The top-rated long-term care insurance agent in Braintree, Massachusetts is Globe Life American Income Division: Fisher Organization, rated 4.9 stars across 2,789 reviews. Other highly rated options include J Williams Insurance Agency, Inc, Dowling Insurance Agency, Tonry Insurance Group. This directory lists 19 long-term care insurance agents serving Braintree.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Globe Life American Income Division: Fisher Organization | 222 Forbes Rd #101 | (781) 221-2270 |
| 2 | J Williams Insurance Agency, Inc | 222 Forbes Rd #102 | (781) 848-9192 |
| 3 | Dowling Insurance Agency | 44 Adams St | (781) 848-7652 |
| 4 | Tonry Insurance Group | 150 Grossman Dr #200 | (617) 773-9200 |
| 5 | Cross Insurance | 420 Washington St | (781) 848-8600 |
| 6 | Granite Insurance Agency Inc. | 25 Garden Park #1 | (781) 848-8300 |
| 7 | Frye Insurance & Real Estate Agency | 400 Washington St # 404 | (781) 848-9460 |
| 8 | Cove Risk Services, LLC | 35 Braintree Hill Office Pk | (781) 843-0005 |
| 9 | Sky Company Insurance | 10 Forbes Rd | (351) 212-1868 |
| 10 | Good luck Insurance Agency | 10 Rockdale St | (339) 226-6750 |
Globe Life American Income Division: Fisher Organization serves the greater Braintree, Massachusetts, area as a long-term care insurance agent. It helps residents plan for future care needs by explaining policy options and coverage requirements. The company works closely with clients to assess individual situations, clarifying how long-term care insurance can protect assets during retirement. It specializes in guiding clients through policy selection for home health care and assisted living facility coverage.
J Williams Insurance Agency, Inc offers long-term care insurance services to help individuals and families prepare for future care needs. The agency assists clients in understanding policy options and provides ongoing support for existing plans. Service plans cover guidance with claims and policy maintenance. The agency serves Braintree, MA, and nearby communities. It services single-family homes, apartments, retail, and restaurants.
Dowling Insurance Agency serves Massachusetts families and individuals looking to protect their assets while planning for future care needs. A Braintree-based long-term care insurance agent, the company helps clients understand policy options that cover home care, assisted living, and nursing facility expenses. This broker clarifies the financial implications of extended care for healthy applicants and those navigating midlife transitions. It also assists residents within the greater Boston metro, including those living in surrounding communities such as Quincy.
Tonry Insurance Group in Braintree, Massachusetts differentiates between one-time consultations for immediate needs and ongoing policy reviews for evolving coverage. Their long-term care insurance work involves helping clients plan for future support costs while safeguarding assets. Coverage options address in-home care, assisted living, or nursing facility expenses according to policy terms. All services operate on an as-needed basis, with clients scheduling appointments when they require assistance or policy updates.
Cross Insurance serves Braintree, Massachusetts, and the surrounding South Shore communities with expert guidance on long-term care insurance. The agency helps clients evaluate policy options to protect assets and secure coverage for future care needs, including at-home support or nursing facility stays. It focuses on matching individuals with appropriate plans based on their personal financial situation and health considerations. To handle a typical job, the company begins with a thorough consultation to review the client’s long-term goals and current budget, then compares available policies to recommend the most fitting coverage.
Granite Insurance Agency Inc. in Braintree, MA, assists clients with planning for the future costs of extended personal care. The agency specializes specifically in long-term care insurance, offering policies that help cover expenses not included by standard health plans. Local residents can seek guidance on protecting assets while preparing for nursing home or in-home support needs. The business serves a broad range of commercial sectors, including corporate offices, industrial warehouses, and food service establishments.
As Massachusetts winters approach, many older residents in the Braintree area begin evaluating plans to cover potential long-term care needs. Frye Insurance & Real Estate Agency serves local clients by explaining policy options that address future nursing home or in-home assistance costs. Their work focuses on matching individuals with appropriate coverage levels based on personal circumstances and budget. An initial assessment meeting is scheduled to review current health status and financial goals before any policy recommendations are made.
Cove Risk Services, LLC specializes in guiding clients through long-term care insurance options, offering personalized consultations to help individuals plan for future care needs. Based in Braintree, MA, the agency assists with policy selection and enrollment for coverage that addresses assisted living, nursing home, or home-based care expenses. As long-term care insurance agents, they focus on tailoring coverage to changing health circumstances. Coming out of winter, many clients seek advice on how new seasonal mobility challenges might affect their existing or prospective policy benefits.
Sky Company Insurance offers long-term care insurance services to residential clients in Braintree, MA. The agency also helps local businesses with commercial coverage needs throughout the surrounding area. For individuals and families, agents provide guidance on policies that protect assets while covering daily living assistance. Businesses receive tailored plans to support workforce financial security. Clients often schedule follow-up appointments during policy reviews or when adjusting coverage between regular visits to ensure continued alignment with their evolving needs.
Good Luck Insurance Agency, based in Braintree, MA, is known for guiding clients through the complexities of long-term care insurance. It serves individuals seeking coverage for home care, assisted living, and nursing facility costs in the surrounding region. General agents in this field help families explore policies that protect assets against rising elder care expenses. The agency can customize a plan that factors in income and health history. A specialty service it offers is policy comparisons between traditional and hybrid life insurance with long-term care riders.
What Does a a Long-Term Care Insurance Agent in Braintree Cost?
Long-term care insurance premiums in Massachusetts vary by age, health, and coverage level. For a healthy 55 year old, a policy with a $150 daily benefit and 3 year term may cost $1,500 to $3,000 per year. For a 65 year old, the same coverage could range from $2,500 to $5,000 annually. Costs also depend on inflation riders and elimination periods. This is general information, not insurance advice.
About long-term care insurance agents in Braintree
Long-term care insurance agents in Braintree, Massachusetts help residents plan for future care costs. Massachusetts law offers a state partnership program that allows policyholders to protect assets while qualifying for MassHealth. An agent can explain how these policies work with local care facilities and home care services.
Frequently Asked Questions
What does a long-term care insurance agent in Braintree do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options, benefit periods, and inflation protection. They also guide you through Massachusetts specific rules like the partnership program.
How does the Massachusetts long-term care partnership program work?
The Massachusetts partnership program lets you keep a portion of your assets equal to the benefits paid by your policy. This means you can qualify for MassHealth without spending down all your savings. An agent can help you choose a partnership qualified policy.
Can I buy long-term care insurance if I already have health issues?
You can apply, but your health history affects approval and pricing. Insurers review medical records and may decline coverage for pre-existing conditions. An agent can help you find carriers that offer modified or guaranteed issue policies in Massachusetts.
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