The top-rated long-term care insurance agent in Eagan, Minnesota is Heppner Group, rated 4.9 stars across 664 reviews. Other highly rated options include Clear Choice Insurance Agency, Inc., Garay & Associates INC American Family Insurance, First Class Insurance Brokers. This directory lists 18 long-term care insurance agents serving Eagan.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heppner Group | 2600 Eagan Woods Dr #135 | (888) 700-0126 |
| 2 | Clear Choice Insurance Agency, Inc. | 3459 Washington Dr # 101 | (651) 288-3190 |
| 3 | Garay & Associates INC American Family Insurance | 1895 Plaza Dr #220 | (651) 686-7930 |
| 4 | First Class Insurance Brokers | 4651 Nicols Rd #203 | (651) 456-8165 |
| 5 | Brian Seedorf: Allstate Insurance | 4580 Scott Trail Ste 220 | (651) 452-9099 |
| 6 | T. French Insurance Agency, LLC | 2036 Vienna Ln | (612) 222-9813 |
| 7 | Blue Cross & Blue Shield of Minnesota | 3400 Yankee Dr | (651) 662-8000 |
| 8 | Kerry Jordan Insurance Agency | 4151 Knob Dr #202 | (651) 209-3535 |
| 9 | Kelliher & Associates, Inc. | 3470 Washington Dr suite 126 | (651) 451-1325 |
| 10 | Pharos Employee Benefits, Inc. | 2600 Eagan Woods Dr Suite 140 | (651) 393-5304 |
Heppner Group serves the Eagan, Minnesota, area and the surrounding Dakota County region as a long-term care insurance agent. It assists individuals and families in planning for future care needs by offering specialized coverage options. The agency helps clients compare policies to find appropriate protection against the high costs of extended care services. It also provides guidance on navigating the application process and adjusting plans as circumstances change. Services handled include facility-based care and in-home support insurance options.
Clear Choice Insurance Agency, Inc. serves individuals and families in the Eagan area who are planning for the financial challenges of aging. It offers long-term care insurance, which helps cover costs associated with assisted living, nursing facilities, and home care not paid for by standard health plans. Policyholders benefit from guidance in selecting appropriate coverage for future needs. The agency also serves clients in the neighboring communities of Burnsville and Apple Valley throughout the southern Twin Cities region.
Serving clients throughout Eagan, Minnesota, and the surrounding Twin Cities communities, Garay & Associates INC American Family Insurance specializes in long-term care insurance. This agency helps individuals and families evaluate coverage options that address the costs of extended healthcare services, whether at home or in a facility. The general approach used for a typical job involves a consultation to review personal needs, followed by comparing policy terms from applicable carriers to find a suitable plan.
First Class Insurance Brokers in Eagan, MN distinguishes between one-time policy evaluations and ongoing recertification planning for long-term care insurance. Their coverage guidance helps residents secure financial resources for future nursing homes or home health aides. As a local long-term care insurance agent, the firm provides personalized consultations to address individual health and budget needs. Clients can schedule meetings on a one-time or recurring as-needed basis to adjust plans over time.
As a long-term care insurance agent, Brian Seedorf: Allstate Insurance provides guidance on policies that help cover costs for nursing homes, assisted living, and in-home care when aging or illness require extended support. The agency serves residents of Eagan, MN, advising them how these plans protect personal assets against medical expenses typically not paid by Medicare. This is especially helpful for older adults and families planning for Alzheimer’s care needs or the financial strain of chronic conditions that may emerge unexpectedly during retirement.
As the seasons change, many Eagan families start planning for future healthcare needs, and T. French Insurance Agency, LLC provides guidance on long-term care insurance options. Serving the local area, this agent helps clients understand coverage for services such as home care and assisted living. By reviewing personal financial situations and medical histories, the agency tailors policy recommendations to individual needs. A typical initial step involves scheduling a consultation to assess current health and long-term goals.
Blue Cross & Blue Shield of Minnesota offers long-term care insurance agent services to help individuals plan for future care needs. It provides policy selection assistance and guidance on coverage options. The company also offers ongoing plan maintenance, including policy reviews and claims support. Located in Eagan, Minnesota, it serves clients seeking financial protection for extended care. Its services cover single-family homes, apartments, retail properties, and restaurants requiring insurance for their owners or employees.
Kerry Jordan Insurance Agency works with individuals and families in the Eagan area to help plan for the financial impact of extended care needs. The company specializes in long-term care insurance policies that can cover services not paid for by standard health coverage. Agents assist clients in understanding policy options and the process of qualifying for coverage. The agency can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Kelliher & Associates, Inc., based in Eagan, MN, is recognized for providing long-term care insurance solutions designed to help individuals plan for future care needs. The agency works with local clients to assess their personal health and financial circumstances, offering guidance on selecting policy options that cover services such as in-home care, assisted living, or nursing facility stays. Kelliher & Associates can also assist with exploring hybrid policies that combine life insurance with long-term care benefits.
What Does a a Long-Term Care Insurance Agent in Eagan Cost?
In Minnesota, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs depend on benefit amount, elimination period, and inflation options. This is general information and not insurance advice.
About long-term care insurance agents in Eagan
Long-term care insurance agents in Eagan, Minnesota help residents plan for future care costs. These agents explain policy features and state-specific options like the Minnesota Partnership for Long-Term Care. Working with a local agent ensures you understand how Minnesota law affects your coverage and benefits.
Frequently Asked Questions
What does a long-term care insurance agent in Eagan do?
A long-term care insurance agent helps you compare policies from different companies. They explain coverage options, benefit periods, and inflation protection. They also guide you on how Minnesota Partnership plans coordinate with Medical Assistance.
How does Minnesota law affect long-term care insurance?
Minnesota has a Partnership program that lets policyholders keep more assets if they later need Medical Assistance. Agents must follow state rules on policy disclosures and suitability. Policies must also offer inflation protection and nonforfeiture benefits.
What is the best age to buy long-term care insurance in Minnesota?
Most people buy policies in their 50s or early 60s when premiums are lower. Buying earlier also helps you qualify medically. Waiting too long may result in higher costs or denial due to health issues.
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