The top-rated long-term care insurance agent in Franklin Square, New York is Steve Candon - State Farm Insurance Agent, rated 5.0 stars across 231 reviews. Other highly rated options include The Sarrica Group Inc, Prestige Insurance and Financial Services, DSR & Ferrar Insurance Agency. This directory lists 13 long-term care insurance agents serving Franklin Square.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Steve Candon - State Farm Insurance Agent | 932 Hempstead Turnpike | (516) 488-3333 |
| 2 | The Sarrica Group Inc | 1078 Oaks Dr | (516) 277-0812 |
| 3 | Prestige Insurance and Financial Services | 83 Franklin Ave | (516) 216-5600 |
| 4 | DSR & Ferrar Insurance Agency | 120 Franklin Ave | (516) 352-3377 |
| 5 | Instantly Insured | 4 New Hyde Park Rd Suite: 4 | (347) 309-6962 |
| 6 | Robert Frisina: Allstate Insurance | 739 Hempstead Turnpike | (516) 352-7722 |
| 7 | Riccio Agency Inc: Allstate Insurance | 450 Dogwood Ave | (516) 371-3300 |
| 8 | Northeastern Group LTD | 695 Hempstead Turnpike | (516) 505-7700 |
| 9 | Marino Coverage Group Inc. - Nationwide Insurance | 752 Hempstead Turnpike | (516) 354-0660 |
| 10 | Darren Set: Allstate Insurance | 738 Franklin Ave | (516) 561-8200 |
Steve Candon - State Farm Insurance Agent serves the Franklin Square, New York area with long-term care insurance services. This agency assists clients in planning for future care needs by offering policies that cover home health aides, assisted living, and nursing home expenses. Policies are designed to protect savings while providing access to quality care as individuals age. The agent helps evaluate individual coverage options based on personal health and financial situations. Specific services handled include in-home care benefit coordination and facility care cost planning.
The Sarrica Group Inc provides guidance and policy selection for long-term care insurance in Franklin Square and the surrounding area. The company assists clients with evaluating coverage options designed to protect assets against the high costs of extended care. Service includes policy review, benefit analysis, and enrollment support for these specialized insurance plans. Maintenance services involve ongoing claims assistance and policy updates to adapt to changing needs. The agency serves homeowners, apartment residents, and local retail business owners.
Prestige Insurance and Financial Services serves families and individuals in Franklin Square, New York who are planning for their future healthcare needs. The company offers guidance on long-term care insurance policies designed to help protect savings from the high costs of extended nursing or home care. Agents work closely with clients to explain different benefit options and coverage structures. They also help residents of surrounding Nassau County communities, including Garden City, arrange a policy tailored to their personal circumstances and before they have a medical need.
DSR & Ferrar Insurance Agency serves Franklin Square, New York, and the surrounding communities with long-term care insurance policies. The agency handles coverage that helps individuals plan for future care needs, such as home health aides or assisted living facility expenses. It provides guidance on policy options from various insurers available to local residents. In a typical engagement, the agency reviews a client's current health status and financial situation to identify suitable coverage levels, then compares plan features to present a clear recommendation.
For clients needing immediate protection or future planning, Instantly Insured in Franklin Square, NY, offers both one-time policies and recurring long-term care coverage options. The agency assists local residents with selecting plans that address extended medical support needs in home or facility settings. Service can be arranged on a one-time, scheduled, or as-needed basis depending on the client's current stage of life.
Robert Frisina: Allstate Insurance in Franklin Square, NY offers long-term care insurance planning, helping clients prepare for the financial demands of extended personal or nursing care. The firm also guides customers through policy options that protect savings from future health-related expenses. This service is particularly relevant when families face seasonal transitions, such as after a holiday visit when changes in a loved one’s ability to live independently become more apparent and require immediate attention.
As residents of Franklin Square consider their futures and the rising costs of extended care, Riccio Agency Inc: Allstate Insurance helps local families secure long-term care coverage. The agency guides clients through policy options that protect savings from the high expenses of nursing homes, assisted living, or home health aides. An agent explains how benefits coordinate with Medicare and family resources, tailoring a plan to individual needs. A thorough initial assessment of current health and financial circumstances begins the process of evaluation.
Northeastern Group LTD in Franklin Square, NY assists individuals and families with planning for future healthcare needs as a long-term care insurance agent. The company specializes in helping clients navigate policy options that cover services not typically included in standard health or Medicare plans. It focuses on providing education about the potential costs of extended care and the financial protection such insurance can offer. The agency serves local commercial sectors that include offices, warehouses, and food service businesses.
Marino Coverage Group Inc. - Nationwide Insurance serves Franklin Square, New York, providing long-term care insurance for residents in their homes and communities. The agency also offers commercial coverage options for local businesses seeking employee or partner long-term care benefits. Policyholders can explore plans designed to help cover assisted living, nursing home, or home health aide costs during extended care needs. Clients often return for periodic policy reviews and adjustments as their personal care requirements evolve between regular visits, ensuring ongoing coverage alignment.
Darren Set: Allstate Insurance in Franklin Square, NY, is known for helping clients plan for the financial challenges of extended care needs. Its long-term care insurance agency serves local residents seeking policies designed to cover nursing home, assisted living, or home-based care expenses. The company assists customers in evaluating coverage options that protect assets and reduce burdens on family members. A specialty service it can add on is offering policy riders that include inflation protection to offset rising future care costs.
What Does a a Long-Term Care Insurance Agent in Franklin Square Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year. For a 65-year-old, annual premiums often range from $2,500 to $5,000. Costs also depend on the daily benefit amount and benefit period you choose. This is general information, not insurance advice.
About long-term care insurance agents in Franklin Square
Long-term care insurance agents in Franklin Square, New York help residents plan for future care costs such as nursing home stays or home health aide services. New York state offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid out. Working with a local agent can help you understand these options and find a policy that fits your budget and health situation.
Frequently Asked Questions
What does a long-term care insurance agent in Franklin Square do?
An agent helps you compare policies from different insurance companies. They explain coverage for in-home care, assisted living, and nursing homes. They also guide you on New York-specific rules like the Partnership program.
How do I qualify for long-term care insurance in New York?
You must generally be in good health and under age 80 to qualify. Insurers review your medical history and may require a health interview. Some policies offer guaranteed issue options for certain groups.
What is the New York Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the benefits your policy pays. For example, if your policy pays $200,000 in benefits, you can protect $200,000 of your assets from Medicaid. An agent can explain how this works for Franklin Square residents.
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