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Find Long-Term Care Insurance Agents Near You in Cottage Grove, MN
Looking for a long-term care insurance agent in Cottage Grove? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Cottage Grove, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 10 long-term care insurance agents in Cottage Grove, MN
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Tim Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-0224
statefarm.com
Nate Pica-Anderson - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 365-2343
cottagegrovemninsurance.com
Truguard Insurance Brokers
8063 Hadley Ave S, Cottage Grove, MN 55016
(651) 888-2170
truguardib.com
Brady Snedden - State Farm Insurance Agent
7420 80th St S Ste 200, Cottage Grove, MN 55016
(651) 458-0425
mymidwestinsurance.com
Jack Germo - State Farm Insurance Agent
7450 E Point Douglas Rd S, Cottage Grove, MN 55016
(651) 458-0425
statefarm.com
Farmers Insurance - Jennifer Wheeler
7449 80th St S, Cottage Grove, MN 55016
(651) 459-6699
agents.farmers.com
Daniel Lawrence American Family Insurance
7750 Harkness Ave S #103, Cottage Grove, MN 55016
(651) 458-6900
amfam.com
Andrea Zajicek - State Farm Insurance Agent
8617 W Point Douglas Rd S #150, Cottage Grove, MN 55016
(651) 459-2207
statefarm.com
Darin Husaby American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Tim Maluski Agcy, Inc. American Family Insurance
8617 W Point Douglas Rd S #180, Cottage Grove, MN 55016
(651) 458-3519
amfam.com
Long-term care insurance agents in Cottage Grove, Minnesota help residents plan for future care needs. These agents explain policy options that cover nursing home stays, assisted living, and home health care. Minnesota offers a state partnership program that allows policyholders to protect assets while qualifying for Medical Assistance.
What Does a Long-Term Care Insurance Agent in Cottage Grove Cost?
Long-term care insurance premiums in Minnesota vary by age, health, and coverage level. A typical policy for a 55-year-old might cost 1,500 to 3,000 dollars per year. For a 65-year-old, the same policy could cost 2,500 to 5,000 dollars per year. Costs also depend on the daily benefit amount, benefit period, and inflation rider. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cottage Grove do?
An agent helps you compare policies from different companies. They explain coverage limits, benefit periods, and inflation protection options. They also help you understand how Minnesota partnership policies work.
How does the Minnesota long-term care partnership program work?
The partnership program lets you keep assets equal to what your policy pays out. If you use 100,000 dollars in benefits, you can protect 100,000 dollars in assets from Medical Assistance. This helps you qualify for Medicaid without spending down all savings.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Minnesota.