in Other Massachusetts Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.