The top-rated long-term care insurance agent in Andover, Minnesota is Mike Orn - State Farm Insurance Agent, rated 5.0 stars across 596 reviews. Other highly rated options include Larsen Insurance Group, Baker Insurance Brokers, Hemgren Family Insurance. This directory lists 11 long-term care insurance agents serving Andover.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Orn - State Farm Insurance Agent | 3366 Bunker Lake Blvd NW | (763) 323-4101 |
| 2 | Larsen Insurance Group | 2705 Bunker Lake Blvd NW Suite 206 | (763) 783-1188 |
| 3 | Baker Insurance Brokers | 13750 Crosstown Dr NW #100 | (763) 316-6632 |
| 4 | Hemgren Family Insurance | 15219 Bluebird St NW | (763) 208-6196 |
| 5 | Mike Mattingley - State Farm Insurance Agent | 13412 Hanson Blvd NW | (763) 421-5850 |
| 6 | Briena Nyquist American Family Insurance | 15190 Bluebird St NW #106 | (763) 755-9305 |
| 7 | Marci Hawkins American Family Insurance | 15190 Bluebird St NW #106 | (763) 427-4055 |
| 8 | Christiansen Insurance Agency | 13828 Round Lake Blvd NW | (763) 427-2700 |
| 9 | Oak Grove Insurance Agency - David Johnson | 17424 Marigold St NW | (763) 339-0400 |
| 10 | Ames Insurance | 4310 144th Ln NW | (763) 421-4343 |
Mike Orn - State Farm Insurance Agent serves the Andover, Minnesota area and provides long-term care insurance guidance. This insurance helps cover services that traditional health plans typically do not pay for, such as extended nursing home stays or in-home personal care. The agent explains how policies work and assists clients in comparing coverage options that align with their financial planning needs. Common services handled in this region include helping individuals secure nursing home care policies and setting up home health care coverage.
Larsen Insurance Group offers long-term care insurance products designed to help Andover clients plan for future custodial and extended care needs. The company assists with policy selection and claims documentation, and provides ongoing service for adjustments or beneficiary updates. Personalized consultations evaluate individual health circumstances and financial objectives for appropriate policy options. Long-term care insurance brokers rely on industry experience to recommend coverage that protects retirement savings from catastrophic care costs. Larsen Insurance Group primarily serves clients for single-family homes and assisted living preparation concerns in the Andover area.
Baker Insurance Brokers serves residents and families in Andover who need financial protection against the costs of extended care, such as nursing home or in-home assistance. The agency helps clients evaluate insurance options that safeguard retirement assets and maintain care access. It guides seniors and pre-retirees through policy selections and benefit comparisons tailored to individual healthcare needs. Baker Insurance Brokers also provides long-term care insurance support for clients in neighboring Anoka and the northern Twin Cities metro area.
Serving the Andover, Minnesota area and surrounding communities, Hemgren Family Insurance handles long-term care insurance planning. This agency works with clients to understand their potential future needs for assistance with daily living activities. Its focus includes explaining policy features, such as benefit triggers and coverage durations, for local residents. Hemgren Family Insurance takes a consultative approach. It typically begins by reviewing a client’s current health situation and financial priorities, then matches that profile with suitable policy options from available carriers.
Mike Mattingley, operating as a State Farm Insurance Agent in Andover, MN, distinguishes between one-time policy consultations and ongoing coverage management for long-term care planning. Service options include helping clients choose plans that cover in-home care, assisted living, or nursing facility stays. The agent assists with navigating personal assets, Medicare gaps, and policy benefits tailored to individual future needs. Client contact for plan reviews and adjustments runs on a scheduled basis, while new policy inquires and claim support are handled as needed.
As winter weather increases the risk of slips and falls for seniors in Andover, securing long-term care coverage becomes a practical priority. Briena Nyquist American Family Insurance guides clients through policy options that help protect assets and ensure access to home health or facility care. The agency evaluates individual retirement timelines and health histories to match appropriate benefit terms. An initial assessment step often involves reviewing current assets and discussing potential care scenarios with the agent.
Marci Hawkins American Family Insurance offers long-term care insurance agency services, helping clients in Andover, MN plan for future care needs. As a local agent, the company assists individuals with evaluating policy options to cover home health care, assisted living, or nursing home expenses. The agency provides ongoing support to help customers understand their coverage and navigate the claims process. As winter approaches, many residents can consult the agency to ensure their policies address potential changes in care requirements due to seasonal illnesses or mobility challenges.
Christiansen Insurance Agency works with clients to secure long-term care coverage, focusing on plans that address future health needs. Based in Andover, Minnesota, the agency provides guidance on policies that can pay for extended care services. Its specialty adds benefits such as inflation protection and home health care options. The agency can serve coverage needs for various commercial sectors, including professional offices, warehouses, and food service establishments.
Oak Grove Insurance Agency - David Johnson provides residential long-term care insurance services to individuals in Andover, Minnesota. Commercial coverage options are also available for local businesses seeking group policies for their employees. Serving the Andover area, the agency helps clients plan for future care needs through careful policy selection. After an initial consultation, David Johnson offers follow-up appointments between regular policy reviews to adjust coverage as circumstances change.
What Does a a Long-Term Care Insurance Agent in Andover Cost?
Long-term care insurance agent services in Minnesota typically do not charge a separate fee. Instead, agents earn commissions from the insurance company when you buy a policy. Policy premiums vary widely based on age, health, and coverage level. A healthy 55-year-old might pay between $1,500 and $3,000 per year for a comprehensive policy. Older applicants or those with health conditions will pay more. This is general information, not insurance advice.
About long-term care insurance agents in Andover
Long-term care insurance agents in Andover, Minnesota help residents plan for future care costs. These agents guide clients through policy options that comply with Minnesota state regulations. Local agents understand the specific needs of Anoka County residents and can explain how Minnesota Partnership plans work with Medicaid.
Frequently Asked Questions
What does a long-term care insurance agent in Andover do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage details, benefit periods, and inflation protection options. They also help you understand how Minnesota tax deductions may apply to your premiums.
Is long-term care insurance required in Minnesota?
No, long-term care insurance is not required by law in Minnesota. However, it can help protect your savings from high care costs. Minnesota offers a partnership program that allows you to keep more assets if you later need Medicaid.
How do I choose a long-term care insurance agent in Andover?
Look for an agent licensed in Minnesota with experience in long-term care policies. Ask about their knowledge of the Minnesota Partnership for Long-Term Care. Check their references and compare quotes from multiple agents before deciding.
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