The top-rated long-term care insurance agent in Chanhassen, Minnesota is Active Insurance Solutions, rated 4.9 stars across 427 reviews. Other highly rated options include South Lake Agency - Insurance Brokers, Jeremy Senn - State Farm Insurance Agent, Sharlene Downs - State Farm Insurance Agent. This directory lists 11 long-term care insurance agents serving Chanhassen.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Active Insurance Solutions | 2431 Galpin Ct STE 140 | (952) 479-5877 |
| 2 | South Lake Agency - Insurance Brokers | 7945 Stone Creek Dr # 30 | (952) 856-5500 |
| 3 | Jeremy Senn - State Farm Insurance Agent | 99 Lake Dr E | (952) 380-0990 |
| 4 | Sharlene Downs - State Farm Insurance Agent | 480 W 78th St Suite 103 | (952) 934-7329 |
| 5 | Dave Roy Insurance Agency: Allstate Insurance | 7965 Stone Creek Dr STE 110 | (952) 448-3555 |
| 6 | Mitch Velgersdyk - State Farm Insurance Agent | 7955 Stone Creek Dr #10 | (612) 326-4414 |
| 7 | Angie Herder American Family Insurance | 530 W 79th St #140 | (952) 361-3327 |
| 8 | Kortuem Insurance Agency, Inc. | 600 W 78th St #200 | (952) 934-4126 |
| 9 | Ron Herrmann Agency Inc American Family Insurance | 7955 Stone Creek Dr Ste 110 | (952) 974-0577 |
| 10 | Farmers Insurance - David Papas Insurance Agency | 470 W 78th St Ste 130 | (952) 567-2299 |
Active Insurance Solutions serves clients in Chanhassen and the greater Carver County area as a long-term care insurance agent. The company assists individuals in planning for future care needs by offering guidance on various policy options. Clients can explore coverage designed to protect assets and provide access to home health aides or assisted living facilities. The firm specifically handles policy comparisons for nursing home coverage and in-home personal care services.
South Lake Agency - Insurance Brokers provides a range of services in Chanhassen, MN, focusing on helping clients plan for the financial challenges of extended care needs. The agency offers initial consultations to review coverage options and assists with policy applications. Its ongoing service includes regular policy reviews and guidance through claim processes. The company helps single-family home and apartment residents, as well as those operating retail businesses and restaurants, secure long-term care insurance.
Serving families and individuals in Chanhassen, Minnesota, Jeremy Senn - State Farm Insurance Agent provides guidance on long-term care insurance. This coverage helps clients plan for future needs like assisted living or home health care within the area. The agency assists customers in understanding policy options that protect savings from the high cost of extended care. It also works with people exploring ways to preserve assets while ensuring access to necessary support services. Its coverage area extends to nearby Eden Prairie and the surrounding southwest metro communities.
Serving the western suburbs of the Twin Cities, including Chanhassen and surrounding communities, Sharlene Downs - State Farm Insurance Agent handles long-term care insurance. The agency focuses on policies that help cover the costs of extended care at home, in assisted living, or in a nursing facility. Clients seeking protection for their retirement savings and family legacy can review coverage options tailored to their individual needs. The agent typically begins by meeting with clients to assess their health, financial situation, and specific future care preferences before comparing plan benefits.
Some long-term care insurance plans charge a single, upfront premium, while others require recurring annual payments for continued eligibility. Coverage can help protect savings from the high costs of assisted living, nursing homes, or home health aides in the Chanhassen area. As a local Allstate Insurance agent, Dave Roy Insurance Agency assists clients in comparing these payment structures and policy terms. Service consultations are available on both a one-time basis, for an initial assessment, and on a scheduled basis for an annual policy review.
Mitch Velgersdyk - State Farm Insurance Agent in Chanhassen, MN offers long-term care insurance planning to help clients protect assets and maintain independence during illness or aging. The agency also provides general auto, home, and life coverage services to local residents. A common seasonal concern this agent helps with is planning for extended care needs that may arise during winter months, when slips, falls, and flu complications become more frequent and can temporarily or permanently require nursing or in-home assistance.
As Minnesota families prepare for the unique challenges of aging in a cold climate, long-term care needs often become a priority. Angie Herder American Family Insurance, based in Chanhassen, helps local clients plan for these future care expenses. The agency provides guidance on policies designed to protect personal savings while covering services like home health aides or nursing facility stays. Each consultation focuses on aligning coverage with individual retirement goals and health timelines. The process begins with an initial review of your current insurance portfolio and long-term care desires.
Kortuem Insurance Agency, Inc. helps individuals plan for future care needs through long-term care insurance coverage. Operating in Chanhassen, Minnesota, this agency specializes in designing policies that protect personal savings against the high costs of extended assisted living or home healthcare. The firm works with clients to connect coverage options with their specific family and financial circumstances. Kortuem Insurance Agency can assist offices, warehouses, and food service businesses by providing employee benefit plans that include long-term care protection.
Ron Herrmann Agency Inc American Family Insurance serves residents in Chanhassen, MN, with long-term care insurance planning. The agency also offers commercial coverage options for local businesses in the surrounding area. Long-term care policies help individuals prepare for future assisted living or in-home care expenses. Reviews can be scheduled to ensure coverage remains aligned with changing health needs and financial situations. Clients often continue these conversations during regular annual check-ins or after major life events.
Farmers Insurance - David Papas Insurance Agency in Chanhassen, MN, is known for advising clients on long-term care insurance policies that help cover extended care needs. The agency offers guidance on options such as nursing home, assisted living, and in-home care coverage. Its service range includes policy comparisons so families can find suitable plans that protect assets. The agency handles standard enrollment and also specializes in advising clients on hybrid life and long-term care insurance policies.
What Does a a Long-Term Care Insurance Agent in Chanhassen Cost?
Long-term care insurance premiums in Minnesota vary widely based on age health and coverage level. A typical policy for a 55 year old might cost between 150 and 300 dollars per month while a 65 year old may pay 250 to 500 dollars per month. Costs also depend on the daily benefit amount and whether you choose inflation protection. This is general information not insurance advice.
About long-term care insurance agents in Chanhassen
Long-term care insurance agents in Chanhassen help residents plan for future care needs such as nursing home or home health services. Minnesota offers a state partnership program that allows policyholders to protect some assets while qualifying for Medical Assistance. Working with a local agent ensures you understand how Minnesota laws and tax incentives apply to your coverage.
Frequently Asked Questions
What does a long-term care insurance agent in Chanhassen do?
An agent helps you compare policies from different insurers and explains coverage options like daily benefit amounts and elimination periods. They also guide you through Minnesota specific rules such as the state partnership program and the 60 day free look period for new policies.
Are there Minnesota tax benefits for long-term care insurance?
Yes Minnesota offers a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and is adjusted annually. An agent can help you determine if your policy qualifies under Minnesota law.
How does the Minnesota Partnership for Long-Term Care work?
This program lets you buy a special policy that allows you to keep a certain amount of assets if you later need Medical Assistance. The amount you keep equals the benefits your policy paid out. Agents in Chanhassen can explain how partnership policies meet state requirements.
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