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Find Long-Term Care Insurance Agents Near You in Elk River, MN

Browse long-term care insurance agents serving Elk River, Minnesota. Contact information and addresses listed below.

18 agents listed
Updated May 2026
Elk River, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Minnesota before hiring.
Showing 18 long-term care insurance agents in Elk River, MN Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Kevin Gleitz - State Farm Insurance Agent
370 Jackson Ave NW, Elk River, MN 55330
(763) 441-2482 getrednow.com
The Pampusch Agency
17205 Yale St NW Suite B, Elk River, MN 55330
(763) 441-4250 agents.fuainsurance.com
North Central Insurance Agency
16854 US-10, Elk River, MN 55330
(763) 241-7900 northcentralinsurance.com
Elk Agency Insurance
325 Main St NW, Elk River, MN 55330
(763) 241-0656 elkagency.com
Bonnie Koste Agency Inc American Family Insurance
913 Main St NW, Elk River, MN 55330
(763) 441-9029 amfam.com
Pentagon Insurance
18853 Freeport St NW, Elk River, MN 55330
(763) 331-8700 pentagoninsuranceagency.com
Forthright Insurance LLC
231 Main St NW #3, Elk River, MN 55330
(763) 447-4112 forthrightinsurancemn.com
Patriot Insurance Brokers
312 Main St NW, Elk River, MN 55330
(763) 595-1544 patriotinsurancebrokers.com
Farm Bureau Financial Services: Jessica Filipek
19276 Vernon St NW Ste A, Elk River, MN 55330
(763) 595-1146 fbfs.com
Farmers Insurance - David Stokke
625 Main St NW, Elk River, MN 55330
(763) 441-4761 agents.farmers.com
Integrity
10th Ave, Elk River, MN 55330
(763) 441-6361 integrityexperience.com
Affordable Insurance Solutions
10997 185th Ave NW, Elk River, MN 55330
(612) 226-0437 affordableinsurancemn.com
Oakwood
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com
Paul Ostmoe American Family Insurance
400 Jackson Ave NW Suite 203, Elk River, MN 55330
(763) 441-5561 amfam.com
Senior Health MN
16854 US-10, Elk River, MN 55330
(763) 241-7900 seniorhealthmn.com
Victory Insurance, Inc.
812 Main St NW Suite 270, Elk River, MN 55330
(763) 482-2084 victoryinsurancemn.com
Realize Financial Advisors
630 Main St NW, Elk River, MN 55330
(763) 241-8568 realizefinancialadvisors.com
Insurance on Main - Dan Pecka
649 Main St NW, Elk River, MN 55330
(763) 441-8405 insuranceonmain.com

A long-term care insurance agent in Elk River, Minnesota helps you choose a policy that covers home care, assisted living, or nursing home costs. Minnesota offers a state partnership program that allows you to keep some assets if you later need Medical Assistance. An agent can explain how these local rules affect your coverage options.

What Does a Long-Term Care Insurance Agent in Elk River Cost?

In Minnesota, long-term care insurance premiums vary widely based on age, health, and benefit amounts. A typical policy for a 55 year old might cost between $1,500 and $3,000 per year, while a 65 year old may pay $2,500 to $5,000 annually. Costs also depend on the daily benefit and inflation rider chosen. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Elk River do?
An agent helps you compare policies from different companies to find one that fits your needs and budget. They explain benefit amounts, elimination periods, and inflation protection options. They also guide you through Minnesota specific rules like the partnership program.
How do Minnesota partnership policies work for long-term care insurance?
Minnesota partnership policies let you protect a portion of your assets equal to the benefits paid by your policy. If you later need Medical Assistance, those assets are not counted. An agent can tell you which policies qualify under this state program.
Are there time limits for filing a long-term care insurance claim in Minnesota?
Minnesota law requires insurers to pay or deny a claim within 30 days of receiving proof of loss. If more information is needed, the insurer must request it within 15 days. An agent can help you submit the required documents on time.